1009 Ramseys Point Road
Monticello, KY, 42633 $ 350,000
Bedrooms4 Baths2.1 Sq 1,860 Monthly Estimate*
$ 2,210
for $350,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,860 square foot home was built in 2015 on a lot size of 0.36.
LAKE CUMBERLAND GETAWAY READY TO ENJOY! Welcome to 1009 Ramseys Point Road, a fantastic 4-bedroom, 2.5-bath home in the desirable Ramseys Point area of Monticello. Built in 2015 and offering approximately 1,860 square feet, this property delivers the perfect combination of comfortable living, incredible garage space, outdoor entertaining, and convenient access to Lake Cumberland. One of the biggest advantages? The seller is leaving much of the furnishings for the convenience of the next owner! However, personal belongings and select items will be removed prior to closing. Whether you're looking for a full-time residence, weekend retreat, vacation home, or investment property, this is a true turnkey opportunity. The oversized HEATED AND COOLED GARAGE is an absolute standout feature. With approximately 34 feet of depth and tall overhead doors, there is plenty of room for boats, vehicles, ATVs, motorcycles, lake toys, and all the gear that comes with enjoying Lake Cumberland. Because it is heated and cooled, the space can be comfortably used year-round as a workshop, hobby area, recreation space, or simply incredible storage. Step outside and enjoy the spacious rear deck, patio, and firepit area — the perfect setting for grilling, entertaining family and friends, relaxing after a day on the water, or enjoying Kentucky evenings under the stars. And then there's the lake! Conveniently located just minutes from Lake Cumberland recreation and a nearby boat ramp, you'll have easy access to some of the best boating, fishing, swimming, and outdoor recreation in the region. This is the kind of property Lake Cumberland buyers are looking for — FOUR BEDROOMS, 2.5 BATHS, AN OVERSIZED HEATED & COOLED GARAGE, GREAT OUTDOOR LIVING, AND CONVENIENT LAKE ACCESS. Don't miss your opportunity to own a move-in-ready Lake Cumberland property where you can start making memories from day one!
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FeaturesInteriorInterior Amenities Breakfast Bar Ceiling Fan(s)
Flooring Carpet Tile Wood
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Insulated Windows Screens
Fireplace Y/N N
Above Grade Finished Area 1860.0
Half Baths 1
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0.0
Total Baths 3
Heating-Heat Pump True
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GeneralSewer Septic Tank
Heating Heat Pump
Cooling Heat Pump
Possession Negotiable
Roof Metal
Appliances Microwave Oven Refrigerator
Garage Spaces 4.0
Patio/Porch Features Deck Patio
Architectural Style Barndominium
Construction Materials Other
Year Built 2015
View Neighborhood
Levels One Two
Property Subtype Single Family Residence
Parcel Number 022-40-01-034.01
County Wayne
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N Y
Total Rooms 9
Full Baths 2
Status Active
Directions 90 West into Monticello. Right onto W Hay 92 then approximately 1.5 miles to right onto Hwy 789. Go approximately 6.5 miles then right onto Ramseys Point Road property is on the left.
High School Wayne Co
City Monticello
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 15682.0
Carport Y/N N
Elementary School Wayne Co
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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ExteriorExterior Amenities Fire Pit
Fencing None
Parking Features Attached Garage Driveway Garage Faces Front
Lot Features Wooded
Water Source Public
Lot Size Area 0.36
Foundation Details Concrete Perimeter
Building Area Total 1860.0
Lot Size Acres 0.36
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $2,210
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monticello, KY
Average List Price $293,149
Percent of Sale Price 16%
About Monticello, KY 6,475 Population
3% Since 2002
$ 26,350 Median Income
39.69 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3289568 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/6/2026 | $350,000 | | Listed Price |