1209 Garrard Street Covington, KY ^$ 164,900

1209 Garrard Street

^$ 164,900

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Recently Listed

1209 Garrard Street

Covington, KY, 41011

^$ 164,900

Bedrooms3 Baths1.0 Sq 1,600

Monthly Estimate*

^$ 1,041

1209 Garrard Street, Covington, KY 41011 - Image 1

1209 Garrard Street, Covington, KY 41011 - Image 2

1209 Garrard Street, Covington, KY 41011 - Image 3

1209 Garrard Street, Covington, KY 41011 - Image 4

1209 Garrard Street, Covington, KY 41011 - Image 5

1209 Garrard Street, Covington, KY 41011 - Image 6

1209 Garrard Street, Covington, KY 41011 - Image 7

1209 Garrard Street, Covington, KY 41011 - Image 8

1209 Garrard Street, Covington, KY 41011 - Image 9

1209 Garrard Street, Covington, KY 41011 - Image 10

Single Family Home for sale in Covington, KY

for $164,900 with 3 bedrooms and 1 full bath. This 1,600 square foot home was built in 1909 on a lot size of 0.05.

Calling all investors and renovation enthusiasts! This 2-story home offers 3 bedrooms, 1 bathroom, and a welcoming front porch. Ready for updates and improvements, the property provides a great opportunity to bring your vision to life and create something special. With plenty of potential throughout, this could be an exciting addition to an investment portfolio or your next renovation project. Bring your ideas and see the possibilities this property has to offer. Schedule your showing today!

Single Family Active

Price

^$ 164,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Traditional

Lot Size

0.05

Year Built

1909

Town/City

Covington

County/Region

Kenton

MLS | Web ID

646390

Features

General

Living Area 1600

Sewer Public Sewer

Heating Forced Air

Cooling Central Air

Utilities Sewer Available Water Available

Roof Shingle

Garage Spaces 0

Architectural Style Traditional

Construction Materials Vinyl Siding

Year Built 1909

Levels Two

Property Subtype Single Family Residence

County Kenton

New Construction false

Property Type Residential

HOA false

Attached Garage false

Total Rooms 6

Status Active

Directions Take I-71/I-75 to Exit 191 for 12th St/MLK Jr Blvd. Head east on W 12th St then turn right onto Garrard St and continue to 1209 Garrard St.

High School Holmes Senior High

City Covington

MLS Area K01 - Covington North

Lot Size Units Acres

Lot Size Square Feet 2090

Elementary School John G. Carlisle Elementary

Property Attached Y/N false

Middle/Junior High School Holmes Middle School

MLS Area Minor K01 - Covington North

Standard Status Active

Interior

Basement Full

Air Conditioning Y/N true

Heating Y/N true

Window Features Other

Fireplace Y/N false

Total Baths 1

Exterior

Vegetation Other

Parking Features On Street

Water Source Public

Lot Size Area 0.05

Foundation Details Stone

Building Area Total 1600

Lot Dimensions 22X95

Lot Size Acres 0.05

Lot Size Source Assessor

* Excluded Features

List By

Mainstay Brokerage Llc

Broker

adam.woodring@opendoor.com

Affordability Calculator

$1,041

Per Month

Monthly Principal & Interest: $1,041
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Covington, KY

Average List Price ^$310,380

Percent of Sale Price 88%

About Covington, KY

41,769 Population

-4% Since 2002

^$40,250 Median Income

37.49 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

0 Elementary School

0 Middle School

Holmes Senior High High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/5/2026	$164,900		Listed Price

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1209 Garrard Street, Covington, KY, 41011 is a Single Family Home for sale at $164,900 with 1,600 sqft and a lot size of 0.05. 1209 Garrard Street has 3 bedrooms, 1.0 baths, and was built in 1909. The property's zip code is 41011 which is in Covington, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 9/7/2026.

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1209 Garrard Street

Single Family Home for sale in Covington, KY

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