4545 DEBBIE LANE LUTZ, FL $ 420,000
4545 DEBBIE LANE
$ 420,000
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4545 DEBBIE LANE

LUTZ, FL, 33559
$ 420,000
Bedrooms4 Baths2.1 Sq 2,478

Monthly Estimate*

$ 2,652

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Single Family Home for sale in LUTZ, FL

for $420,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,478 square foot home was built in 1980 on a lot size of 0.24.

A Rare Find in Lutz/Wesley Chapel — Pool Home with NO HOA and NO CDD! This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity. Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home's most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate. The bathrooms have also been updated with new vanities and modern finishes. The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun. The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare. The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!

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Single Family Active

Price

$ 420,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,249

Style

Single Family Residence

Lot Size

0.24

Year Built

1980

Town/City

LUTZ

County/Region

Pasco

MLS | Web ID

TB8545612

Features
General
Sewer Private Sewer
Heating Heat Pump
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Roof Shake
Appliances Dishwasher Dryer Electric Water Heater Microwave Refrigerator Washer
Zoning R3
Garage Spaces 2
Pool Features In Ground
Construction Materials Block
Year Built 1980
View Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Pasco
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name TAMPA DOWNS HEIGHTS
Facing Direction Northeast
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions From Wesley Chapel Blvd. Turn on Magnolia Blvd. Turn R on Birdsong Blvd. L Debbie Blvd. Home 0.2 mi on right.
High School Cypress Creek High-PO
City LUTZ
Senior Community Y/N false
MLS Area 33559 - Lutz
Lot Size Units Square Feet
Lot Size Square Feet 10440
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Veterans Elementary School
Land Lease Y/N false
Tax Annual Amount 4249.72
Middle/Junior High School Cypress Creek Middle School
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8545612
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 0
Tax Lot 226
Legal Description TAMPA DOWNS HEIGHTS UNIT 4 PB 11 PG 145 LOT 226
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X*
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
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Interior
Interior Amenities High Ceilings Open Floorplan Thermostat
Flooring Vinyl
Furnished Y/N Unfurnished
Fireplace Features Wood Burning
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Sliding Doors
Fencing Vinyl
Water Source Public
Lot Size Area 10440
Foundation Details Slab
Spa false
Building Area Total 3084
Lot Size Acres 0.24
Road Surface Type Asphalt Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Future Home Realty Inc

Broker

kurtderk2003@yahoo.com

Email

Affordability Calculator

$3,006
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,652
Monthly Property Taxes
$354
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Cypress Creek High-PO High School High School
Pricing History
DatePricePrice ChangeDescription
9/5/2026$420,000 Listed Price

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4545 DEBBIE LANE, LUTZ, FL, 33559 is a Single Family Home for sale at $420,000 with 2,478 sqft and a lot size of 0.24. 4545 DEBBIE LANE has 4 bedrooms, 2.1 baths, and was built in 1980. The property's zip code is 33559 which is in LUTZ, FL