Recently Listed Open House 9/12 10am - 1pm
690 Smith Road
Worcester, NY, 12197 $ 549,000
Bedrooms3 Baths3.0 Sq 1,248 Monthly Estimate*
$ 3,466
for $549,000 with 3 bedrooms and 3 full baths. This 1,248 square foot home was built in 2025 on a lot size of 44.65.
Two homes, one property, and 44.65 acres to spread across: this Worcester ranch in Otsego County pairs a main residence with a separate 1-bedroom, 1-bathroom cottage and a 5-acre fenced pasture. The main home offers single-level living with 2 bedrooms and 2 bathrooms, centered on an open great room with cathedral ceilings, exposed beams, and sliding glass doors that capture the amazing views! The first floor holds the 2 bedrooms and hall bath, as well as laundry, with radiant-heated floors powered by a wood boiler. The primary shower in the main bedroom remains unfinished; you decide on the finishes. Outside, a deck, patio, and fire pit anchor the outdoor space, alongside a 24x12 storage/work shed with electric service and an additional shed. Both homes share the well, septic system, and heating setup. Located at 690 Smith Rd in Worcester, NY, with easy access to regional thoroughfares, this multi-dwelling property offers space for family, guests, or extra living quarters all in one place.
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Open House
9/12/2026 10:00 AM - 1:00 PM
690 Smith Road Worcester, NY
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesInteriorInterior Amenities CeilingFans CathedralCeilings SeparateFormalLivingRoom GreatRoom LivingDiningRoom SlidingGlassDoors BedroomOnMainLevel MainLevelPrimary
Flooring LuxuryVinyl
Total Fireplaces 0
Total Stories 1
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N No
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 3
Total Baths 3
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GeneralSewer SepticTank
Heating HotWater RadiantFloor Radiant Wood
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher ExhaustFan GasOven GasRange PropaneWaterHeater Refrigerator RangeHood TanklessWaterHeater Washer
Garage Spaces 0.0
Patio/Porch Features Deck Patio
Architectural Style Cottage Ranch
Construction Materials FoamInsulation VinylSiding
School District Worcester
Year Built 2025
Electric CircuitBreakers
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
Accessibility NoStairs
County Otsego
Property Type Residential
Energy Efficient Appliances Windows
Garage Y/N No
Other Structures Barns Outbuilding Sheds Storage
Total Rooms 6
Full Baths 3
Status Active
City Worcester
Senior Community Y/N No
High School District Worcester
Number Of Units Total 0
MLS Area Worcester-366600
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 2224.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Worcester
Elementary School District Worcester
Tax Assessed Value 38255
TaxOtherAnnualAssessmentAmount 0.0
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ExteriorExterior Amenities Deck GravelDriveway Patio PrivateYard SeeRemarks PropaneTankLeased
Parking Features NoGarage Driveway SharedDriveway
Lot Features IrregularLot RuralLot Secluded
Water Source Well
Lot Size Area 44.65
Foundation Details Poured Slab
Building Area Total 1248.0
Lot Dimensions 2017X2577
Lot Size Acres 44.65
Waterfront Y/N No
Door Features SlidingDoors
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* Excluded FeaturesList ByCharlotteville Realty, LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,466
- Monthly Property Taxes
- $185
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Worcester, NY
Average List Price $312,732
Percent of Sale Price 43%
About Worcester, NY 2,190 Population
-1% Since 2002
$ 43,670 Median Income
47.11 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122717 Elementary School
4122825 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/5/2026 | $549,000 | | Listed Price |