8 College Terrace Oneonta, NY $ 439,000
8 College Terrace
$ 439,000
Share Save

8 College Terrace

Oneonta, NY, 13820
$ 439,000
Bedrooms4 Baths3.0 Sq 4,102

Monthly Estimate*

$ 2,772

8 College Terrace, Oneonta, NY 13820 - Image 1
8 College Terrace, Oneonta, NY 13820 - Image 2
8 College Terrace, Oneonta, NY 13820 - Image 3
8 College Terrace, Oneonta, NY 13820 - Image 4
8 College Terrace, Oneonta, NY 13820 - Image 5
8 College Terrace, Oneonta, NY 13820 - Image 6
8 College Terrace, Oneonta, NY 13820 - Image 7
8 College Terrace, Oneonta, NY 13820 - Image 8
8 College Terrace, Oneonta, NY 13820 - Image 9
8 College Terrace, Oneonta, NY 13820 - Image 10
8 College Terrace, Oneonta, NY 13820 - Image 11
8 College Terrace, Oneonta, NY 13820 - Image 12
8 College Terrace, Oneonta, NY 13820 - Image 13
8 College Terrace, Oneonta, NY 13820 - Image 14
8 College Terrace, Oneonta, NY 13820 - Image 15
8 College Terrace, Oneonta, NY 13820 - Image 16
8 College Terrace, Oneonta, NY 13820 - Image 17
8 College Terrace, Oneonta, NY 13820 - Image 18
8 College Terrace, Oneonta, NY 13820 - Image 19
8 College Terrace, Oneonta, NY 13820 - Image 20
8 College Terrace, Oneonta, NY 13820 - Image 21
8 College Terrace, Oneonta, NY 13820 - Image 22
8 College Terrace, Oneonta, NY 13820 - Image 23
8 College Terrace, Oneonta, NY 13820 - Image 24
8 College Terrace, Oneonta, NY 13820 - Image 25
8 College Terrace, Oneonta, NY 13820 - Image 26
8 College Terrace, Oneonta, NY 13820 - Image 27
8 College Terrace, Oneonta, NY 13820 - Image 28
8 College Terrace, Oneonta, NY 13820 - Image 29
8 College Terrace, Oneonta, NY 13820 - Image 30
8 College Terrace, Oneonta, NY 13820 - Image 31
8 College Terrace, Oneonta, NY 13820 - Image 32
8 College Terrace, Oneonta, NY 13820 - Image 33
8 College Terrace, Oneonta, NY 13820 - Image 34
8 College Terrace, Oneonta, NY 13820 - Image 35
8 College Terrace, Oneonta, NY 13820 - Image 36
8 College Terrace, Oneonta, NY 13820 - Image 37
8 College Terrace, Oneonta, NY 13820 - Image 38
8 College Terrace, Oneonta, NY 13820 - Image 39
8 College Terrace, Oneonta, NY 13820 - Image 40
8 College Terrace, Oneonta, NY 13820 - Image 41
8 College Terrace, Oneonta, NY 13820 - Image 42
8 College Terrace, Oneonta, NY 13820 - Image 43
8 College Terrace, Oneonta, NY 13820 - Image 44
8 College Terrace, Oneonta, NY 13820 - Image 45

Single Family Home for sale in Oneonta, NY

for $439,000 with 4 bedrooms and 3 full baths. This 4,102 square foot home was built in 1940 on a lot size of 0.89.

Welcome to a home filled with warmth, comfort, love and many years of cherished memories. Offered for sale after years of endearing enjoyment, this bright and spacious Split-Level Ranch is situated on a beautiful 0.89-acre parcel within the City of Oneonta. A home where love, laughter and growth have been part of everyday life, it is now ready to welcome its next chapter. Offering four bedrooms and three full baths, this home provides generous living space across three levels. The large eat-in family kitchen is truly the heart of the home, offering plenty of room for everyone to gather, cook together and share stories after school and work. Beautiful mahogany and oak woodwork, along with oak flooring throughout, add timeless character and warmth. Vintage bathrooms preserve a touch of the home's original charm. Practicality is equally well represented with abundant cabinetry and storage, dedicated laundry and folding space, and a walk-in cedar closet. The partially finished lower level expands the possibilities with a spacious recreation room and bar area — and, in years past, even featured a stage, creating a wonderful space for entertaining, gatherings and making memories. A dedicated home office in the basement offers a quiet and private workspace, ideal for working from home, studying or managing today's busy lifestyle. An attached two-car garage adds everyday convenience, while the generous lot provides room to enjoy the outdoors. If location matters, this home delivers! Conveniently located with easy access to schools, AO Fox Hospital, SUNY Oneonta and Hartwick College, while still offering the comfort of a spacious property within the City. A special home with character, history and room to make your own memories. Come see why this one has been loved for so many years!

See more

Single Family Active

Price

$ 439,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 11,098

Style

RaisedRanch,TwoStory,SplitLevel

Lot Size

0.89

Year Built

1940

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1712287

Features
Interior
Interior Amenities Den SeparateFormalDiningRoom EntranceFoyer EatInKitchen HomeOffice CountryKitchen KitchenIsland Pantry Storage Bar BedroomOnMainLevel BathInPrimaryBedroom MainLevelPrimary PrimarySuite
Basement Full PartiallyFinished WalkOutAccess
Flooring Hardwood Varies Vinyl
Total Fireplaces 2
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 4
Below Grade Finished Area 1758.0
Main Level Bedrooms 2
Main Level Bathrooms 2
Total Baths 3
See more
General
Sewer Connected
Heating Gas Baseboard
Utilities SewerConnected WaterConnected
Possession Closing
Roof Asphalt
Appliances DoubleOven Dryer Dishwasher ElectricCooktop GasWaterHeater Refrigerator TanklessWaterHeater Washer
Garage Spaces 2.0
Patio/Porch Features Covered Porch
Architectural Style RaisedRanch TwoStory SplitLevel
Construction Materials Frame
School District Oneonta
Year Built 1940
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 12
Full Baths 3
Status Active
Directions West Street off from Chestnut Street. Proceed .08 of a mile make a left onto College Terrace .01 of a mile on the right.
High School Oneonta High
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 38768.0
Elementary School Other - See Remarks
Year Built Details Existing
Tax Annual Amount 11098.0
Middle/Junior High School Other - See Remarks
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 300000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 28
See more
Exterior
Exterior Amenities BlacktopDriveway
Parking Features Attached Garage
Lot Features IrregularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.89
Foundation Details Block
Building Area Total 4102.0
Lot Dimensions 225X185
Lot Size Acres 0.89
Waterfront Y/N No
Road Frontage Type CityStreet
See more
Internal Only
Street Number 1 8
See more
* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 434-9538

Phone

Affordability Calculator

$3,697
Per Month
75%
25%
0%
Monthly Principal & Interest
$2,772
Monthly Property Taxes
$925
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
5554614 Elementary School
5551222 Middle School
Oneonta High High School
Pricing History
DatePricePrice ChangeDescription
9/4/2026$439,000 Listed Price

Map


See all

8 College Terrace, Oneonta, NY, 13820 is a Single Family Home for sale at $439,000 with 4,102 sqft and a lot size of 0.89. 8 College Terrace has 4 bedrooms, 3.0 baths, and was built in 1940. The property's zip code is 13820 which is in Oneonta, NY