643 Spruce Drive Twin Lakes, CO ^$ 399,500

643 Spruce Drive

^$ 399,500

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Recently Listed

643 Spruce Drive

Twin Lakes, CO, 80461

^$ 399,500

Bedrooms2 Baths1.0 Sq 636

Monthly Estimate*

^$ 2,522

Listed by Worth Clark Realty

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Single Family Home for sale in Twin Lakes, CO

for $399,500 with 2 bedrooms and 1 full bath. This 636 square foot home was built in 1997 on a lot size of 0.46.

Tucked among tall pine trees on 0.46 acres in beautiful Twin Lakes, this charming A-frame cabin offers a private mountain setting with classic Colorado character. A welcoming front deck leads into a convenient foyer with plenty of space for coats, shoes, and outdoor gear. Inside, tall T&G ceilings highlight the classic A-frame architecture, while the open kitchen and living area creates an inviting gathering space centered around a wood-burning stove. Large atrium-style windows bring in abundant natural light and showcase the surrounding pines, while direct access to the back deck makes it easy to enjoy the peaceful outdoor setting. The partially fenced backyard is ideal for pets, and the property features a tire swing and rope swing beneath the trees. The main level includes a bedroom and full bathroom with a stackable washer and dryer. Upstairs, the loft-style second bedroom adds to the home's A-frame charm and features two cozy bump-out nooks that can be used as sleeping spaces for kids, reading areas, or additional storage. A spacious crawl space provides secure, easily accessible storage with ample room to move around—perfect for keeping seasonal gear, outdoor equipment, and other mountain essentials tucked away. A durable metal roof completes the classic mountain cabin design. Located just minutes from Twin Lakes and lake access for boating and fishing, with nearby National Forest offering miles of hiking and outdoor recreation. Ski Cooper and historic Leadville are an easy drive away, while Buena Vista is approximately 25 minutes south. During the summer months, scenic Independence Pass provides access to Aspen, and the Arkansas River is nearby for whitewater rafting and world-class fishing. Whether you're looking for a mountain getaway, recreational basecamp, or potential investment and rental property, this adorable A-frame offers an opportunity to enjoy the relaxed mountain lifestyle and year-round recreation that make Twin Lakes so special.

Single Family Active

Price

^$ 399,500

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,559

Style

A-Frame

Lot Size

0.46

Year Built

1997

Town/City

Twin Lakes

County/Region

Lake

MLS | Web ID

4318816

Features

Interior

Interior Amenities Ceiling Fan(s) Entrance Foyer High Ceilings Laminate Counters Open Floorplan T&G Ceilings Vaulted Ceiling(s)

Basement Crawl Space

Flooring Carpet Laminate

Furnished Y/N Unfurnished

Total Fireplaces 1

Fireplace Features Living Room

Basement (Y/N) N

Window Features Double Pane Windows Window Coverings Window Treatments

Above Grade Finished Area 636

Half Baths 0

1/4 Baths 0

3/4 Baths 0

Laundry Features In Unit

Total Bedrooms 2

Main Level Bedrooms 1

Main Level Bathrooms 1

Total Baths 1

General

Sewer Septic Tank

Heating Electric

Cooling None

Utilities Electricity Connected Propane

Roof Metal

Appliances Disposal Dryer Oven Range Refrigerator Washer

Zoning Residential

Garage Spaces 0

Patio/Porch Features Deck Front Porch

Architectural Style A-Frame

Security Features Carbon Monoxide Detector(s) Smoke Detector(s)

Construction Materials Wood Siding

Exclusions None

Year Built 1997

Levels Two

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

County Lake

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Pan Ark

Facing Direction South

Full Baths 1

Status Active

Directions Head west on HWY 82. Turn right onto CR 10. Turn left onto Cedar Drive. Slight right onto Peak View. Turn right onto Gold Drive. Turn left onto Spruce Drive. Property is on the right.

High School Lake County

City Twin Lakes

Senior Community Y/N N

High School District Lake County R-1

Lot Size Units Acres

Lot Size Square Feet 20037.6

Carport Spaces 0

Listing Terms 1031 Exchange Cash Conventional

Elementary School Pitts

Tax Annual Amount 1559

Home Warranty Y/N N

Middle/Junior High School Lake County

Virtual Tour https://highrockyliving.com/home-search/listing/REColorado/4318816/Twin-Lakes/643-Spruce-Drive

Structure Type House

Standard Status Active

Middle/Junior School District Lake County R-1

Elementary School District Lake County R-1

Exterior

Exterior Amenities Dog Run

Vegetation Mixed Natural State Pine Wooded

Fencing Partial

Parking Features Unpaved

Lot Features Level Many Trees Mountainous Near Ski Area

Water Source Well

Total Parking 2

Lot Size Area 0.46

Foundation Details Concrete Perimeter

Building Area Total 636

Lot Size Acres 0.46

Road Surface Type Dirt

Road Frontage Type Public

Road Responsibility Public Maintained Road

Horse Y/N N

Internal Only

Street Number 1 643

* Excluded Features

List By

Worth Clark Realty

Broker

(719) 966-9013

Phone

Affordability Calculator

$2,652

Per Month

Monthly Principal & Interest: $2,522
Monthly Property Taxes: $130
Monthly Home Insurance: --

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Down Payment

Loan Term

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Twin Lakes, CO

Average List Price ^$1,279,429

Percent of Sale Price 220%

About Twin Lakes, CO

259 Population

4% Since 2002

^$59,524 Median Income

41.73 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3043868 Elementary School

910979 Middle School

Lake County High School High School

Pricing History

Date	Price	Price Change	Description
9/4/2026	$399,500		Listed Price

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643 Spruce Drive, Twin Lakes, CO, 80461 is a Single Family Home for sale at $399,500 with 636 sqft and a lot size of 0.46. 643 Spruce Drive has 2 bedrooms, 1.0 baths, and was built in 1997. The property's zip code is 80461 which is in Twin Lakes, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 9/5/2026.

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643 Spruce Drive

Single Family Home for sale in Twin Lakes, CO

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