386 E Chicago Street
Elgin, IL, 60120 $ 449,900
Bedrooms5 Baths4.1 Monthly Estimate*
$ 2,841
for $449,900 with 5 bedrooms and 4 full baths, 1 half bath. This home was built in 1900 on a lot size of 0.33.
Now is your opportunity to own one of Elgin's finest historic homes! Located just blocks from downtown Elgin, this grand residence offers timeless character, generous living space and exceptional flexibility for modern living. This is not your typical duplex-it is a distinguished historic home with a separate upper-level apartment, making it an excellent opportunity for a primary residence with space for multigenerational living, guests or rental income. Set on a deep, level lot with mature trees, this beautiful home welcomes you with a huge covered front porch, perfect for relaxing on summer evenings. Step inside to a grand foyer/parlor showcasing beautiful custom millwork, a large separate living room with crown and oversized moldings, and a formal dining room with exposed wood beams and a butler's swinging door leading to the updated kitchen. The kitchen features oak cabinetry, extra recessed lighting and wood laminate flooring. A back covered, enclosed porch with separate heating and air conditioning and vaulted ceilings provides a wonderful space for summer gatherings. The main residence offers a huge primary bedroom with a private fireplace and walk-in closet, graciously sized secondary bedrooms and a rare back-to-back arrangement of two full bathrooms-one with a whirlpool tub and the other with a walk-in shower. The full finished basement adds even more living and hobby space, including a recreation room, den, workshop area and additional laundry. The separate upper-level apartment is a tremendous bonus and a key part of this property's versatility. Currently rented for $925 per month, it features a spacious living room with a cozy gas-log fireplace, vaulted ceilings and a French door leading to a private balcony. A separate dining area with built-in hutch, updated kitchen with oak cabinetry and tile flooring, spacious bedroom with secondary exit for added safety and in-unit laundry make this a comfortable and functional living space. Whether used for family members, extended-stay guests, or a tenant, this apartment offers flexibility rarely found in a traditional single-family home. The main home is loaded with charm and character, while the unique detached 21/2-car garage with attached heated office provides an excellent space for an in-home business, studio, or work area. All of this is situated just blocks from downtown Elgin, with its beautiful library, recreation center, Hemmens Auditorium and much more. Nothing else even close on the market like this! Tremendous space, historic character and flexibility for the value. A truly special opportunity to own a grand historic home that can adapt to the way you live-whether that means enjoying it as your primary residence, sharing it with family, welcoming guests or taking advantage of rental income from the separate apartment. This is an estate sale being sold as is!
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FeaturesGeneralSewer Public Sewer
Heating Natural Gas Forced Air
Possession Closing
Garage Spaces 2.5
Construction Materials Cedar
Year Built 1900
Township Elgin
Tax Year 2025
Ownership Fee Simple
County Kane
New Construction N
Property Type Residential Income Two to Four Units
Total Rooms 16
Status New
Directions Rt 25 2 Chicago St W2 Home
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 6263.48
Virtual Tour https://tours.creativelightstudios.com/386-E-Chicago-St/idx
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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InteriorBasement Finished Full
Total Bedrooms 5
Total Baths 4
Bedrooms Possible 5
Full Baths Building 3
Half Baths Building 1
Total Number of Units 2
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ExteriorParking Features Garage Door Opener Yes Garage Owned Detached Garage
Water Source Public
Total Parking 2.5
Lot Dimensions 55x262
Lot Size Acres 0.33
Waterfront Y/N N
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* Excluded FeaturesList Bywisdom@teamwisdomrealestate.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,841
- Monthly Property Taxes
- $522
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Elgin, IL
Average List Price $439,320
Percent of Sale Price 2%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/4/2026 | $449,900 | | Listed Price |