644 HART LAKE DRIVE Winter Haven, FL $ 699,000
644 HART LAKE DRIVE
$ 699,000
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644 HART LAKE DRIVE

Winter Haven, FL, 33884
$ 699,000
Bedrooms4 Baths3.0 Sq 2,511

Monthly Estimate*

$ 4,414

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Single Family Home for sale in Winter Haven, FL

for $699,000 with 4 bedrooms and 3 full baths. This 2,511 square foot home was built in 2002 on a lot size of 0.62.

From the moment you enter, it is immediately apparent this is not your typical lakefront home. Elevated sightlines extend across the pool to the tranquil waters of Hart Lake, creating a dramatic first impression and an almost infinity-edge style of living. Situated on approximately half an acre in the gated SE Winter Haven community of Hart Lake Hills, this immaculate custom residence offers 4 bedrooms, 3 baths and over 2,500 SF of refined living space with a level of finish and customization rarely found at this price point. Designed for upscale everyday living and impressive entertaining, the home showcases gorgeous travertine and wood flooring, substantial millwork, designer lighting, custom tile and stonework, granite surfaces and distinctive architectural details throughout. Statement fixtures incorporating sculptural, crystal and glass elements add another layer of sophistication. The open, triple-split bedroom floor plan includes a spacious family room, formal dining, office/den, kitchen with dinette and inside laundry. The family room captures panoramic lake views through expansive glass doors opening to the pool and features a custom wood TV wall accented with natural-edge detailing. The kitchen offers quartz countertops, stainless appliances, custom wood cabinetry, breakfast bar and a light-filled dinette overlooking the pool and lake. The adjoining dining room is illuminated by a dramatic faceted glass chandelier, while the office/den room provides flexibility as an office, study or additional sitting room. The primary suite features wood flooring, a large walk-in closet with built-ins and an extraordinary spa-inspired bath. Travertine and stone surround a floating-edge soaking tub with black stone deck, dramatic underlighting and sleek linear fireplace. An oversized open shower features multiple body sprays, handheld fixture and rainfall shower, complemented by floating cabinetry, granite-topped vanity, designer lighting and a private water closet. Three generously sized guest bedrooms are privately positioned away from the primary suite with excellent closet space and access to beautifully customized guest baths. The third bath also serves the pool and features a glass-enclosed MrSteam steam shower. Outside, wide steps transition from the elevated interior to an expansive screened outdoor living area where the saltwater pool appears visually connected to Hart Lake beyond. A large covered lanai with travertine flooring offers room for dining and lounging, while generous deck space provides plenty of room for entertaining and enjoying the Florida sunshine. Hart Lake offers opportunities for fishing, boating and enjoying the natural waterfront setting. Additional features include double-pane windows, insulated sliding doors, central vacuum, irrigation well, 2019 roof, 2020 A/C and a pool enclosure refurbished in 2024 with new screening, doors and screws. All this and centrally located between Tampa and Orlando, approximately 10 minutes from shopping, dining and medical facilities, and within walking distance of Chain of Lakes Elementary.

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Single Family Active

Price

$ 699,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,063

Style

Custom

Lot Size

0.62

Year Built

2002

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4964782

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Gas Water Heater Microwave Range Refrigerator
HOA Fee 1000
Garage Spaces 3
Patio/Porch Features Porch Screened
Architectural Style Custom
Pool Features Gunite In Ground Salt Water Screen Enclosure
Security Features Gated Community
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2002
View Pool Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
Community Features Community Boat Ramp Water Access Gated Community - No Guard
Assoc Fee Paid Per Annually
County Polk
New Construction false
Property Type Residential
Association Amenities Gated
Attached Garage true
Subdivision Name HART LAKE HILLS PH 01
Facing Direction West
Garage Y/N true
Total Rooms 13
Full Baths 3
Status Active
Directions Hwy 27 to Thompson Nursery Rd - West on Thompson Nursery Rd - South on 653 - East on Hart Lake Blvd - Once through the gate take a left - Home will be on your right
High School Mclaughlin Academy Of Excellence
City WINTER HAVEN
Body of Water LAKE HART
Association Name Hart Lake Hills HOA
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 27177
Carport Y/N false
Listing Terms Cash Conventional
Elementary School Chain O Lakes Elem
Land Lease Y/N false
Tax Annual Amount 7063.52
Middle/Junior High School McLaughlin Academy Of Excellence
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://youtu.be/hY-6yXZV3DY
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Tenant
Tax Lot 19
Legal Description HART LAKE HILLS PHASE ONE PB 106 PGS 7 THRU 9 LYING IN A PORTION OF SECS 13 & 24 T29 R26 ...LOT 19
Water View Lake
Water Access Type Lake
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 83.33
Additional Rooms Formal Dining Room Separate Formal Living Room Separate Inside Utility
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Eating Space In Kitchen High Ceilings Primary Bedroom Main Floor Stone Counters Walk-In Closet(s)
Flooring Carpet Engineered Hardwood Travertine
Furnished Y/N Unfurnished
Fireplace Features Electric Other Room
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows Shades
Fireplace Y/N true
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Sliding Doors
Vegetation Mature Landscaping
Parking Features Driveway Garage Door Opener
Lot Features In County
Water Source Public
Lot Size Area 27177
Foundation Details Slab
Building Area Total 3350
Lot Size Acres 0.62
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 3
Road Frontage Type Street Paved
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* Excluded Features
List By
The Stones Real Estate Firm

Broker

info@soldbystones.com

Email

Affordability Calculator

$5,002
Per Month
88%
12%
0%
Monthly Principal & Interest
$4,414
Monthly Property Taxes
$589
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Mclaughlin Academy Of Excellence High School High School
Pricing History
DatePricePrice ChangeDescription
9/4/2026$699,000 Listed Price

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644 HART LAKE DRIVE, Winter Haven, FL, 33884 is a Single Family Home for sale at $699,000 with 2,511 sqft and a lot size of 0.62. 644 HART LAKE DRIVE has 4 bedrooms, 3.0 baths, and was built in 2002. The property's zip code is 33884 which is in Winter Haven, FL