26 Somerset Street La Plata, MD $ 479,900
26 Somerset Street
$ 479,900
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26 Somerset Street

La Plata, MD, 20646
$ 479,900
Bedrooms3 Baths2.0 Sq 1,490

Monthly Estimate*

$ 3,315

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Single Family Home for sale in La Plata, MD

for $479,900 with 3 bedrooms and 2 full baths. This 1,490 square foot home was built in 1973 on a lot size of 0.61.

NEW PRICE Come and Look, make an offer. USDA LOAN ELIGIBLE (100% financing for qualified buyers). Completely renovated and move-in ready in the heart of historic La Plata! Welcome to 26 Somerset Street, a beautifully updated 3-bedroom, 2-bath home offering a finished daylight lower level, a large flat fenced backyard, professional landscaping, and a convenient location within walking distance of historic downtown La Plata. Renovated from top to bottom, this home offers a fresh, welcoming interior filled with natural light and new finishes throughout. The kitchen features thoughtfully selected appliances, including a new range with convection cooking, air-fry capability, multiple burner options, steam features, and Wi-Fi connectivity. The new LG washer and dryer also offer upgraded features including steam and sanitize settings. The work has already been donejust move in and enjoy. The finished daylight lower level provides valuable flexible living space with walkout access to the backyard. A cozy fireplace creates a comfortable gathering spot for relaxing or entertaining. Step outside to a large, flat backyard fully enclosed by a privacy fenceplenty of space for pets, gardening, entertaining, recreation, or simply enjoying your own private outdoor space. Professional landscaping adds beautiful curb appeal and a polished finishing touch. And don't overlook the location. Historic downtown La Plata is within walking distance, with local shops, restaurants, and services nearby. Major shopping, everyday conveniences, medical facilities, major employers, and military installations are also within easy reach. For those heading toward Washington, D.C., nearby commuter lots and commuter services provide additional transportation options. The Potomac and Patuxent Rivers also put boating and waterfront recreation within an easy drive. USDA Home Loans are issued by qualified lenders and guaranteed by the United States Department of Agriculture (USDA). USDA Home Loans are particularly favorable to those living in rural or low-income areas. USDA Loans offer $0 money down, lenient eligibility requirements and competitive interest rates - due to the loan being guaranteed by the USDA. USDA mortgages stand alone as the only mainstream zero money down program available to borrowers that have not served in the military. Eligible borrowers will be hard pressed to find a home loan program that offers more favorable terms. Income and family size is taken into consideration for eligibility. Ask your lender for more information.

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Single Family Active

Price

$ 479,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Contemporary

Lot Size

0.61

Year Built

1973

Town/City

La Plata

County/Region

Charles

MLS | Web ID

MDCH2059068

Features
General
Living Area 1490
Sewer Public Sewer
Heating Central
Cooling Central A/C Ceiling Fan(s)
Utilities Cable TV Available Electric Available Phone Available Sewer Available Water Available
Possession Settlement
Appliances Air Cleaner Built-In Microwave Dishwasher Disposal Dryer - Electric Dryer - Front Loading Energy Efficient Appliances Exhaust Fan Icemaker Microwave Oven - Self Cleaning Oven - Single Oven/Range - El
Zoning R8
Garage Spaces 2.00
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Contemporary
Security Features Smoke Detector
Construction Materials Other
School District CHARLES COUNTY PUBLIC SCHOOLS
Year Built 1973
Levels 3
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Municipality Town of La Plata
Accessibility None
County CHARLES
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Facing Direction East
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade
Total Rooms 9
Full Baths 2
Status ACTIVE
Directions enter La Plata off Rt 6 and 301 proceed to Charles St turn right straight ahead
City LA PLATA
Disclosures Lead Based Paint - State Prop Disclaimer
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 26709.00
Tax Annual Amount 0.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 0.00
Price Per Sq Ft Total AG 322.08
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://homes.amazinglistingphotos.com/26-Somerset-St/idx
Location Type Downtown
Standard Status Active
Year Built Source Estimated
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Interior
Interior Amenities Bathroom - Tub Shower Bathroom - Walk-In Shower Ceiling Fan(s) Combination Dining/Living Combination Kitchen/Dining Combination Kitchen/Living Crown Moldings Dining Area Family Room Off Kitchen Flat
Heating Fuel Electric
Total Fireplaces 1
Fireplace Features Brick Mantel(s) Screen
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1490
Half Baths 0
Central Air Y/N Y
Total Bedrooms 3
Entry Level 2
Room Type Living Room Dining Room Kitchen Family Room Laundry
Main Level Bedrooms 0
Laundry Type Has Laundry Lower Floor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Exterior Lighting Outbuilding(s) Boat Storage Play Area
Pool No Pool
Fencing Panel Privacy Rear Vinyl Fully
Water Source Public
Garage Features Additional Storage Area Garage - Front Entry Garage Door Opener Inside Access Oversized
Type of Parking Attached Garage Driveway
Foundation Details Crawl Space Slab
Water View Y/N N
Lot Size Acres 0.61
Lot Size Source Estimated
Waterfront Y/N N
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 26
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* Excluded Features
List By
Coldwell Banker Realty

Broker

delaine@delainesells.com

Email

Affordability Calculator

$3,315
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,315
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533291 Elementary School
3533173 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/14/2026$479,900 -4.00% Price Down
10/10/2026$499,900 -1.01% Price Down
9/22/2026$505,000 -6.48% Price Down
9/18/2026$540,000 -3.57% Price Down
9/4/2026$560,000 Listed Price

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26 Somerset Street, La Plata, MD, 20646 is a Single Family Home for sale at $479,900 with 1,490 sqft and a lot size of 0.61. 26 Somerset Street has 3 bedrooms, 2.0 baths, and was built in 1973. The property's zip code is 20646 which is in La Plata, MD