78 Emerald Place Monterey, TN $ 678,900
78 Emerald Place
$ 678,900
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78 Emerald Place

Monterey, TN, 38574
$ 678,900
Bedrooms4 Baths3.1 Sq 4,830

Monthly Estimate*

$ 4,287

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Single Family Home for sale in Monterey, TN

for $678,900 with 4 bedrooms and 3 full baths, 1 half bath. This 4,830 square foot home was built in 2004 on a lot size of 0.8.

Warm and Inviting LAKE FRONT Jim Barna Log Home equipped with personal floating dock and almost an acre peaceful and private lot with 240+ ft of water frontage . Impressive WOW Entry leads to soaring ceiling great room with exposed beams, huge window system for maximum water view enjoyment & stone gas fireplace. The primary suite features its own cozy gas fireplace, while the finished basement includes a wood-burning stove, full bath, storm shelter and flex/bonus rooms. Exterior XL front deck is handicap-accessible ramp for added comfort and convenience. Main level kitchen is expansive with loads of cabinets and gas range cook top (includes all appliances & washer/dryer). Two bedrooms on the main level share a full bath. Additional highlights include: Generac whole-home generator for peace of mind, Infrared and reverse osmosis water system for pure drinking water, Sunroom and/or Grow Room with skylights - ideal for year-round indoor enjoyment, plants or gardening. Massive main level deck and lower level deck with gazebo PLUS balcony deck overlooks the lake and backyard that's so inviting for family gatherings or personal relaxation. Fenced dog run for pets to roam safely Private cul-de-sac location, Cumberland Lakes neighborhood features many opps for recreation and community perks. Priced under appraisal value. This is a spectacular home. Seller discloses 2 bedroom septic permit.

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Single Family Active

Price

$ 678,900

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 1,386

Style

Site Built

Lot Size

0.8

Year Built

2004

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

246949

Features
Interior
Interior Amenities Ceiling Fan(s) Vaulted Ceiling(s) Garage Door Opener Walk-In Closet(s)
Basement 1
Beds 4
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General
Sewer Septic Tank
Construction Log
Heating Electric Propane Central
Cooling Central Air
Possession Negotiable
Roof Composition
Appliances Dishwasher Gas Oven Refrigerator Gas Range
Laundry Y/N Main Level
Water Well Private
Water Heater Electric
Fireplaces Gas Log
Full Baths 3
Half Baths 1
Electric Circuit Breakers
Subdivision Cumberland Cove
County Cumberland
Levels Two
HOA Dues 175.00
Status Active
Patio/Deck Covered Deck Gazebo
Area Cumberland Co N TN
Directions From Interstate I-40 west or east take exit 311/ Plateau Road. Take Plateau Road south to Hwy 70 turn right/east to Mayland Loop. Take Mayland Loop to Jim Garrett and turn right and follow to Cumberl
Waterfront Private-Subdivision Other-See Remarks
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Exterior
Exterior Amenities Paved Streets Dog Run
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* Excluded Features
List By
Dino Cates

Listing Agent

Exit Cross Roads Realty Livingston

Broker

dino@catescrossroads.com

Email

Affordability Calculator

$4,402
Per Month
97%
3%
0%
Monthly Principal & Interest
$4,287
Monthly Property Taxes
$116
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2633377 Elementary School
2633378 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/4/2026$678,900 Listed Price

Map


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78 Emerald Place, Monterey, TN, 38574 is a Single Family Home for sale at $678,900 with 4,830 sqft and a lot size of 0.8. 78 Emerald Place has 4 bedrooms, 3.1 baths, and was built in 2004. The property's zip code is 38574 which is in Monterey, TN