4074 4th Street Surf City, NC $ 729,000
4074 4th Street
$ 729,000
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4074 4th Street

Surf City, NC, 28445
$ 729,000
Bedrooms3 Baths3.0 Sq 1,762

Monthly Estimate*

$ 4,603

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Single Family Home for sale in Surf City, NC

for $729,000 with 3 bedrooms and 3 full baths. This 1,762 square foot home was built in 1986 on a lot size of 0.18.

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door, with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning on the ocean and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom takes advantage of the canal views and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded place to relax near the water, while the utility room and large storage areas provide room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat, beach or spending the day outside. From the backyard, you're just steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. The home is elevated on pilings with a metal roof and sits on a 55' x 140' canal-front lot with no HOA. There's also an opportunity to personalize the home and waterfront areas over time to fit your own vision of coastal living. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street offers a combination that defines Topsail Island living: the beach within walking distance, your boat in your backyard, canal-front living and no HOA.

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Single Family Active

Price

$ 729,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 7,372

Style

Single Family Residence

Lot Size

0.18

Year Built

1986

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100601423

Features
General
Living Area 1762.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Metal
Appliances Built-In Microwave Refrigerator Dishwasher
Zoning MHS
Patio/Porch Features Patio
Pool Features None
Construction Materials Vinyl Siding Wood Frame
Year Built 1986
View Canal
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Taxes 7372.2
Parcel Number 800-108
Waterfront Features Boat Lift Bulkhead Canal Front
County Onslow
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage N
Subdivision Name Old Settlers Beach
Garage Y/N N
Total Rooms 9
Full Baths 3
Status Active
Directions From the Island roundabout in Surf City travel North on N. New River Dr. Turn left onto 4th St. The house will be on the right.
High School Dixon
City Surf City
High School District Onslow
Lot Size Units Acres
Lot Size Square Feet 7841.0
Carport Spaces 1.0
Carport Y/N N
Elementary School Dixon
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Dixon
Lease Considered Y/N N
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 652407
Legal Description L30 S3 B41 OLD SETTLERS BEACH
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Interior
Interior Amenities Blinds/Shades
Basement None
Flooring LVT/LVP Carpet Tile
Master Bed Level Primary Living Area
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 3
Attic Features No Access
Entry Level 2
Room Type Living Room Family Room Dining Room Dining Area Master Bedroom Bedroom 1 Bedroom 2 Bonus Room Sunroom
Total Baths 3
Living Area Range 1600 - 1799
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Exterior
Exterior Finish Vinyl Siding
Fencing None
Parking Features Off Street
Lot Features Boat Slip Boat Dock Boat Lift Bulkhead Navigable Water
Water Source Public
Total Parking 0.0
Lot Size Area 0.18
Foundation Details Other Pilings
Spa N
Building Area Total 1762.0
Lot Dimensions 55x140
Lot Size Acres 0.18
Road Surface Type Paved
Frontage Type Canal Front
Waterfront Y/N Y
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 4074
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* Excluded Features
List By
Hugh A Cannady

Listing Agent

Coastal Realty Associates Llc

Broker

hcannadyti@gmail.com

Email

Affordability Calculator

$5,217
Per Month
88%
12%
0%
Monthly Principal & Interest
$4,603
Monthly Property Taxes
$614
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3959616 Elementary School
3959089 Middle School
Dixon High School High School
Pricing History
DatePricePrice ChangeDescription
9/4/2026$729,000 Listed Price

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4074 4th Street, Surf City, NC, 28445 is a Single Family Home for sale at $729,000 with 1,762 sqft and a lot size of 0.18. 4074 4th Street has 3 bedrooms, 3.0 baths, and was built in 1986. The property's zip code is 28445 which is in Surf City, NC