Recently Listed Open House 9/12 11am - 1pm
2796 CHALLENGER DRIVE
Palm Harbor, FL, 34683 $ 799,000
Bedrooms4 Baths2.0 Sq 2,248 Monthly Estimate*
$ 5,045
for $799,000 with 4 bedrooms and 2 full baths. This 2,248 square foot home was built in 1991 on a lot size of 0.22.
LOCATION, LIFESTYLE AND A BEAUTIFULLY REMODELED POOL HOME COME TOGETHER AT 2796 CHALLENGER DRIVE! Welcome to Waterford Crossings, a highly sought-after Palm Harbor community where a friendly neighborhood atmosphere meets an enviable location. Beautifully remodeled from top to bottom, this 4-bedroom, 2-bath pool home showcases a sleek, contemporary design with clean lines, high-end finishes, and a comfortable open-concept layout designed for the way you live today. At the heart of the home, the gourmet kitchen features modern cabinetry, quartz countertops, and premium stainless-steel appliances, all new in 2026. The living spaces flow effortlessly together, creating an inviting setting for both everyday living and entertaining. The primary suite offers a true resort-style retreat, complete with a luxurious standalone soaking tub and an oversized walk-in shower, creating a beautiful space to unwind at the end of the day. The secondary bathroom has also been thoughtfully updated with contemporary finishes. Step outside and the Florida lifestyle truly comes alive with a newly resurfaced pool featuring a Pebble Tec finish and gorgeous glass tile, completed in 2026. The pool and surrounding outdoor space provide the perfect setting for relaxing, entertaining, and enjoying Florida’s year-round sunshine. Major updates include a NEW ROOF in 2026, HVAC replaced in 2025, Hot Water Heater 2018, luxury vinyl flooring throughout, updated kitchen & bathrooms, lighting and window treatments throughout, interior/exterior painting, built in features plus much more! Located in Flood Zone X (flood insurance is not required), adds another layer of appeal and peace of mind. Waterford Crossings offers low HOA fees, while its location puts you just minutes from Honeymoon Island State Park and the pristine beaches of Caladesi Island, as well as the Pinellas Trail. Enjoy easy access to the charming downtowns of Dunedin and Palm Harbor, Clearwater Beach, boating, golf, shopping, dining, and countless other recreational opportunities. Whether you’re looking for a full-time residence, Florida retreat, or simply a home where you can enjoy the best of the coastal lifestyle, 2796 Challenger Drive delivers the combination of sophisticated remodeling, resort-style outdoor living, community, and LOCATION that makes Palm Harbor so desirable. Check out the 3-D tour!
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Open House
9/12/2026 11:00 AM - 1:00 PM
9/13/2026 2:30 PM - 5:00 PM
2796 CHALLENGER DRIVE Palm Harbor, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralSewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
HOA Fee 527.04
Garage Spaces 2
Pool Features Gunite
Construction Materials Block
Pets Allowed Cats OK Dogs OK
Year Built 1991
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Semi-Annually
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name WATERFORD CROSSING PH I
Facing Direction North
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions US Hwy 19 north west on Curlew Rd right on Challenger Dr.
City PALM HARBOR
Association Name Proactive Property Managment Association
Senior Community Y/N false
MLS Area 34683 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 9771
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 3622.11
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8544917
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 104
Legal Description WATERFORD CROSSING PHASE I LOT 104
Minimum Lease 6 Months
Water Access Y/N false
Monthly HOA Amount 87.84
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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InteriorInterior Amenities Ceiling Fan(s) High Ceilings Living Room/Dining Room Combo Open Floorplan Solid Wood Cabinets Split Bedroom Stone Counters
Flooring Luxury Vinyl Tile
Furnished Y/N Unfurnished
Fireplace Features Living Room
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Total Baths 2
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ExteriorExterior Amenities Lighting Private Mailbox Private Yard Rain Gutters
Water Source Public
Lot Size Area 9771
Foundation Details Slab
Building Area Total 2248
Lot Dimensions 80 x 122
Lot Size Acres 0.22
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded FeaturesList ByKeller Williams Realty- Palm HarborBroker
listingcare@carusogroup.netEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,045
- Monthly Property Taxes
- $302
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Palm Harbor, FL
Average List Price $637,972
Percent of Sale Price 20%
About Palm Harbor, FL 59,647 Population
0% Since 2002
$ 57,640 Median Income
51.05 Median Age
19% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/4/2026 | $799,000 | | Listed Price |