612 S Shore Road Speculator, NY $ 189,000
612 S Shore Road
$ 189,000
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612 S Shore Road

Speculator, NY, 12164
$ 189,000
Bedrooms3 Baths1.1 Sq 1,060

Monthly Estimate*

$ 1,193

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Single Family Home for sale in Speculator, NY

for $189,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,060 square foot home was built in 1983 on a lot size of 0.46.

Bring your vision and tools to this 3-bedroom, 1.5-bath home tucked into a private wooded setting in Speculator. Whether you're searching for an Adirondack getaway, year-round home, renovation project, or potential income-producing property, this one offers plenty of possibilities. The main floor features a kitchen, dining area, and living room with rustic wood accents and a wood-burning stove ready to warm up chilly Adirondack evenings. Sliding glass doors open from the living room onto a deck surrounded by trees, creating a great outdoor space for relaxing, grilling, and entertaining. A distinctive spiral staircase leads upstairs to 3 bedrooms and bath. With some TLC and updates, this property could be transformed into a comfortable year-round residence, vacation retreat, long-term rental, or short-term rental, subject to applicable approvals and regulations. Situated on just under half an acre, the property offers a peaceful wooded setting with mountain and forest views, plus a driveway with off-street parking. Located near the Village of Speculator and the area's lakes, beaches, hiking, skiing, snowmobiling, golf, and four-season recreation, this is an opportunity for someone ready to roll up their sleeves and unlock the property's potential.

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Single Family Active

Price

$ 189,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 1,484

Style

Colonial

Lot Size

0.46

Year Built

1983

Town/City

Speculator

County/Region

Hamilton

MLS | Web ID

202625394

Features
General
Sewer Septic Tank
Heating Forced Air Wood Stove
Cooling None
Possession At Closing
Roof Metal
Appliances Microwave Range Refrigerator
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Colonial
Construction Materials Wood Siding
Year Built 1983
View Mountain(s) Trees/Woods
Property Subtype Single Family Residence
County Hamilton
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Total Rooms 6
Full Baths 1
Status Active
Directions Rt 30 North towards Speculator. Left onto Downey Ave by Camp of Woods. Slight right onto S Shore Rd. Property will be on the left.
High School Lake Pleasant
City Speculator
High School District Lake Pleasant
Lot Size Units Acres
Lot Size Square Feet 20037.6
Carport Y/N N
Elementary School Lake Pleasant
Land Lease Y/N N
Tax Annual Amount 1484.71
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 9.000
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Interior
Basement Slab
Total Fireplaces 1
Fireplace Features Wood Burning Stove Living Room
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1060.0
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 0.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 2
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Exterior
Exterior Amenities None
Parking Features Off Street Driveway
Lot Features Mountain(s) Private Wooded
Total Parking 4.0
Lot Size Area 0.46
Spa N
Lot Size Acres 0.46
Waterfront Y/N N
Door Features Sliding Doors
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 612
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* Excluded Features
List By
Lisa Swift

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 669-1082

Phone

lisaswift99@gmail.com

Email

Affordability Calculator

$1,317
Per Month
91%
9%
0%
Monthly Principal & Interest
$1,193
Monthly Property Taxes
$124
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3625746 Elementary School
3061757 Middle School
Lake Pleasant High School High School
Pricing History
DatePricePrice ChangeDescription
9/3/2026$189,000 Listed Price

Map


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612 S Shore Road, Speculator, NY, 12164 is a Single Family Home for sale at $189,000 with 1,060 sqft and a lot size of 0.46. 612 S Shore Road has 3 bedrooms, 1.1 baths, and was built in 1983. The property's zip code is 12164 which is in Speculator, NY