118 Bay Street 4 Westerly, RI $ 1,600,000
118 Bay Street 4
$ 1,600,000
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Open House 9/5 10am - 11am
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118 Bay Street 4

Westerly, RI, 02891
$ 1,600,000
Bedrooms2 Baths2.0 Sq 924

Monthly Estimate*

$ 10,103

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Condo for sale in Westerly, RI

for $1,600,000 with 2 bedrooms and 2 full baths. This 924 square foot condo was built in 1938.

A rare second chance to own in the heart of Watch Hill! This beautifully maintained two-bedroom, two-bath condominium combines an exceptional village location with direct harbor views. From the private deck, watch the boats come and go, savor morning coffee by the water, or unwind with cocktails as the cannon announces the sunset. Bright and inviting, the 924-square-foot residence offers a thoughtfully designed layout with two comfortable bedrooms, two full baths including a primary en suite a full kitchen, wet bar area, washer/dryer, central air conditioning, and living spaces positioned to showcase the view. Just outside your door, stroll to Napatree Point and East Beach; explore the shops, galleries and restaurants along Bay Street; ride the historic Flying Horse Carousel; or enjoy a lobster boil at the Ocean House. Few properties place the best of Watch Hill within such easy reach. Ideal as a summer getaway, year-round retreat, or investment in one of Rhode Island's most treasured seaside communities, this residence offers an increasingly rare combination: water views, walkability to the beach, and effortless access to the Watch Hill lifestyle.

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Open House

9/5/2026 10:00 AM - 11:00 AM
118 Bay Street 4 Westerly, RI
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Condo Active

Price

$ 1,600,000

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 6,407

Style

Year Built

1938

Town/City

Westerly

County/Region

Washington

MLS | Web ID

1422356

Features
General
Sewer Septic Tank
Heating Forced Air Gas
Cooling Central Air
Possession Immediately
Zoning SCWH
Garage Spaces 0
Patio/Porch Features Balcony
Construction Materials Drywall Shingle Siding
Pets Allowed Yes
Year Built 1938
Electric 200+ Amp Service
View Saltwater Water
Stories Count 1
Levels One
Unit Number 4
Property Subtype Condominium
Tax Year 2025
Waterfront Features Beach Front Walk to Water
Community Features Near Schools Restaurant Shopping
Building Name The Inn at Watch Hill
County Washington
New Construction false
Property Type Residential
Subdivision Name Watch Hill
Garage Y/N false
Total Rooms 4
Full Baths 2
Status Active
City Westerly
Entry Location Elevator Second Floor Access
Senior Community Y/N false
Lot Size Units Square Feet
Tax Annual Amount 6407
Standard Status Active
Tax Assessed Value 901100
Tax Lot 2
Property Sub Type Additional Condominium
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Interior
Interior Amenities Stall Shower Tub Shower Furnished
Basement None
Flooring Ceramic Tile Hardwood
Furnished Y/N Furnished
Total Fireplaces 0
Fireplace Features None
Total Stories 1
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features In Unit
Total Bedrooms 2
Below Grade Finished Area 0
Entry Level 2
Total Baths 2
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Exterior
Exterior Amenities Balcony
Parking Features Assigned No Garage
Water Source Connected
Total Parking 1
Foundation Details Concrete Perimeter
Building Area Total 924
Lot Size Acres 0
Covered Spaces 0
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* Excluded Features
List By
Residential Properties, Ltd.

Broker

lnigrelli@residentialproperties.com

Email

Affordability Calculator

$10,636
Per Month
95%
5%
0%
Monthly Principal & Interest
$10,103
Monthly Property Taxes
$534
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Pricing History
DatePricePrice ChangeDescription
9/3/2026$1,600,000 Listed Price

Map


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118 Bay Street 4, Westerly, RI, 02891 is a Condo for sale at $1,600,000 with 924 sqft. 118 Bay Street 4 has 2 bedrooms, 2.0 baths, and was built in 1938. The property's zip code is 02891 which is in Westerly, RI