124 Union Avenue
Mount Vernon, NY, 10550 $ 699,000
Bedrooms4 Baths3.0 Sq 2,420 Monthly Estimate*
$ 4,414
for $699,000 with 4 bedrooms and 3 full baths. This 2,420 square foot home was built in 1900 on a lot size of 0.1046.
A great opportunity to own a legal three-family home in Mount Vernon, can be delivered vacant and ready for its next owner. Live in one unit while renting the others, or lease all three and use the property as a full investment. Offering approximately 2,420 square feet across three levels, the home features a flexible mix of layouts: a two-bedroom plus office on the first floor, a one-bedroom plus office on the second floor, and a one-bedroom on the third floor. Each residence offers its own character, with updated kitchens, generous room sizes, and plenty of natural light. Features throughout include white shaker cabinetry, tile backsplashes, gas ranges, crown molding, cast-iron radiators, and hardwood or wood-style flooring. Select units also offer a dishwasher, walk-in pantry, and dedicated home-office space. The property also includes a full partially finished basement with laundry, utility space, and additional rooms that provide useful flexibility for storage, recreation, work-from-home needs, or other ancillary use. Four electric meters and three gas meters serve the property, and a large side yard adds valuable outdoor space. Conveniently located for commuters, with Metro-North service to Grand Central, the Wakefield–241st Street 2 train just over the Bronx border, and easy access to the Cross County and Hutchinson River Parkways. A versatile property for an owner-occupant or investor looking for space, income potential, and convenient access to New York City. The key phrase is “additional rooms that provide useful flexibility”. That signals there is more downstairs without representing it as a legal fourth dwelling unit.
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FeaturesInteriorInterior Amenities First Floor Bedroom First Floor Full Bath Eat-in Kitchen Entrance Foyer Pantry Primary Bathroom
Basement Full Partially Finished
Flooring Brick Tile Vinyl
Basement Features Full Partially Finished
Basement (Y/N) Y
Fireplace Y/N N
Total Bedrooms 4
Total Baths 3
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GeneralSewer Public Sewer
Heating Oil
Cooling Wall/Window Unit(s)
Utilities See Remarks
Construction Materials Vinyl Siding
Year Built 1900
Tenant Pays Electricity Gas
Property Subtype Triplex
Tax Year 2026
Parcel Number 0800-165-079-03125-000-0008
County Westchester County
Property Type Residential Income
Garage Y/N N
Full Baths 3
High School Mt Vernon High School
City Mount Vernon
Senior Community Y/N N
High School District Mount Vernon
Number Of Units Total 3
Carport Y/N N
Elementary School Edward Williams
Property Attached Y/N N
Tax Annual Amount 17211.2
Fuel Expense 8500
Middle/Junior High School Benjamin Turner Middle School
Water Sewer Expense 3500
Building Area Units Square Feet
Standard Status Coming Soon
Middle/Junior School District Mount Vernon
Elementary School District Mount Vernon
Tax Assessed Value 10800
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ExteriorParking Features None None
Water Source Public
Building Area Total 2420
Waterfront Y/N N
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* Excluded FeaturesList ByJerges SantanaListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $4,414
- Monthly Property Taxes
- $1,434
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Mount Vernon, NY
Average List Price $843,763
Percent of Sale Price 21%
About Mount Vernon, NY 69,171 Population
1% Since 2002
$ 55,907 Median Income
40.06 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
4892114 Elementary School
4101064 Middle School
Mt Vernon High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/3/2026 | $699,000 | | Listed Price |