9 HARBOR COVE STREET W Safety Harbor, FL $ 525,000
9 HARBOR COVE STREET W
$ 525,000
Recently Listed
Open House 9/5 12pm - 2pm
Share Save

9 HARBOR COVE STREET W

Safety Harbor, FL, 34695
$ 525,000
Bedrooms3 Baths2.0 Sq 1,781

Monthly Estimate*

$ 3,315

9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 1
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 2
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 3
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 4
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 5
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 6
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 7
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 8
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 9
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 10
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 11
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 12
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 13
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 14
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 15
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 16
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 17
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 18
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 19
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 20
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 21
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 22
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 23
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 24
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 25
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 26
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 27
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 28
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 29
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 30
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 31
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 32
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 33
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 34
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 35
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 36
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 37
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 38
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 39
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 40
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 41
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 42
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 43
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 44
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 45
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 46
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 47
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 48
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 49
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 50
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 51
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 52
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 53
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 54
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 55
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 56
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 57
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 58
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 59
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 60
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 61
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 62
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 63
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 64
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 65
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 66
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 67
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 68
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 69
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 70
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 71
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 72
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 73
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 74
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 75
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 76
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 77
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 78
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 79
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 80
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 81
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 82
9 HARBOR COVE STREET W, Safety Harbor, FL 34695 - Image 83
View a Virtual Tour

Single Family Home for sale in Safety Harbor, FL

for $525,000 with 3 bedrooms and 2 full baths. This 1,781 square foot home was built in 1981 on a lot size of 0.15.

Virtually Staged. Welcome to a home where thoughtful design, generous proportions, and distinctive finishes come together beautifully. This 3-bedroom, 2-bath, 2-car garage block home offers 1,781 square feet of stylish living space on a spacious 60' x 100' lot in an X flood zone. From the moment you enter, the home’s character is apparent, with NEW waterproof luxury vinyl plank flooring, plantation shutters, crown molding, recessed lighting, and a skylight that fills the main living area with natural light. At the heart of the home is an impressive chef-inspired kitchen anchored by an oversized 9' x 5' Cambria quartz island—an exceptional centerpiece for entertaining, casual dining, and everyday living. Custom cabinetry extends to the ceiling with elegant crown molding, while a copper farmhouse sink, stainless steel appliances, and an industrial-style chandelier with Edison filament bulbs add warmth and personality to the space. The expansive 20' x 15' primary bedroom creates a true owner’s retreat and is complemented by an extraordinary 10' x 10' custom closet featuring wood built-ins and an integrated desk area. The ensuite bath continues the elevated aesthetic with a freestanding pedestal soaking tub, separate tiled shower, dual sinks, statement ironwork lighting, and wood-look ceramic tile flooring. The secondary bath has also been thoughtfully updated with a tiled tub/shower combination, upgraded sink, and distinctive lighting. Beyond the interiors, the fenced backyard has been designed for relaxed Florida living and entertaining, featuring a travertine patio, pergola, fresh sod, irrigation, additional paved areas, and a steel storage shed. Hurricane-impact windows and doors provide an added layer of protection, while major improvements include a 2015 roof, HVAC, garage door, irrigation system, remodel/addition and exterior updates, along with 2022 plumbing improvements and a newer water heater. Newer stucco further enhances the home's exterior presentation. With a two-car garage, substantial upgrades, inviting outdoor spaces, and a floor plan that offers both comfort and style, this home delivers a refreshing alternative to the ordinary—beautifully updated, wonderfully livable, and ready for its next chapter. You are just a three -minute stroll to the scenic Folly Farm Nature Preserve and minutes from downtown Safety Harbor’s famous marina, vibrant dining, and boutique shops. Do not miss the chance to own this turnkey masterpiece—schedule your private showing today!

See more

Open House

9/5/2026 12:00 PM - 2:00 PM
9/6/2026 1:00 PM - 3:00 PM
9 HARBOR COVE STREET W Safety Harbor, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 525,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,317

Style

Florida

Lot Size

0.15

Year Built

1981

Town/City

Safety Harbor

County/Region

Pinellas

MLS | Web ID

TB8544817

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Street Lights Underground Utilities Water Connected
Roof Shingle
Appliances Built-In Oven Dishwasher Dryer Microwave Range Refrigerator Washer
Garage Spaces 2
Patio/Porch Features Deck Rear Porch
Architectural Style Florida
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1981
View City Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2026
Ownership Fee Simple
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HARBOR OAKS ESTAATES
Facing Direction West
Garage Y/N true
Total Rooms 4
Full Baths 2
Status Active
Directions northwest on I-275 N take exit 30 for FL-686 W/Roosevelt Blvd merge onto Roosevelt Blvd continue onto Main St turn left onto 7th St S turn right onto 3rd Ave S continue onto 4th Ave S turn left onto Philippe Pkwy turn right onto Harbor Cove St. Arrive at 9 Harbor Cove St.
High School Countryside High-PN
City SAFETY HARBOR
Senior Community Y/N false
MLS Area 34695 - Safety Harbor
Lot Size Units Square Feet
Lot Size Square Feet 6500
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Safety Harbor Elementary-PN
Land Lease Y/N false
Tax Annual Amount 7317.21
Home Warranty Y/N false
Middle/Junior High School Safety Harbor Middle-PN
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8544817
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 0120
Legal Description Harbor Oaks Estate unit 1 block 3 lot 12
Minimum Lease 6 Months
Water Access Y/N false
Water View Y/N false
Flood Zone Code x
In Law Suite YN false
Flood Zone Code X Y
DockY/N false
See more
Interior
Interior Amenities Crown Molding Eating Space In Kitchen Living Room/Dining Room Combo Open Floorplan Skylight(s) Split Bedroom Stone Counters Walk-In Closet(s) Window Treatments
Flooring Luxury Vinyl Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Drapes Shutters
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
See more
Exterior
Exterior Amenities Sidewalk
Vegetation Oak Trees Trees/Landscaped
Fencing Wood
Parking Features Driveway Garage Door Opener On Street
Lot Features City Lot Sidewalk
Water Source Public
Lot Size Area 6500
Foundation Details Block
Building Area Total 2360
Lot Dimensions 60 x 100
Lot Size Acres 0.15
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2
See more
* Excluded Features
List By
Keller Williams St Pete Realty

Broker

Debbieheston8@gmail.com

Email

Affordability Calculator

$3,925
Per Month
84%
16%
0%
Monthly Principal & Interest
$3,315
Monthly Property Taxes
$610
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
0 Elementary School
0 Middle School
Countryside High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
9/3/2026$525,000 Listed Price

Map


See all

9 HARBOR COVE STREET W, Safety Harbor, FL, 34695 is a Single Family Home for sale at $525,000 with 1,781 sqft and a lot size of 0.15. 9 HARBOR COVE STREET W has 3 bedrooms, 2.0 baths, and was built in 1981. The property's zip code is 34695 which is in Safety Harbor, FL