1433 Clubhouse Lane
Mt Sterling, KY, 40353 $ 649,000
Bedrooms4 Baths3.1 Sq 2,830 Monthly Estimate*
$ 4,098
for $649,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,830 square foot home was built in 2025 on a lot size of 0.28.
Brand new construction in the highly sought-after Silver Creek subdivision, less than a mile from I-64 and just 30 minutes to Hamburg, and no expense was spared. From the moment you walk in, coffered ceilings carry through the foyer, dining room, living room, and primary suite, while three-quarter inch white oak flooring runs throughout for a timeless, high-end feel. The living room centers around a striking black leather granite fireplace with custom tile, and a 12-foot folding glass door opens the entire space to the patio, perfect for entertaining. The kitchen is a true showstopper, featuring Z-Line appliances, a farmhouse sink, gold hardware, and quartz countertops that wrap the entire space plus a waterfall island. Even the laundry room feels luxurious, with full cabinetry, quartz counters, and a concealed setup. The main-level primary suite offers a custom tiled shower with seating and streak-free glass, while three additional bedrooms, one with its own private suite and two sharing a Jack-and-Jill bath, each include custom closet organizers. A bonus room above the garage offers flexible space for a playroom, theater, or home gym. Additional features include an epoxy-floor garage wired for two EV chargers with a security camera-equipped opener, two HVAC units, foam insulation, built-in security wiring, and a fully encapsulated crawl space with two sump pumps. Located in one of Mount Sterling's most desirable subdivisions with landscaping complete, this home is truly move-in ready.
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FeaturesInteriorInterior Amenities Breakfast Bar Primary Downstairs Walk-In Closet(s)
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Electric Insert
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Insulated Windows
Fireplace Y/N Y
Above Grade Finished Area 2830.0
Half Baths 1
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0.0
Total Baths 4
Heating-Natural Gas True
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GeneralSewer Public Sewer
Heating Natural Gas
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Negotiable
Roof Shingle
Appliances Dishwasher Range Refrigerator
HOA Fee 300.0
Garage Spaces 2.0
Patio/Porch Features Porch
Architectural Style Ranch
Construction Materials Brick
Year Built 2025
Levels One
Property Subtype Single Family Residence
Parcel Number 023-10-00-208.00
Assoc Fee Paid Per Annually
County Montgomery
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name Silver Creek
Garage Y/N Y
Total Rooms 12
Full Baths 3
Status Active
Directions Traveling E on I-64 take exit 110 onto KY-11. Turn left onto Maysville Rd toward Flemingsburg turn left onto Silver Lake Drive turn right onto Clubhouse Ln
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 12197.0
Carport Y/N N
Elementary School Mapleton
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School McNabb
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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ExteriorParking Features Attached Garage Driveway Garage Faces Front
Water Source Public
Lot Size Area 0.28
Foundation Details Concrete Perimeter
Building Area Total 2830.0
Lot Size Acres 0.28
Lot Size Source Public Records
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByKeller Williams CommonwealthBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,098
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mt Sterling, KY
Average List Price $342,382
Percent of Sale Price 47%
Trends Information provided by ATTOM Data Solutions.
3289956 Elementary School
3292775 Middle School
Montgomery Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/3/2026 | $649,000 | | Listed Price |