104 Charlie Brown Lane
Speculator, NY, 12164 $ 359,000
Bedrooms3 Baths2.0 Sq 1,685 Monthly Estimate*
$ 2,480
for $359,000 with 3 bedrooms and 2 full baths. This 1,685 square foot home was built in 1975 on a lot size of 0.43.
Turnkey Adirondack living with deeded beach and lake access to beautiful Lake Pleasant! Located on a private lane in Speculator, this recently renovated 3-bedroom, 2-bath year-round home comes fully furnished and outfitted as an active short-term rental, making it ready to enjoy or continue generating income from day one. Step inside through the spacious sunroom/game room, a bright and inviting bonus space perfect for entertaining after a day on the lake or trails. Continue into the kitchen and open living/dining area, where a pellet stove creates a cozy gathering spot. A full bath with convenient main-floor laundry is located just off the kitchen. Upstairs you'll find 3 bedrooms and a second full bath. From the living room, step outside onto the new large composite deck, ideal for outdoor dining, relaxing, and entertaining. The backyard offers additional room to enjoy the Adirondack setting with a firepit for evenings under the stars. Three mini-splits provide added A/C comfort. Additional highlights include public water and sewer, a detached 1.5-car garage, off-street parking, and just under half an acre of land. Best of all, deeded shared access to Lake Pleasant includes a sandy beach giving you a place to swim, relax, and enjoy the water without the lakefront price tag. The property is currently an active STR generating apx. $30,000 in annual income. Whether you're searching for a year-round Adirondack home, vacation retreat, or turnkey investment property, this one checks the boxes. Close to skiing, snowmobile trails, golf, shopping, boating, hiking and many other activities enjoyed in the Adirondack Mountains.
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FeaturesGeneralSewer Public Sewer
Heating Baseboard Electric Pellet Stove
Cooling Wall Unit(s) Window Unit(s)
Possession At Closing
Roof Metal
Appliances Dishwasher Microwave Range Refrigerator Washer/Dryer
Garage Spaces 1
Patio/Porch Features Composite Deck
Architectural Style Cape Cod
Construction Materials Vinyl Siding
Year Built 1975
Property Subtype Single Family Residence
Waterfront Features Shared Beach Front Deeded Water Access
County Hamilton
New Construction false
Property Type Residential
HOA false
Attached Garage false
Garage Y/N true
Other Structures Garage(s)
Total Rooms 8
Full Baths 2
Status Active
Directions Rt 30 North towards Speculator. At Four Corners in the Village turn left onto Rt 8. House on left at corner of Charlie Brown and Rt 8.
High School Lake Pleasant
City Speculator
Body of Water Lake Pleasant
High School District Lake Pleasant
Lot Size Units Acres
Lot Size Square Feet 18730.8
Carport Y/N N
Elementary School Lake Pleasant
Land Lease Y/N N
Tax Annual Amount 3000
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=29623&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 14.000
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InteriorBasement Exterior Entry Full Unfinished
Total Fireplaces 1
Fireplace Features Living Room Pellet Stove
Basement (Y/N) N
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 1685
Half Baths 0
Laundry Features In Bathroom Main Level
Total Bedrooms 3
Below Grade Finished Area 0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 2
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ExteriorExterior Amenities None Dock
Parking Features Off Street Detached Driveway
Lot Features Level Road Frontage Cleared Corner Lot
Water Source Public
Total Parking 3
Lot Size Area 0.43
Spa N
Lot Size Acres 0.43
Waterfront Y/N false
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByHoward Hanna Capital IncBroker
lisaswift99@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,480
- Monthly Property Taxes
- $250
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Speculator, NY
Average List Price $344,000
Percent of Sale Price 4%
About Speculator, NY 338 Population
-16% Since 2002
$ 57,750 Median Income
55.32 Median Age
7% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/1/2026 | $359,000 | -5.28% | Price Down |
| 9/3/2026 | $379,000 | | Listed Price |