108 Ramsey Lane
St Simons Island, GA, 31522 $ 924,900
Bedrooms4 Baths2.1 Sq 2,302 Monthly Estimate*
$ 5,840
for $924,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,302 square foot home was built in 2021 on a lot size of 0.22.
Elevated St. Simons Island living awaits in this beautifully appointed 4-bedroom, 2.5-bath residence, offering 2,302 square feet of thoughtfully designed living space and an exceptional blend of comfort, privacy, and effortless coastal living. A charming covered front porch welcomes you into a gracious foyer, where rich wood floors and an inviting sense of warmth set the tone throughout the home. The well-appointed kitchen features a gas range, stainless steel appliances, and generous workspace, creating a natural gathering place for everyday living and entertaining. A spacious laundry room with utility sink adds convenience and functionality. The private primary suite is a true retreat, highlighted by vaulted ceilings, plantation shutters, dual vanities, and a beautifully tiled ensuite shower. Thoughtful finishes and abundant natural light continue throughout the home, creating an atmosphere that is both refined and comfortable. Outside, the property truly shines. A screened porch with adjustable sunshades overlooks the sparkling saltwater inground pool, creating an ideal setting for morning coffee, afternoon swims, or relaxed evenings. The fully fenced yard features a white vinyl privacy fence, while a detached shed provides additional storage. Practical luxuries include a metal roof, whole-house generator, attached garage with a new garage door, and a paved driveway. Best of all, this property offers the freedom of no HOA, allowing you to enjoy the island lifestyle on your terms. From its welcoming curb appeal to its private resort-style backyard, this exceptional St. Simons Island home offers the perfect balance of coastal elegance, everyday functionality, and effortless indoor-outdoor living.
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FeaturesGeneralSewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Electricity Available Sewer Connected Water Available
Roof Metal
Appliances Dishwasher Microwave Range Refrigerator Stainless Steel Appliance(s)
Association Fee Includes None
Architectural Style Contemporary
Pool Features In Ground Salt Water
Construction Materials Wood Siding
Year Built 2021
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Community Features None
County Glynn
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Harrington
Garage Y/N true
Full Baths 2
Status New
Directions Take a right off Fredrica Rd onto N Harrington Rd then a left onto Ramsey Ln. Property will be on the right
High School Glynn
City St Simons Island
Lot Size Units Square Feet
Lot Size Square Feet 9583.2
Carport Y/N false
Elementary School Oglethorpe Point
Land Lease Y/N false
Tax Annual Amount 1735.59
Home Warranty Y/N false
Middle/Junior High School Glynn
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Double Vanity Separate Shower Split Foyer Vaulted Ceiling(s) Walk-In Closet(s)
Basement None
Flooring Hardwood Tile
Total Fireplaces 0
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 2302
Half Baths 1
Laundry Features Laundry Closet Other
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 4
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorFencing Back Yard Fenced
Parking Features Garage Attached
Lot Features Other
Water Source Public
Lot Size Area 9583.2
Building Area Total 2302
Lot Size Acres 0.22
Lot Size Source Public Records
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $5,840
- Monthly Property Taxes
- $145
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in St Simons Island, GA
Average List Price $1,056,857
Percent of Sale Price 14%
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
4785230 Middle School
Glynn High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/2/2026 | $924,900 | | Listed Price |