14 Spruce Street
Oneonta, NY, 13820 $ 237,500
Bedrooms3 Baths2.0 Sq 1,400 Monthly Estimate*
$ 1,500
for $237,500 with 3 bedrooms and 2 full baths. This 1,400 square foot home was built in 1925 on a lot size of 0.36.
Light-filled and meticulously maintained, is this appealing three-bedroom, two-bath Cape on a large, level lot in a convenient center-city Oneonta location. Close to schools, parks, shopping, restaurants, and everyday services, this home combines classic character with thoughtful updates. Inside, you'll appreciate the natural woodwork, hardwood floors, built-in storage, and an updated island kitchen with newer appliances. The open, inviting floor plan flows beautifully for today's lifestyles, with a generous entry and living room, stylish newer first-floor bath, well-appointed kitchen with abundant storage and pantry space, and a spacious dining room ideal for everyday meals or entertaining. Upstairs, three generously sized bedrooms are complemented by an attractive remodeled full bath, providing comfortable private space for family, guests, or a home office. Start the day with coffee on the welcoming front porch, or step outside to discover one of the home's unexpected treasures—a surprisingly large, landscaped property with partially private rear yard with plenty of room to relax, garden, play, or entertain. Numerous updated windows, a newer furnace and hot water heater, newer roof, and a refreshed interior and exterior paint provide the peace of mind today's buyers appreciate. Move-in ready, thoughtfully updated, and wonderfully located, this is a home that makes everyday living easy while keeping you close to everything that makes Oneonta special. A terrific opportunity to enjoy comfort, character, and convenience in one inviting package.
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FeaturesInteriorInterior Amenities SeparateFormalDiningRoom EntranceFoyer Pantry NaturalWoodwork
Basement Full
Flooring Hardwood Laminate Varies
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N No
Half Baths 0
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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GeneralSewer Connected
Heating Gas ForcedAir
Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Asphalt Shingle
Appliances Dryer ExhaustFan GasOven GasRange GasWaterHeater Refrigerator RangeHood Washer
Garage Spaces 1.0
Patio/Porch Features Covered Porch
Architectural Style CapeCod
Construction Materials Frame VinylSiding CopperPlumbing
School District Oneonta
Year Built 1925
Electric CircuitBreakers
Township Not Applicable
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 6
Full Baths 2
Status Pending
Directions From Main St. Oneonta head toward Lettis Hwy. intersection & at traffic circle exit onto Maple St. Continue straight on Maple turning right onto Spruce St. The property will be on your left-hand sid
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 4554.0
Property Condition Resale
Standard Status Pending
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 117000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 5
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ExteriorExterior Amenities BlacktopDriveway Fence
Fencing Partial
Parking Features Detached Garage
Lot Features CornerLot IrregularLot NearPublicTransit ResidentialLot
Water Source Connected Public
Lot Size Area 0.36
Foundation Details Poured
Building Area Total 1400.0
Lot Dimensions 165X160
Lot Size Acres 0.36
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesList ByKeller Williams Upstate Ny PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,500
- Monthly Property Taxes
- $380
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oneonta, NY
Average List Price $266,120
Percent of Sale Price 12%
About Oneonta, NY 22,554 Population
4% Since 2002
$ 48,532 Median Income
29.25 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/2/2026 | $237,500 | | Listed Price |