14 Spruce Street Oneonta, NY $ 237,500
14 Spruce Street
$ 237,500
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14 Spruce Street

Oneonta, NY, 13820
$ 237,500
Bedrooms3 Baths2.0 Sq 1,400

Monthly Estimate*

$ 1,500

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Single Family Home for sale in Oneonta, NY

for $237,500 with 3 bedrooms and 2 full baths. This 1,400 square foot home was built in 1925 on a lot size of 0.36.

Light-filled and meticulously maintained, is this appealing three-bedroom, two-bath Cape on a large, level lot in a convenient center-city Oneonta location. Close to schools, parks, shopping, restaurants, and everyday services, this home combines classic character with thoughtful updates. Inside, you'll appreciate the natural woodwork, hardwood floors, built-in storage, and an updated island kitchen with newer appliances. The open, inviting floor plan flows beautifully for today's lifestyles, with a generous entry and living room, stylish newer first-floor bath, well-appointed kitchen with abundant storage and pantry space, and a spacious dining room ideal for everyday meals or entertaining. Upstairs, three generously sized bedrooms are complemented by an attractive remodeled full bath, providing comfortable private space for family, guests, or a home office. Start the day with coffee on the welcoming front porch, or step outside to discover one of the home's unexpected treasures—a surprisingly large, landscaped property with partially private rear yard with plenty of room to relax, garden, play, or entertain. Numerous updated windows, a newer furnace and hot water heater, newer roof, and a refreshed interior and exterior paint provide the peace of mind today's buyers appreciate. Move-in ready, thoughtfully updated, and wonderfully located, this is a home that makes everyday living easy while keeping you close to everything that makes Oneonta special. A terrific opportunity to enjoy comfort, character, and convenience in one inviting package.

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Single Family Pending

Price

$ 237,500

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,554

Style

CapeCod

Lot Size

0.36

Year Built

1925

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1710350

Features
Interior
Interior Amenities SeparateFormalDiningRoom EntranceFoyer Pantry NaturalWoodwork
Basement Full
Flooring Hardwood Laminate Varies
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N No
Half Baths 0
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Asphalt Shingle
Appliances Dryer ExhaustFan GasOven GasRange GasWaterHeater Refrigerator RangeHood Washer
Garage Spaces 1.0
Patio/Porch Features Covered Porch
Architectural Style CapeCod
Construction Materials Frame VinylSiding CopperPlumbing
School District Oneonta
Year Built 1925
Electric CircuitBreakers
Township Not Applicable
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 6
Full Baths 2
Status Pending
Directions From Main St. Oneonta head toward Lettis Hwy. intersection & at traffic circle exit onto Maple St. Continue straight on Maple turning right onto Spruce St. The property will be on your left-hand sid
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 4554.0
Property Condition Resale
Standard Status Pending
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 117000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 5
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Exterior
Exterior Amenities BlacktopDriveway Fence
Fencing Partial
Parking Features Detached Garage
Lot Features CornerLot IrregularLot NearPublicTransit ResidentialLot
Water Source Connected Public
Lot Size Area 0.36
Foundation Details Poured
Building Area Total 1400.0
Lot Dimensions 165X160
Lot Size Acres 0.36
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 14
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(515) 708-1518

Phone

Affordability Calculator

$1,879
Per Month
80%
20%
0%
Monthly Principal & Interest
$1,500
Monthly Property Taxes
$380
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/2/2026$237,500 Listed Price

Map


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14 Spruce Street, Oneonta, NY, 13820 is a Single Family Home for sale at $237,500 with 1,400 sqft and a lot size of 0.36. 14 Spruce Street has 3 bedrooms, 2.0 baths, and was built in 1925. The property's zip code is 13820 which is in Oneonta, NY