277-279 Main Street Oneonta, NY $ 325,000
277-279 Main Street
$ 325,000
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277-279 Main Street

Oneonta, NY, 13820
$ 325,000
Bedrooms-- Baths-- Sq 4,860

Monthly Estimate*

$ 2,052

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Commercial Property for sale in Oneonta, NY

for $325,000. This 4,860 square foot building was built in 1900.

Position your portfolio or retail business right in the heart of downtown Oneonta with this versatile, high-visibility 3-unit mixed-use property on Main Street. Offered at an exceptionally accessible price point, this solid, well-maintained building presents an unbeatable entry into commercial ownership with immediate upside potential. The ground floor features a recently renovated commercial space ready for high foot-traffic retail, professional offices, or a boutique service business. Upstairs, the property holds two flexible residential units: one currently rented to provide immediate, reliable income, and a second framed-out unit ready for your final custom touches. Whether you choose to finish the second apartment to maximize rental yields, or move in and let the remaining units offset your expenses, this Main Street gem delivers the ideal combination of cash flow, location, and owner-occupant flexibility.

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Commercial Active

Price

$ 325,000

Property Type

Commercial

Taxes

$ 8,276

Style

Year Built

1900

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1711650

Features
General
Heating Gas Other SeeRemarks
Cooling Other SeeRemarks
Utilities WaterConnected
Possession CloseOfEscrow
Roof Flat
Zoning C
School District Oneonta
Year Built 1900
Stories Count 3
Township Not Applicable
County Otsego
Property Type CommercialSale
Status Active
Directions From Main Street Oneonta: Go to 277-279 Main Street.
City Oneonta
High School District Oneonta
Zoning Description Commercial
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 8276.0
Property Condition Resale
Lease Considered Y/N No
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 180000
TaxOtherAnnualAssessmentAmount 0.0
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Interior
Total Fireplaces 0
Total Stories 3
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Main Level Bathrooms 0
Total Baths 0
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Exterior
Lot Features Rectangular RectangularLot
Water Source Public
Total Parking 2.0
Inclusions Equipment Inventory
Number of Buildings 1
Building Area Total 4860.0
Lot Dimensions 20X135
Waterfront Y/N No
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Internal Only
Street Number 1 277
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 267-3166

Phone

Affordability Calculator

$2,742
Per Month
75%
25%
0%
Monthly Principal & Interest
$2,052
Monthly Property Taxes
$690
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/2/2026$325,000 Listed Price

Map


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277-279 Main Street, Oneonta, NY, 13820 is a Commercial Property for sale at $325,000 with 4,860 sqft. 277-279 Main Street was built in 1900. The property's zip code is 13820 which is in Oneonta, NY