820 Bay Ridge Avenue Annapolis, MD $ 1,799,000
820 Bay Ridge Avenue
$ 1,799,000
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820 Bay Ridge Avenue

Annapolis, MD, 21403
$ 1,799,000
Bedrooms4 Baths4.1 Sq 3,900

Monthly Estimate*

$ 12,425

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Single Family Home for sale in Annapolis, MD

for $1,799,000 with 4 bedrooms and 4 full baths, 1 half bath. This 3,900 square foot home was built in 2011 on a lot size of 0.07.

Ooh la la, Eastport. There is something unmistakably special about life hereand 820 Bay Ridge Avenue captures it beautifully. Set within coveted Sailors Quay, this exceptional residence delivers the rare combination of space, sophistication, outdoor living, and walkability, all just moments from the heart of Annapolis. Behind the white picket fence, manicured landscaping and a gracious brick front porch create a picture-perfect welcome. Step inside to more than 4,000 square feet of beautifully finished living across FOUR levels, where rich hardwood floors, 9-foot ceilings, elegant millwork, tray ceilings, and plantation shutters create a home that feels polished without ever feeling fussy. Thoughtfully customized during construction, the residence includes numerous builder upgrades, enhanced electrical features, and details designed to make everyday living as effortless as the home is beautiful. At its heart is a fabulous kitchen with honed granite countertops, premium appliances, abundant cabinetry, and a generous center island opening seamlessly to the family room and upgraded gas fireplace. The formal dining room is ready for holidays, celebrations, and memorable dinners, while the adjoining sitting room or study is perfect for working from home, curling up with a favorite book, or ending the evening with a bourbon. And then there is the outdoor living. Morning coffee on the front porch overlooking the flower garden. Dinner in your private English courtyard. Cocktails under the stars on the second-floor terrace. Professionally enhanced landscaping creates an intimate retreat, while ceiling fans, a dedicated natural gas line for grilling, and the opportunity for a future fire feature make these spaces as functional as they are beautiful. Upstairs, the primary suite feels like a private escape, with a custom walk-in closet, spa-inspired bath, and expansive sitting room. A generous junior suite with its own bath offers wonderful privacy for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath. The finished third-floor loft brings even more possibilitiesa home office, fitness studio, media room, guest retreat, or whatever life calls for next. The finished lower level adds a spacious family room and full bath, providing even more flexibility for entertaining, extended stays, or multigenerational living. And in a feature rarely found, the home was designed with the future in mind with a framed elevator shaft, allowing an elevator to be added without compromising the architecture or thoughtful floor plan. But perhaps the greatest luxury of 820 Bay Ridge Avenue is everything waiting just outside your front door. Walk to St. Marys. Walk to dinner. Walk to neighborhood cafs and marinas. Walk to the Annapolis Yacht Club and Eastport Yacht Club. Cross the Spa Creek Drawbridge into Historic Downtown Annapolis and City Dock. Spend the afternoon on the Chesapeake, meet friends for dinner on the water, browse the shops and galleries downtown, or take the water taxi home after an evening out. Morning coffee around the corner. An afternoon on the water. Dinner in Eastport. Ice cream at City Dock. School, sailing, restaurants, shopping, marinas, yacht clubs, and downtown Annapolisall without having to get in the car. And somehow, you still come home to more than 4,000 square feet, four finished levels, beautiful outdoor spaces, exceptional privacy, extensive custom upgrades, and future elevator capability. No need to choose between space, sophistication, and walkability. Here, you get all three. Polished. Coastal. Effortlessly Annapolis. Ooh la la, indeed.

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Single Family Active

Price

$ 1,799,000

Bedrooms

4

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 13,568

Style

Craftsman,Colonial,Coastal

Lot Size

0.07

Year Built

2011

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2156026

Features
General
Living Area 3900
Sewer Public Sewer
Heating Forced Air Programmable Thermostat Zoned
Cooling Central A/C Ceiling Fan(s) Programmable Thermostat Zoned
Utilities Under Ground
Possession Settlement
Roof Architectural Shingle Metal
Appliances Built-In Microwave Built-In Range Commercial Range Dishwasher Disposal Dryer Oven - Self Cleaning Oven/Range - Gas Range Hood Refrigerator Six Burner Stove Stainless Steel Appliances Washer Water Hea
Zoning B1
HOA Fee 150.00
Garage Spaces 2.00
Association Fee Includes Snow Removal Lawn Care Front Common Area Maintenance Lawn Care Rear Road Maintenance
Patio/Porch Features Balcony Patio(s) Porch(es)
Architectural Style Craftsman Colonial Coastal
Security Features Electric Alarm
Construction Materials Fiber Cement Stick Built T-1-11
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 2011
Electric 200+ Amp Service
View Garden/Lawn
Levels 4
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Municipality Annapolis
Building Name SAILOR'S QUAY
Accessibility None
Assoc Fee Paid Per Monthly
County ANNE ARUNDEL
New Construction N
Property Type Residential
Association Amenities Common Grounds Reserved/Assigned Parking
HOA Y
Subdivision Name EASTPORT
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 4
Status ACTIVE
Directions From Downtown Annapolis take Compromise St / Eastport Bridge. Right onto Bay Ridge Ave. You can park on street or behind the home adjacent to the rear entry garage
City ANNAPOLIS
Body of Water Spa Creek
Association Name SAILOR'S QUAY COMMUNITY ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 2957.00
Tax Annual Amount 13568.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 580.32
Acceptable Financing Cash Conventional
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://media.recreativevisual.com/820-Bay-Ridge-Ave/idx
Standard Status Active
Year Built Source Estimated
Legal Subdivision SAILOR'S QUAY
Tax Lot 4
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Interior
Interior Amenities Bathroom - Soaking Tub Bathroom - Tub Shower Bathroom - Walk-In Shower Breakfast Area Carpet Ceiling Fan(s) Chair Railings Crown Moldings Family Room Off Kitchen Floor Plan - Open Formal/Separate Din
Heating Fuel Natural Gas
Basement Connecting Stairway Daylight Partial Full Fully Finished Heated Improved Interior Access Poured Concrete Sump Pump Water Proofing System
Flooring Hardwood Ceramic Tile Carpet
Total Fireplaces 1
Fireplace Features Mantel(s) Gas/Propane
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Window Features Screens Double Pane Insulated
Fireplace Y/N Y
Above Grade Finished Area 3100
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 800
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Foyer Exercise Room Laundry Recreation Room Utility Room Primary Bathroom Full Bath Half Bath
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 5
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Exterior
Exterior Amenities Extensive Hardscape
Pool No Pool
Fencing Picket Vinyl Decorative
Lot Features Landscaping Premium Private
Water Source Public
Garage Features Additional Storage Area Garage - Rear Entry Garage Door Opener Inside Access Oversized
Type of Parking Attached Garage Off Street On Street Parking Lot
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.07
Road Surface Type Black Top
Water Body Type Creek
Lot Size Source Estimated
Waterfront Y/N N
Door Features Sliding Glass Insulated
Water Access Features Canoe/Kayak Personal Watercraft (PWC) Public Access Swimming Allowed
Road Responsibility City/County
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 820
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* Excluded Features
List By
Coldwell Banker Realty

Broker

wendy.oliver@cbmove.com

Email

Affordability Calculator

$13,556
Per Month
92%
8%
0%
Monthly Principal & Interest
$12,425
Monthly Property Taxes
$1,131
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3707759 Elementary School
3534688 Middle School
Annapolis High School High School
Pricing History
DatePricePrice ChangeDescription
10/6/2026$1,799,000 -4.05% Price Down
9/2/2026$1,875,000 Listed Price

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820 Bay Ridge Avenue, Annapolis, MD, 21403 is a Single Family Home for sale at $1,799,000 with 3,900 sqft and a lot size of 0.07. 820 Bay Ridge Avenue has 4 bedrooms, 4.1 baths, and was built in 2011. The property's zip code is 21403 which is in Annapolis, MD