2909 SW 38th Street Cape Coral, FL $ 769,900
2909 SW 38th Street
$ 769,900
Recently Listed
Open House 9/4 1pm - 3pm
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2909 SW 38th Street

Cape Coral, FL, 33914
$ 769,900
Bedrooms4 Baths2.0 Sq 2,204

Monthly Estimate*

$ 4,861

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Single Family Home for sale in Cape Coral, FL

for $769,900 with 4 bedrooms and 2 full baths. This 2,204 square foot home was built in 2005 on a lot size of 0.245.

Gulf access. Pool. Surfside. And no flood insurance required. That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral’s most sought after neighborhoods don’t come around often. Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delivers more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind. Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings. For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain’s walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality. Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters. The spacious primary suite continues the waterfront experience with beautiful canal views of its own. Then step outside. A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather. Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required. Finding all of that in one home is difficult. Finding it at a compelling value is even harder. This is the one buyers have been waiting for. Schedule a showing today.

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Open House

9/4/2026 1:00 PM - 3:00 PM
9/5/2026 11:00 AM - 1:00 PM
2909 SW 38th Street Cape Coral, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 769,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 1,177

Style

Ranch, One Story

Lot Size

0.245

Year Built

2005

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026036999

Features
General
Sewer Assessment Paid
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Refrigerator Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch One Story
Pool Features Concrete Electric Heat Heated In Ground Screen Enclosure
Security Features None Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2005
View Canal Pool Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access
Community Features Boat Facilities Non-Gated None
Accessibility Wheelchair Access
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N true
Full Baths 2
Status Active
City Cape Coral
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC22 - Cape Coral Unit 69 70 72-
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 1177.69
Property Condition Resale
Standard Status Active
Tax Lot 4
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 74 BLK 4908 PB 22 PG 119 LOTS 4 + 5
HOA Fee 3 0
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Interior
Interior Amenities Attic Wet Bar Built-in Features Bedroom on Main Level Bathtub Tray Ceiling(s) Dual Sinks Entrance Foyer Eat-in Kitchen Family/Dining Room French Door(s)/Atrium Door(s) Kitchen Island Living/Dining Room Main Level Primary Pantry Pull Down Attic Stairs Sitting Area in Primary Separate Shower Bar Walk-In Closet(s) Window Treatments
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung Single Hung Impact Glass Window Coverings
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Room Type Bathroom Family Room Guest Quarters Great Room Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Security/High Impact Doors None Shutters Electric Shutters Manual
Parking Features Attached Driveway Garage Paved Two Spaces Garage Door Opener
Lot Features Rectangular Lot
Water Source Assessment Paid
Lot Size Area 0.245
Spa false
Building Area Total 2673
Lot Dimensions 95 x 125 x 80 x 125
Lot Size Acres 0.245
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Door Features French Doors
Road Responsibility Public Maintained Road
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* Excluded Features
List By
James Boyer

Listing Agent

Serhant

Broker

Jamesb@serhant.com

Email

Affordability Calculator

$4,959
Per Month
98%
2%
0%
Monthly Principal & Interest
$4,861
Monthly Property Taxes
$98
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/1/2026$769,900 Listed Price

Map


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2909 SW 38th Street, Cape Coral, FL, 33914 is a Single Family Home for sale at $769,900 with 2,204 sqft and a lot size of 0.245. 2909 SW 38th Street has 4 bedrooms, 2.0 baths, and was built in 2005. The property's zip code is 33914 which is in Cape Coral, FL