446 E Cove Rd Monterey, TN ^$ 395,000

446 E Cove Rd

^$ 395,000

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Recently Listed

446 E Cove Rd

Monterey, TN, 38574

^$ 395,000

Bedrooms3 Baths3.0 Sq 2,488

Monthly Estimate*

^$ 2,494

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Single Family Home for sale in Monterey, TN

for $395,000 with 3 bedrooms and 3 full baths. This 2,488 square foot home was built in 1993 on a lot size of 3.5.

Lovely full 2 story home in Cumberland Cove. This home has living quarters upstairs and downstairs with a separate entrance. Downstairs contains a bedroom, full bathroom, large great room, office. separate entrance and lots of storage closets. Upstairs contains the owners suite and an additional bedroom. The home is a full 3 bedroom, 3 bathroom with an open floorplan. A massive stone fireplace is seen as soon as you enter the house. Large. Spacious, open rooms with vaulted ceilings, can lighting and many custom features. Large 2 car garage with reinforced wall system.

Single Family Active

Price

^$ 395,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 882

Style

Lot Size

3.5

Year Built

1993

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

3530183

Features

General

Living Area 2488

Sewer Private Sewer

Heating Central Natural Gas

Cooling Central Air

Utilities Natural Gas Available

Possession Close Of Escrow

Appliances Dishwasher Refrigerator

HOA Fee 137

Garage Spaces 2

Construction Materials Stucco Vinyl Siding

Year Built 1993

Stories Count 2

Levels Two

Property Subtype Single Family Residence

Assoc Fee Paid Per Annually

County Cumberland County TN

New Construction N

Property Type Residential

Attached Garage N

Subdivision Name Cumb Cove Iv

Garage Y/N Y

Full Baths 3

Status Active

Directions From Monterey Exit 301 off I40.. go towards Crossville on Hwy 70. Go about 5 miles then Turn right on Belmont then right on East Cove Road. Property is located about 1 mile on the right.

High School Cumberland County High School

City Monterey

Senior Community Y/N N

Lot Size Units Acres

Elementary School Stone Elementary

Property Attached Y/N N

Year Built Details Existing

Tax Annual Amount 882

Middle/Junior High School Stone Elementary

Building Area Units Square Feet

Living Area Units Square Feet

Standard Status Active

Interior

Basement Finished Full

Flooring Carpet Concrete Tile

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 1368

Half Baths 0

Total Bedrooms 3

Below Grade Finished Area 1120

Main Level Bedrooms 2

Below Grade Finished Area Unit Type Square Feet

Below Grade Finished Area Source Assessor

Above Grade Finished Area Source Assessor

Above Grade Finished Area Unit Type Square Feet

Total Baths 3

Exterior

Parking Features Detached

Water Source Well

Total Parking 2

Lot Size Area 3.5

Building Area Total 2488

Lot Size Acres 3.5

Lot Size Source Assessor

Waterfront Y/N N

Covered Spaces 2

Internal Only

Street Number 1 446

* Excluded Features

List By

Tri-Star Real Estate & Auction Co, Inc.

Broker

jturnermckinnie@yahoo.com

Affordability Calculator

$2,568

Per Month

Monthly Principal & Interest: $2,494
Monthly Property Taxes: $74
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Monterey, TN

Average List Price ^$479,050

Percent of Sale Price 21%

About Monterey, TN

2,591 Population

5% Since 2002

^$35,285 Median Income

40.23 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

5373737 Elementary School

5373737 Middle School

Cumberland County High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
9/1/2026	$395,000		Listed Price

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446 E Cove Rd, Monterey, TN, 38574 is a Single Family Home for sale at $395,000 with 2,488 sqft and a lot size of 3.5. 446 E Cove Rd has 3 bedrooms, 3.0 baths, and was built in 1993. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of RealTracs Solutions. Real estate listings held by firms other than Weichert Realtors are marked with the Internet Data Exchange logo or thumbnail logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 9/5/2026.

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446 E Cove Rd

Single Family Home for sale in Monterey, TN

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