81 FAIRWAY CIRCLE Umatilla, FL $ 374,900
81 FAIRWAY CIRCLE
$ 374,900
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81 FAIRWAY CIRCLE

Umatilla, FL, 32784
$ 374,900
Bedrooms2 Baths2.0 Sq 1,538

Monthly Estimate*

$ 2,367

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Single Family Home for sale in Umatilla, FL

for $374,900 with 2 bedrooms and 2 full baths. This 1,538 square foot home was built in 2006 on a lot size of 0.31.

Welcome to 81 Fairway Circle, where peaceful waterfront living, extensive updates, and an active 55+ community lifestyle come together in a warm and inviting Florida setting. Step inside to a bright, comfortable interior featuring luxury vinyl plank flooring throughout the living room, dining area, and hall, newer carpet in the bedrooms and office/den, natural red-stone flooring in the kitchen, and waterproof vinyl plank flooring in two baths and the walk-in closet. Fresh interior paint adds to the home's clean, move-in-ready feel. The kitchen is well equipped with updated appliances, including a Frigidaire electric range with Air Fry, LG stainless-steel refrigerator, Whirlpool dishwasher, and Whirlpool microwave, making it equally suited for everyday meals or entertaining family and friends. One of the home's most captivating features is its seamless connection to the water. Open the living room sliders and transform the space into a wonderful indoor-outdoor living area with a full view of the water. Imagine peaceful early mornings with a cup of coffee and the lake as your backdrop, or crisp fall afternoons with the sliders open, the Florida breeze flowing through, and friends gathered together. The fireplace conveys with the home, adding warmth and character to this already inviting space. Outdoor living continues with a rebuilt deck featuring newer boards, posts, and railings, along with a brick-paver patio beside the deck—perfect for relaxing, dining outdoors, or simply taking in the view. Landscaping was thoughtfully opened to showcase the water, while the irrigation system draws water directly from the lake, providing an added convenience for maintaining the yard. Significant improvements offer additional peace of mind, including a new HVAC system (2025), new hot water heater (2025), architectural shingle roof (2024) with premium Titan XT shingles, seamless gutter installation, exterior repairs, and sprinkler-system updates. Beyond the home, residents enjoy the benefits of a welcoming 55+ community featuring a community swimming pool, clubhouse, and sidewalk-lined walking trails—perfect for staying active, meeting neighbors, or enjoying a leisurely morning or evening stroll. Whether you're watching the sunrise over the water, opening the sliders to enjoy the Florida breeze, gathering around the fireplace, relaxing on the deck, or taking advantage of the community amenities, 81 Fairway Circle offers a lifestyle designed to be enjoyed. Come discover a wonderful combination of waterfront views, comfortable living, thoughtful updates, and the easygoing Florida lifestyle you've been looking for.

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Single Family Active

Price

$ 374,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,666

Style

Single Family Residence

Lot Size

0.31

Year Built

2006

Town/City

Umatilla

County/Region

Lake

MLS | Web ID

G5115306

Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Connected Electricity Connected Sewer Connected Underground Utilities Water Connected
Roof Shingle
Appliances Dishwasher Disposal Electric Water Heater Microwave Range Refrigerator
Zoning PUD
HOA Fee 50
Garage Spaces 2
Association Fee Includes Recreational Facilities
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2006
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Pool
Accessibility Accessible Approach with Ramp Accessible Bedroom Accessible Closets Accessible Common Area Accessible Doors Accessible Entrance Accessible Full Bath Visitor Bathroom Accessible Central Living Area Customized Wheelchair Accessible Grip-Accessible Features
Assoc Fee Paid Per Monthly
County Lake
New Construction false
Property Type Residential
Association Amenities Pool
Attached Garage true
Subdivision Name TWIN LAKES ESTATES
Facing Direction East
Garage Y/N true
Total Rooms 11
Full Baths 2
Status Active
Directions From Umatilla on 19 N turn left into Twin Lakes Community home on the left.
City UMATILLA
Association Name Gail Schmidt
Senior Community Y/N true
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 13381
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 2666.47
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/50fd1794-f482-4ea9-98e0-fbcfe5e3441b?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 103
Legal Description TWIN LAKES ESTATES PHASE III PB 58 PG 26-27 LOT 103 ORB 5926 PG 1778
Water Access Type Lake
Minimum Lease 6 Months
Water Access Y/N true
Monthly HOA Amount 50
Additional Rooms Den/Library/Office Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Ceiling Fan(s) Open Floorplan Split Bedroom Stone Counters Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile Luxury Vinyl
Furnished Y/N Unfurnished
Fireplace Features Electric
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows Window Treatments
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Sliding Doors
Lot Features Landscaped Rolling Slope
Water Source Public
Lot Size Area 13381
Foundation Details Slab
Building Area Total 2422
Lot Size Acres 0.31
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Coldwell Banker Vanguard Edge Realty

Broker

lorireisman@cbvfl.com

Email

Affordability Calculator

$2,589
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,367
Monthly Property Taxes
$222
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/1/2026$374,900 Listed Price

Map


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81 FAIRWAY CIRCLE, Umatilla, FL, 32784 is a Single Family Home for sale at $374,900 with 1,538 sqft and a lot size of 0.31. 81 FAIRWAY CIRCLE has 2 bedrooms, 2.0 baths, and was built in 2006. The property's zip code is 32784 which is in Umatilla, FL