160 Terra Street Morro Bay, CA $ 1,125,000
160 Terra Street
$ 1,125,000
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160 Terra Street

Morro Bay, CA, 93442
$ 1,125,000
Bedrooms3 Baths2.0 Sq 1,636

Monthly Estimate*

$ 7,103

Listed by Rock View Realty
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Single Family Home for sale in Morro Bay, CA

for $1,125,000 with 3 bedrooms and 2 full baths. This 1,636 square foot home was built in 1967 on a lot size of 0.1422.

Charming 3-Bedroom Coastal Home in Morro Bay’s Sought-After Beach Tract Welcome to 160 Terra Street, a classic single-level home in Morro Bay’s desirable Beach Tract—just a short stroll from the sand, Morro Strand State Beach, and iconic views of Morro Rock. This 3-bedroom, 2-bath residence offers the quintessential Central Coast lifestyle with easy access to the Embarcadero’s restaurants, shops, and waterfront, plus nearby parks, trails, and the protected Morro Bay estuary. The home sits on a unique street-to-street lot with gated access to the backyard, providing privacy and flexibility. Inside you’ll find a largely original layout that includes a skylight in the dining area for natural light and a private bathroom in the primary bedroom. Windows have been replaced, while the rest of the home remains mostly original—offering a solid foundation for updates and personalization. This property needs a little work, making it an excellent opportunity for buyers looking to customize a coastal home and build equity in one of Morro Bay’s most convenient beach-close neighborhoods. Single-story living is the long-term character of the Beach Tract, helping preserve the open feel and ocean proximity that define this area. Enjoy mild year-round weather, morning beach strolls, sunsets over the Pacific, and the relaxed pace of Central Coast living. Whether as a primary residence, vacation home, or renovation project with strong long-term potential, 160 Terra Street delivers location, lifestyle, and opportunity.

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Single Family Active

Price

$ 1,125,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.1422

Year Built

1967

Town/City

Morro Bay

County/Region

San Luis Obispo

MLS | Web ID

SC26189731

Days on Market

3

Features
General
Living Area 1636
Sewer Public Sewer
Heating Electric
Cooling None
Utilities Electricity Connected Water Connected
Possession Close Of Escrow
Roof Asphalt
Appliances Electric Oven Electric Range Electric Water Heater Refrigerator
HOA Fee 0
Garage Spaces 2
Patio/Porch Features Concrete Deck
Architectural Style Ranch
Pool Features None
Year Built 1967
View Peek-A-Boo
Stories Count 1
Levels One
Property Subtype Single Family Residence
Community Features Biking Curbs Dog Park Fishing Golf Hiking Park Sidewalks
Accessibility None
County San Luis Obispo
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Beach Tract(730)
Garage Y/N true
Other Structures Shed(s)
Full Baths 2
Special Listing Conditions Trust
Status Active
Directions HWY 1 take San Jacinto west towards ocean. Right on Sandalwood. Right of Terra. House is second on the right
City Morro Bay
Entry Location front of house
Senior Community Y/N false
High School District San Luis Coastal Unified
Number Of Units Total 1
MLS Area MRBY - Morro Bay
Lot Size Units Square Feet
Lot Size Square Feet 6195
Listing Terms Cash Cash to New Loan Conventional
Spa Features None
Property Attached Y/N false
Land Lease Y/N false
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Year Built Source Assessor
Tax Lot 2
Property Sub Type Additional Single Family Residence
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Interior
Interior Amenities Wet Bar Breakfast Bar Ceiling Fan(s) Separate/Formal Dining Room All Bedrooms Down
Flooring Carpet Vinyl
Fireplace Features Electric Living Room
Total Stories 1
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N true
Laundry Features In Garage
Total Bedrooms 3
Entry Level 1
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 2
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Exterior
Fencing Brick Wood
Parking Features Driveway Level Garage Faces Front
Lot Features Front Yard Lawn Street Level
Water Source Public
Total Parking 2
Lot Size Area 6195
Spa false
Lot Size Acres 0.1422
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Door Features Sliding Doors
Road Frontage Type City Street
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* Excluded Features
List By
Rock View Realty

Broker

KathiThomson@hotmail.com

Email

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$7,103
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Monthly Principal & Interest
$7,103
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/31/2026$1,125,000 Listed Price

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160 Terra Street, Morro Bay, CA, 93442 is a Single Family Home for sale at $1,125,000 with 1,636 sqft and a lot size of 0.1422. 160 Terra Street has 3 bedrooms, 2.0 baths, and was built in 1967. The property's zip code is 93442 which is in Morro Bay, CA