145 Church Street
Saratoga Springs, NY, 12866 $ 775,000
Bedrooms4 Baths4.0 Sq 3,405 Monthly Estimate*
$ 4,893
for $775,000 with 4 bedrooms and 4 full baths. This 3,405 square foot home was built in 1897 on a lot size of 0.07.
Lovely Victorian Home in Downtown Saratoga Springs! In this Quality Home, Relax & settle back in this home for some easy in-town living. Lovely entertaining spaces with open dining/living room w/custom gas fireplace. Sunny bow windows, 2 spa tubs (2 Central AC, 2 Furnaces, 2 Full kitchens & 2 laundries) Brick patio & large wrap around South facing sunny Saratoga Porch as a great party spot. Great alternative to a condo or townhome, with low maintenance and more privacy, and NO HOA or dues. But with the space available to invite guests in to stay comfort in their own private suites. This unique property offers exceptional flexibility for investors, short-term rental operators, multi-generational living, or owner-occupants looking to offset expenses while enjoying everything downtown has to offer. Located just steps from shops, groceries, restaurants, nightlife, and the famed Saratoga Race Course, this home perfectly blends convenience, charm, and lifestyle. An official two-family home, the property is thoughtfully designed with connected living spaces that can function as one expansive residence or be separated due to two staircases. With the ability to be configured in up to four different ways, including two first-floor suites ideal for extended family or guests, the possibilities are truly endless. Whether you're seeking a strong income-producing property, a seasonal or long-term rental opportunity, or a home that allows you to live in one section while renting out the other, this Victorian delivers. Three off-street parking spaces add to the ease of downtown living, with additional street parking rarely an issue. Don't miss this rare opportunity to own a one-of-a-kind, dual-income property in one of Saratoga Springs' most desirable locations.
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Single Family ActiveCustom,Duplex-Over/Under,Duplex-Side by Side,Old S
FeaturesInteriorInterior Amenities High Speed Internet Wet Bar Wired for Sound 1 Family + In-Law Ceramic Tile Bath
Basement Unfinished Walk-Out Access
Flooring Ceramic Tile Granite Hardwood
Total Fireplaces 1
Fireplace Features Gas Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3405.0
Half Baths 0
Laundry Features Common Area Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source Appraiser
Total Baths 4
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GeneralSewer Public Sewer
Heating Forced Air Natural Gas Zoned
Cooling Central Air
Possession At Closing
Roof Asphalt
Appliances Dishwasher Disposal Double Oven Gas Oven Microwave Washer/Dryer Wine Cooler
Zoning Multi Residence
Garage Spaces 0.0
Patio/Porch Features Wrap Around Covered Front Porch
Architectural Style Custom Duplex-Over/Under Duplex-Side by Side Old Style Traditional Victorian
Security Features Security Lights
Construction Materials Wood Siding
Year Built 1897
View Downtown
Property Subtype Single Family Residence
County Saratoga
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Total Rooms 16
Full Baths 4
Status Active
Directions Take Church street west from Broadway 4 blocks. Home on right.
High School Saratoga Springs
City Saratoga Springs
Entry Location First
High School District Saratoga Springs
Lot Size Units Acres
Lot Size Square Feet 3049.2
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 6627.26
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Duplex
Standard Status Active
Tax Assessed Value 0
Tax Lot 2.000
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ExteriorExterior Amenities Drive-Paved Lighting
Fencing Wood Privacy
Parking Features Off Street Stone Paved Driveway
Lot Features Level
Water Source Public
Total Parking 3.0
Lot Size Area 0.07
Foundation Details Stone
Spa N
Lot Dimensions 50 x 68
Lot Size Acres 0.07
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByLeslie Warner-RafanielloListing Agent
Miranda Real Estate Group IncBroker
leslieshomes4u@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,893
- Monthly Property Taxes
- $552
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saratoga Springs, NY
Average List Price $1,080,854
Percent of Sale Price 39%
About Saratoga Springs, NY 27,696 Population
6% Since 2002
$ 76,441 Median Income
40.65 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
853435 Elementary School
853244 Middle School
Saratoga Springs High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/30/2026 | $775,000 | | Listed Price |