9 Oak Terrace Dr Palmyra, VA ^$ 489,900

9 Oak Terrace Dr

^$ 489,900

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9 Oak Terrace Dr

Palmyra, VA, 22963

^$ 489,900

Bedrooms3 Baths2.1 Sq 2,634

Monthly Estimate*

^$ 3,093

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Single Family Home for sale in Palmyra, VA

for $489,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,634 square foot home was built in 1987 on a lot size of 0.72.

SPECTACULAR Chalet on the 17th Fairway in Lake Monticello. This fabulous home has been tastefully updated and renovated to perfection. At first glance, the hardscaping has been done perfectly to accent the exterior of the home. The main entrance is inviting and opens to a light filled room with floor to ceiling windows offering a wonderful view of the 17th fairway. Spacious Primary with access to the extensive rear deck offers additional golf course views. Large Ensuite includes a double vanity and huge walk in shower. A second bedroom on the main level is perfect for an office or guests. The loft offers more views and a large bedroom with attached full bath. The main level sunroom is perfect all year around with more views, and access to the wrap around deck wired for a hottub. Weather your here full time or want that perfect getaway, here it is.,Cherry Cabinets,Solid Surface Counter,Fireplace in Living Room

Single Family Coming Soon

Price

^$ 489,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,440

Style

Chalet

Lot Size

0.72

Year Built

1987

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

681305

Features

General

Living Area 2634

Sewer Public Sewer

Heating Central

Cooling Central A/C Heat Pump(s)

Possession Settlement

Roof Architectural Shingle

Appliances Dryer Washer

Zoning R-4

HOA Fee 1430.00

Association Fee Includes Reserve Funds Road Maintenance Snow Removal Trash

Architectural Style Chalet

Security Features Security System Security Gate

Construction Materials Cedar

School District FLUVANNA COUNTY PUBLIC SCHOOLS

Year Built 1987

Electric Underground

View Golf Course

Levels 1.5

Tax Year 2026

Ownership Other

Accessibility None

HOA Fee 2 850.00

Assoc Fee Paid Per Annually

County FLUVANNA

New Construction N

Property Type Residential

Association Amenities Beach Boat Ramp Club House Tot Lots/Playground Security Baseball Field Basketball Courts Community Center Golf Club Lake Meeting Room Picnic Area Swimming Pool Soccer Field Tennis Courts Volleyball C

HOA Y

Subdivision Name LAKE MONTICELLO

Garage Y/N N

Other Structures Above Grade Below Grade

Full Baths 2

Status COMING SOON

Directions from main gate left onto jefferson to a right on bunker blvd r on ponderosa r on oak grove l on oak ter

City PALMYRA

Disclosures Prop Disclosure

HOA Fee 2 Frequency One Time

Tax Annual Amount 3440.0

Structure Type Detached

Condo/Coop Association fee Y/N N

Bathrooms Full Main Level 2

Bathrooms Count Main Level 2.00

Price Per Sq Ft Total AG 185.99

Construction Completed Y/N N

Vacation Rental Y/N N

Location Type Adjoins Golf Course

Building Area Units Square Feet

Living Area Units Square Feet

Standard Status Coming Soon

Year Built Source Estimated

Interior

Interior Amenities Entry Level Bedroom Primary Bath(s)

Heating Fuel Electric

Basement Partial

Flooring Carpet Hardwood Slate

Fireplace Features Wood

Basement (Y/N) Y

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 2634

Half Baths 1

Central Air Y/N Y

Total Bedrooms 3

Below Grade Finished Area 0

Room Type Living Room Dining Room Kitchen Foyer Sun/Florida Room Laundry Mud Room Full Bath Half Bath Additional Bedroom

Main Level Bedrooms 2

Below Grade Finished Area Unit Type Square Feet

Below Grade Finished Area Source Assessor

Above Grade Finished Area Source Assessor

Above Grade Finished Area Unit Type Square Feet

Total Baths 3

Exterior

Exterior Amenities Other

Lot Features Landscaping

Water Source Public

Inclusions kitchen appliances washer/dryer and patio set.

Foundation Details Block

Water View Y/N N

Building Area Total 3774.00

Lot Size Acres 0.72

Water Oriented Y/N N

Internal Only

Street Number 1 9

* Excluded Features

List By

Monticello Country Realty, Llc

Broker

iris.helfrich@gmail.com

Affordability Calculator

$3,380

Per Month

Monthly Principal & Interest: $3,093
Monthly Property Taxes: $287
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Palmyra, VA

Average List Price ^$518,655

Percent of Sale Price 6%

About Palmyra, VA

150 Population

41% Since 2002

^$57,043 Median Income

43 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4067364 Elementary School

3542116 Middle School

Fluvanna High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/29/2026	$489,900		Listed Price

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9 Oak Terrace Dr, Palmyra, VA, 22963 is a Single Family Home for sale at $489,900 with 2,634 sqft and a lot size of 0.72. 9 Oak Terrace Dr has 3 bedrooms, 2.1 baths, and was built in 1987. The property's zip code is 22963 which is in Palmyra, VA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Information Deemed Reliable But Not Guaranteed. The data relating to real estate for sale on this website appears in part through the BrightMLS Broker Reciprocity^SM program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Weichert, Realtors® participates, and is provided by BrightMLS through a licensing agreement.

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9 Oak Terrace Dr

Single Family Home for sale in Palmyra, VA

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