3551 SAXONY LANE Saint Cloud, FL $ 395,000
3551 SAXONY LANE
$ 395,000
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3551 SAXONY LANE

Saint Cloud, FL, 34772
$ 395,000
Bedrooms4 Baths2.0 Sq 1,820

Monthly Estimate*

$ 2,494

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Single Family Home for sale in Saint Cloud, FL

for $395,000 with 4 bedrooms and 2 full baths. This 1,820 square foot home was built in 2015 on a lot size of 0.2.

MOVE-IN READY, SINGLE-STORY, AND A BACKYARD YOU’LL ACTUALLY WANT TO USE—welcome to 3551 Saxony Ln in the desirable Mallard Pond community of St. Cloud. This beautifully maintained 4-BEDROOM, 2-BATH home sits on a desirable CORNER LOT and offers a thoughtfully designed SPLIT FLOOR PLAN that makes the home feel open, comfortable, and functional from the moment you walk in. TILE AND LUXURY VINYL FLOORING THROUGHOUT means NO CARPET, while the heart of the home features a spacious kitchen with 42-INCH CABINETRY, GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, abundant storage, and an open connection to the main living and dining areas—perfect for everyday living and entertaining. The private PRIMARY SUITE is positioned away from the secondary bedrooms and features an OVERSIZED WALK-IN CLOSET, DUAL VANITIES, GARDEN TUB, SEPARATE WALK-IN SHOWER, and private water closet, while three additional bedrooms provide plenty of flexibility for family, guests, or a dedicated home office. Then step outside to one of the home’s best features: a LARGE FULLY FENCED BACKYARD with a PAVER PATIO AND PERGOLA already in place, creating the perfect setting for weekend BBQs, entertaining, pets, morning coffee, or quiet evenings outdoors. The CORNER-LOT LOCATION adds even more openness and curb appeal, while the 2-CAR GARAGE provides the storage and functionality buyers want. Mallard Pond offers a LOW HOA along with community amenities including PLAYGROUNDS, OUTDOOR FITNESS, PICNIC GAZEBOS WITH GRILLS, and a DOCK overlooking the neighborhood ponds, all while keeping you convenient to SHOPPING, DINING, MEDICAL SERVICES, the FLORIDA TURNPIKE, and everything the growing St. Cloud area has to offer. FOUR BEDROOMS. ONE STORY. NO CARPET. CORNER LOT. FENCED BACKYARD. MOVE-IN READY. The expensive part of buying a home isn’t always what you see—it’s everything you have to do after you get the keys. Here, the next chapter can start on DAY ONE. Schedule your private showing of 3551 Saxony Ln today.

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Single Family Active

Price

$ 395,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 2,978

Style

Single Family Residence

Lot Size

0.2

Year Built

2015

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6437615

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Zoning R
HOA Fee 66
Garage Spaces 2
Association Fee Includes Maintenance Grounds
Construction Materials Block
Pets Allowed Yes
Year Built 2015
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Dock Playground Sidewalks
Assoc Fee Paid Per Monthly
County Osceola
New Construction false
Property Type Residential
Association Amenities Playground
Attached Garage true
Subdivision Name MALLARD POND PH 1-3
Facing Direction Southeast
Garage Y/N true
Total Rooms 7
Full Baths 2
Status Active
Directions From Narcoossee Road / Hwy 192 (east/west): Head south on Vermont Avenue (which becomes Old Canoe Creek Road) Turn left into Mallard Pond subdivision At the roundabout take the 2nd right onto Mallard Pond Drive Turn right onto Saxony Lane 3551 Saxony Lane will be on the right.
High School Harmony High
City ST CLOUD
Association Name Carl Thompson ext1243
Senior Community Y/N false
MLS Area 34772 - St Cloud (Narcoossee Road)
Lot Size Units Square Feet
Lot Size Square Feet 8712
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School St Cloud Elem
Land Lease Y/N false
Tax Annual Amount 2978.13
Middle/Junior High School St. Cloud Middle (6-8)
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 573
Legal Description MALLARD POND PH 4B PB 23 PG 1-4 LOT 573
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 66
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Ceramic Tile Luxury Vinyl
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 4
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Sidewalk
Water Source Public
Lot Size Area 8712
Foundation Details Block
Building Area Total 1820
Lot Size Acres 0.2
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
wilfredsrealtor@gmail.com

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Affordability Calculator

$2,742
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,494
Monthly Property Taxes
$248
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
8/29/2026$395,000 Listed Price

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3551 SAXONY LANE, Saint Cloud, FL, 34772 is a Single Family Home for sale at $395,000 with 1,820 sqft and a lot size of 0.2. 3551 SAXONY LANE has 4 bedrooms, 2.0 baths, and was built in 2015. The property's zip code is 34772 which is in Saint Cloud, FL