862 Oak Street Chattanooga, TN $ 925,000
862 Oak Street
$ 925,000
Recently Listed
Share Save

862 Oak Street

Chattanooga, TN, 37403
$ 925,000
Bedrooms5 Baths2.1 Sq 3,250

Monthly Estimate*

$ 5,841

862 Oak Street, Chattanooga, TN 37403 - Image 1
862 Oak Street, Chattanooga, TN 37403 - Image 2
862 Oak Street, Chattanooga, TN 37403 - Image 3
862 Oak Street, Chattanooga, TN 37403 - Image 4
862 Oak Street, Chattanooga, TN 37403 - Image 5
862 Oak Street, Chattanooga, TN 37403 - Image 6
862 Oak Street, Chattanooga, TN 37403 - Image 7
862 Oak Street, Chattanooga, TN 37403 - Image 8
862 Oak Street, Chattanooga, TN 37403 - Image 9
862 Oak Street, Chattanooga, TN 37403 - Image 10
862 Oak Street, Chattanooga, TN 37403 - Image 11
862 Oak Street, Chattanooga, TN 37403 - Image 12
862 Oak Street, Chattanooga, TN 37403 - Image 13
862 Oak Street, Chattanooga, TN 37403 - Image 14
862 Oak Street, Chattanooga, TN 37403 - Image 15
862 Oak Street, Chattanooga, TN 37403 - Image 16
862 Oak Street, Chattanooga, TN 37403 - Image 17
862 Oak Street, Chattanooga, TN 37403 - Image 18
862 Oak Street, Chattanooga, TN 37403 - Image 19
862 Oak Street, Chattanooga, TN 37403 - Image 20
862 Oak Street, Chattanooga, TN 37403 - Image 21
862 Oak Street, Chattanooga, TN 37403 - Image 22
862 Oak Street, Chattanooga, TN 37403 - Image 23
862 Oak Street, Chattanooga, TN 37403 - Image 24
862 Oak Street, Chattanooga, TN 37403 - Image 25
862 Oak Street, Chattanooga, TN 37403 - Image 26
862 Oak Street, Chattanooga, TN 37403 - Image 27
862 Oak Street, Chattanooga, TN 37403 - Image 28
862 Oak Street, Chattanooga, TN 37403 - Image 29
862 Oak Street, Chattanooga, TN 37403 - Image 30
862 Oak Street, Chattanooga, TN 37403 - Image 31
862 Oak Street, Chattanooga, TN 37403 - Image 32
862 Oak Street, Chattanooga, TN 37403 - Image 33
862 Oak Street, Chattanooga, TN 37403 - Image 34
862 Oak Street, Chattanooga, TN 37403 - Image 35
862 Oak Street, Chattanooga, TN 37403 - Image 36
862 Oak Street, Chattanooga, TN 37403 - Image 37
862 Oak Street, Chattanooga, TN 37403 - Image 38
862 Oak Street, Chattanooga, TN 37403 - Image 39
862 Oak Street, Chattanooga, TN 37403 - Image 40
862 Oak Street, Chattanooga, TN 37403 - Image 41
862 Oak Street, Chattanooga, TN 37403 - Image 42
862 Oak Street, Chattanooga, TN 37403 - Image 43
862 Oak Street, Chattanooga, TN 37403 - Image 44
862 Oak Street, Chattanooga, TN 37403 - Image 45
862 Oak Street, Chattanooga, TN 37403 - Image 46
862 Oak Street, Chattanooga, TN 37403 - Image 47
862 Oak Street, Chattanooga, TN 37403 - Image 48
862 Oak Street, Chattanooga, TN 37403 - Image 49
862 Oak Street, Chattanooga, TN 37403 - Image 50
862 Oak Street, Chattanooga, TN 37403 - Image 51
862 Oak Street, Chattanooga, TN 37403 - Image 52
862 Oak Street, Chattanooga, TN 37403 - Image 53
862 Oak Street, Chattanooga, TN 37403 - Image 54
862 Oak Street, Chattanooga, TN 37403 - Image 55
862 Oak Street, Chattanooga, TN 37403 - Image 56
862 Oak Street, Chattanooga, TN 37403 - Image 57
862 Oak Street, Chattanooga, TN 37403 - Image 58
862 Oak Street, Chattanooga, TN 37403 - Image 59
862 Oak Street, Chattanooga, TN 37403 - Image 60
862 Oak Street, Chattanooga, TN 37403 - Image 61
862 Oak Street, Chattanooga, TN 37403 - Image 62
862 Oak Street, Chattanooga, TN 37403 - Image 63
862 Oak Street, Chattanooga, TN 37403 - Image 64
862 Oak Street, Chattanooga, TN 37403 - Image 65
862 Oak Street, Chattanooga, TN 37403 - Image 66
862 Oak Street, Chattanooga, TN 37403 - Image 67
862 Oak Street, Chattanooga, TN 37403 - Image 68
862 Oak Street, Chattanooga, TN 37403 - Image 69
862 Oak Street, Chattanooga, TN 37403 - Image 70
862 Oak Street, Chattanooga, TN 37403 - Image 71
862 Oak Street, Chattanooga, TN 37403 - Image 72
862 Oak Street, Chattanooga, TN 37403 - Image 73
862 Oak Street, Chattanooga, TN 37403 - Image 74
862 Oak Street, Chattanooga, TN 37403 - Image 75
862 Oak Street, Chattanooga, TN 37403 - Image 76
862 Oak Street, Chattanooga, TN 37403 - Image 77
862 Oak Street, Chattanooga, TN 37403 - Image 78

Single Family Home for sale in Chattanooga, TN

for $925,000 with 5 bedrooms and 2 full baths, 1 half bath. This 3,250 square foot home was built on a lot size of 0.18.

Welcome to 862 Oak Street, a magnificent turn-of-the-century home in Chattanooga's historic Fort Wood neighborhood. Situated on a beautifully level lot among distinguished period homes, this extensively updated residence seamlessly blends timeless architectural character with modern family living. This solid brick home with a stone foundation showcases the craftsmanship of a bygone era. Original details have been lovingly preserved throughout, including six beautiful fireplaces with tiled hearths and detailed mantels that serve as stunning focal points in the living spaces and several bedrooms. Exquisite stained glass adorns the entry windows, side window, and charming dormer windows, casting beautiful natural light throughout the day. Functional pocket doors glide effortlessly to create versatile entertaining areas, offering both elegant flow for gatherings and intimate spaces for everyday family life. The thoughtful updates throughout ensure this well-appointed home meets the needs of modern living while honoring its rich historical character. Entering the home through the front door it's easy to get lost on all of the little details - stained glass, picture railing, detailed woodwork, hearth tiling, tiger oak fireplace details, and recently refinished hardwood floors. What shouldn't be missed is the elegance of the entry - tall ceilings and a wide entry hall welcome you into the home with a formal living room on your left and a cozy family room on your right - both rooms centered around decorative fireplaces and pocket doors that can be opened and closed to change the feel of the space. The family room flows into the dining room through another set of pocket doors, which also connects to a breakfast room/butler's pantry (with main floor laundry) off of the kitchen. The kitchen features checkered black and white porcelain tile floors and is well appointed for hosting functions or simply whipping up a delicious dinner on a school night. Going upstairs, the staircase doubles back by a detailed, backlit stained-glass window. A wide hallway at the top of the stairs welcomes you with five generously sized bedrooms located on this level. Three bedrooms feature decorative fireplaces and all of the bedrooms feature the original hardwood floors. The varying bedroom sizes, locations, and doorways offer an immense amount of flexibility in the floor plan whether that be for an at home office, nursery, or guest rooms. The rounded wall details of the hall create an elegant flow throughout the space and lead to recently fully renovated hall bathroom, beautifully appointed with porcelain tile flooring and surround along all of the amenities you would expect in a home of this caliber. The basement level offers the opportunity for expansion, should you need even more space. Currently this level is just home to the secondary laundry, but offers a vast amount of storage on a poured concrete floor. This area could be finished into a separate studio apartment or in-law suite with its own private exterior entrance. Experience the best of Chattanooga living with an exceptional walkability score. Stroll to the University of Tennessee at Chattanooga, Erlanger Hospital, and enjoy easy access to downtown's vibrant dining, and entertainment offerings. Fort Wood provides a rare combination of peaceful, tree-lined streets and urban convenience. This is more than a home - it's a piece of Chattanooga history, ready for the newest chapter in its already extensive novel.

See more

Single Family Active

Price

$ 925,000

Bedrooms

5

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 6,535

Style

Contemporary

Lot Size

0.18

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1541730

Features
Interior
Interior Amenities Built-in Features Ceiling Fan(s) Crown Molding High Ceilings High Speed Internet Kitchen Island Natural Woodwork Pantry Separate Dining Room Separate Shower Smart Thermostat Storage Tub/shower Combo
Basement Partially Finished Unfinished
Flooring Hardwood Tile
Total Fireplaces 6
Fireplace Features Bedroom Den Dining Room Family Room Kitchen Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Shades Storm Window(s) Window Treatments Wood Frames
Fireplace Y/N Y
Above Grade Finished Area 3250.0
Half Baths 1
Laundry Features Electric Dryer Hookup In Basement Main Level Multiple Locations Washer Hookup
Total Bedrooms 5
Total Baths 3
See more
General
Sewer Public Sewer
Heating Central Natural Gas
Cooling Central Air Electric Multi Units
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Asphalt Shingle
Appliances Washer/Dryer Washer Vented Exhaust Fan Refrigerator Electric Water Heater Dryer Disposal Dishwasher Built-In Electric Range Built-In Electric Oven
HOA Fee 35.0
Association Fee Includes None
Patio/Porch Features Front Porch Porch Porch - Covered Rear Porch
Architectural Style Contemporary
Pool Features None
Security Features Security Gate
Construction Materials Brick
Year Built 1920
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Curbs Historic District Sidewalks Street Lights
Assoc Fee Paid Per None
County Hamilton
New Construction N
Property Type Residential
Association Amenities Park
HOA Y
Attached Garage N
Subdivision Name Fort Wood
Garage Y/N N
Other Structures None
Total Rooms 11
Full Baths 2
Status Active
Directions Take McCallie Avenue away from downtown and then turn left on Palmetto Street. Turn right on Oak Street and the home will be on your right.
High School Howard School of Academics & Tech
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 7840.0
Carport Y/N N
Listing Terms Cash Conventional VA Loan
Spa Features None
Elementary School Brown Academy
Land Lease Y/N N
Tax Annual Amount 6535.63
Home Warranty Y/N N
Middle/Junior High School Orchard Knob Middle
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Free Standing Building House
Standard Status Active
Occupancy Type Owner
Legal Description LT 14 RICHMONDS ADDN PB1 PG34
See more
Exterior
Exterior Amenities Rain Gutters
Fencing Electric Gate
Parking Features Concrete Kitchen Level Off Street
Lot Features Level
Water Source Public
Lot Size Area 0.18
Foundation Details Brick/Mortar Stone
Spa N
Building Area Total 3250.0
Lot Dimensions 50X149
Lot Size Acres 0.18
Road Surface Type Asphalt
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Road Responsibility Public Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
See more
Internal Only
Street Number 1 862
See more
* Excluded Features
List By
Squareone Realty, Llc

Broker

doug.dodson@sq1realestate.com

Email

Affordability Calculator

$6,385
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,841
Monthly Property Taxes
$545
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1547640 Elementary School
1547503 Middle School
Howard School of Academics & Tech High School High School
Pricing History
DatePricePrice ChangeDescription
8/29/2026$925,000 Listed Price

Map


See all

862 Oak Street, Chattanooga, TN, 37403 is a Single Family Home for sale at $925,000 with 3,250 sqft and a lot size of 0.18. 862 Oak Street has 5 bedrooms and 2.1 baths. The property's zip code is 37403 which is in Chattanooga, TN