8820 Kelso Lane
Chattanooga, TN, 37421 $ 515,000
Bedrooms5 Baths4.0 Sq 3,659 Monthly Estimate*
$ 3,252
for $515,000 with 5 bedrooms and 4 full baths. This 3,659 square foot home was built on a lot size of 0.88.
Nature lovers, this is the one you've been waiting for! Perched at the top of a hill in the heart of East Brainerd, this spacious 5-bedroom, 4-bath home offers a rare combination of wooded privacy, beautiful views, exceptional space, and everyday convenience. Surrounded by nature, the setting feels like a peaceful escape--especially in the winter, when beautiful views open through the trees--yet you are just minutes from Hamilton Place Mall, shopping, restaurants, Publix, places of worship, and everything else East Brainerd has to offer. Inside, soaring ceilings, double crown molding, hardwood floors throughout much of the main living areas, and two fireplaces create a home with character and warmth. The main level is designed for both everyday living and entertaining, with an inviting living room, kitchen with breakfast nook and pantry, formal dining room, and a versatile office or study with French doors. Need another sitting room, home office, or flexible living space? You get to choose! A main-level bedroom and full bath offer wonderful flexibility for guests or family members. The dual staircase provides convenient access to the second level from either the kitchen/living area or the front entry. Upstairs, the spacious primary suite is a true private retreat, complete with its own sitting room and fireplace, a large walk-in closet, and a spa-inspired bath featuring a soaking tub, separate shower, water closet, and double vanity. There is room for everyone! Two additional bedrooms share a Jack-and-Jill bath, while another bedroom enjoys its own private full bath. A media room and upstairs laundry room complete the second level, offering plenty of space to spread out, work, relax, and entertain. Outside, privacy is the name of the game. The fully fenced backyard, complete with a new fence in 2026, provides a private space to relax while surrounded by the sights and sounds of nature. A circular driveway makes a welcoming first impression, while a second driveway provides convenient access to the two-car main-level garage. With 5 bedrooms, 4 full baths, multiple living spaces, two fireplaces, abundant storage, and a brand-new air-conditioning unit, this home offers the flexibility to fit the way you live--today and through every chapter ahead. Peaceful and private. Spacious and convenient. Surrounded by nature, yet minutes from everything. Come experience this hidden East Brainerd retreat for yourself and discover why this home truly offers the best of both worlds: the peaceful feel of the country with the convenience of city living.
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FeaturesInteriorInterior Amenities Breakfast Nook Ceiling Fan(s) Connected Shared Bathroom Crown Molding Double Vanity Pantry Recessed Lighting Separate Dining Room Separate Shower Sitting Area Split Bedrooms Storage Tub/shower Combo
Basement None
Flooring Carpet Hardwood Tile
Total Fireplaces 2
Fireplace Features Gas Log Living Room Primary Bedroom Propane Ventless
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Bay Window(s) Blinds Vinyl Frames
Fireplace Y/N Y
Above Grade Finished Area 3659.0
Half Baths 0
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Inside Laundry Room Upper Level Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0.0
Total Baths 4
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GeneralSewer Public Sewer
Heating Central Electric
Cooling Central Air Electric ENERGY STAR Qualified Equipment Multi Units
Utilities Electricity Connected Natural Gas Not Available Phone Available Sewer Connected Water Connected Propane Underground Utilities
Possession Close Of Escrow
Roof Shingle
Appliances Vented Exhaust Fan Refrigerator Range Hood Microwave Free-Standing Range Free-Standing Electric Range Exhaust Fan Electric Oven Disposal Dishwasher
Garage Spaces 2.0
Patio/Porch Features Porch - Covered Porch - Screened
Architectural Style Contemporary
Pool Features None
Construction Materials Brick Vinyl Siding
Year Built 2003
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features None
County Hamilton
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name None
Garage Y/N Y
Other Structures Garage(s)
Total Rooms 11
Full Baths 4
Status Active
Directions E. Brainerd Rd. to Fuller Road; Right on Kelso; to the white 8820 mailbox on the left and turn left. Go to the top of the driveway to the red brick house on the right.
High School East Hamilton
City Chattanooga
Senior Community Y/N N
MLS Area County
Lot Size Units Acres
Lot Size Square Feet 38344.96
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Spa Features None
Elementary School Westview Elementary
Land Lease Y/N N
Tax Annual Amount 2326.51
Home Warranty Y/N N
Middle/Junior High School East Hamilton
Lease Renewal Y/N N
MLS Area Minor County
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Free Standing Building
Standard Status Active
Occupancy Type Owner
Legal Description Lt 1 Kelso Ridge Sub Pb72 Pg14 Out Of 171C-E-10 For 2004
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ExteriorExterior Amenities Private Yard Rain Gutters
Fencing Back Yard Chain Link Fenced Full Perimeter
Parking Features Circular Driveway Concrete Driveway Garage Garage Door Opener Garage Faces Side Kitchen Level Off Street
Lot Features Back Yard Front Yard Gentle Sloping Irregular Lot Landscaped Many Trees Private Secluded Sloped Wooded
Water Source Public
Lot Size Area 0.88
Foundation Details Brick/Mortar Concrete Perimeter Slab
Spa N
Building Area Total 3659.0
Lot Dimensions 159x230x177
Lot Size Acres 0.88
Road Surface Type Concrete
Waterfront Y/N N
Road Frontage Type City Street County Road Easement
Other Equipment Fuel Tank(s)
Crops Included Y/N N
Road Responsibility Road Maintenance Agreement
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByBetter Homes And Gardens Real Estate Signature BrokersBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,252
- Monthly Property Taxes
- $194
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Chattanooga, TN
Average List Price $495,588
Percent of Sale Price 4%
About Chattanooga, TN 184,934 Population
16% Since 2002
$ 44,682 Median Income
38.38 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
1547728 Elementary School
1547648 Middle School
East Hamilton High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/28/2026 | $515,000 | | Listed Price |