428 Aspen Lane Black Hawk, CO ^$ 960,000

428 Aspen Lane

^$ 960,000

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Recently Listed

Open House 8/29 11am - 1pm

428 Aspen Lane

Black Hawk, CO, 80422

^$ 960,000

Bedrooms3 Baths3.0 Sq 3,576

Monthly Estimate*

^$ 6,062

Listed by 8z Real Estate

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Single Family Home for sale in Black Hawk, CO

for $960,000 with 3 bedrooms and 3 full baths. This 3,576 square foot home was built in 1995 on a lot size of 0.96.

Welcome to Missouri Lakes, a mountain community in central Gilpin County surrounded by evergreen and aspen trees, with mountain views and plenty of room to enjoy the outdoors. This well-maintained and thoughtfully updated home offers a comfortable, functional layout with a bright, open main level and large windows that bring the surrounding landscape inside. A covered front porch welcomes you in, while the gas fireplace adds a cozy spot to gather. The kitchen features granite countertops, stainless steel appliances, and plenty of workspace for everyday cooking or entertaining. Just a half-level up, the primary suite feels private and tucked into the trees. The finished walk-out lower level adds even more living space, with a gas log stove, large family room, full bath, multiple bonus rooms, and a sauna. Outside, the one-acre lot gives you plenty of space to enjoy the mountain setting. The deck overlooks the changing seasons, while a fenced, usable area provides room for outdoor activities, pets, entertaining, or simply enjoying the fresh mountain air. A two-car garage, level paved driveway, and additional space for an RV add to the home's practicality. Missouri Lakes offers a little something you don't find in every mountain community, including four private lakes. County-maintained roads provide easy access year-round. You're also close to Black Hawk and Central City for dining, entertainment, hiking, biking, and a little bit of Colorado history. Highway 119 provides direct access to the Peak-to-Peak corridor and the Front Range, with Denver approximately 25 miles to the east. Get up to $8,000 in lender-paid concession to cover closing costs or buy your rate down!

Open House

8/29/2026 11:00 AM - 1:00 PM

428 Aspen Lane Black Hawk, CO

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 960,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,689

Style

Contemporary

Lot Size

0.96

Year Built

1995

Town/City

Black Hawk

County/Region

Gilpin

MLS | Web ID

IR1067458

Features

Interior

Interior Amenities Eat-in Kitchen Jack & Jill Bathroom Open Floorplan Pantry Vaulted Ceiling(s)

Basement Full Walk-Out Access

Flooring Tile Wood

Fireplace Features Family Room Gas Gas Log Living Room

Basement (Y/N) Y

Window Features Double Pane Windows Window Coverings

Above Grade Finished Area 3576

Half Baths 0

3/4 Baths 0

Laundry Features In Unit

Total Bedrooms 3

Below Grade Finished Area 0

Main Level Bedrooms 3

Main Level Bathrooms 2

Total Baths 3

General

Sewer Septic Tank

Heating Forced Air

Cooling Ceiling Fan(s)

Utilities Electricity Available Internet Access (Wired) Natural Gas Available

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Disposal Dryer Freezer Microwave Oven Refrigerator Washer Water Softener

Zoning RS

HOA Fee 125

Garage Spaces 2

Patio/Porch Features Deck Patio

Architectural Style Contemporary

Security Features Smoke Detector(s)

Construction Materials Frame Wood Siding

Exclusions Seller understands any discrepancy regarding Inclusions and Exclusions between the Listing Contract and the buy/sell contract accepted by Seller the buy/sell contract will prevail.

Year Built 1995

View Mountain(s)

Levels Two

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

Assoc Fee Paid Per Annually

County Gilpin

Property Type Residential

Association Amenities Park

HOA Y

Attached Garage Y

Subdivision Name Missouri Lakes Filing #1

Facing Direction South

Possible Use Residential

Full Baths 3

Status Active

Directions From Nederland head south on HWY 119/Peak to Peak Hwy 15.2 mi. Turn left onto Evergreen Rd 0.2 mi. Turn left onto Aspen Ln 0.4 mi. Property will be on the right.

High School Gilpin County School

City Black Hawk

Association Name Missouri Lakes

High School District Gilpin RE-1

Lot Size Square Feet 41818

Listing Terms Cash Conventional VA Loan

Elementary School Gilpin

Tax Annual Amount 1689

Middle/Junior High School Gilpin County School

Concessions No

Virtual Tour https://www.zillow.com/view-imx/6597abf1-5cd4-4960-9dbd-c4c5befab9b0?wl=true&setAttribution=mls&initialViewType=pano

Structure Type House

Standard Status Active

Occupancy Type Owner

Elementary School District Gilpin RE-1

Exterior

Vegetation Grassed Wooded

Fencing Fenced Partial

Parking Features Heated Garage RV Access/Parking

Lot Features Level Rock Outcropping Rolling Slope

Water Source Well

Total Parking 2

Foundation Details Slab

Building Area Total 3576

Lot Size Acres 0.96

Road Surface Type Gravel

Road Frontage Type Public

Road Responsibility Public Maintained Road

Internal Only

Street Number 1 428

* Excluded Features

List By

8Z Real Estate

Broker

(303) 517-1763

Phone

Affordability Calculator

$6,202

Per Month

Monthly Principal & Interest: $6,062
Monthly Property Taxes: $141
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Black Hawk, CO

Average List Price ^$725,587

Percent of Sale Price 24%

About Black Hawk, CO

140 Population

25% Since 2002

^$62,460 Median Income

53.3 Median Age

17% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3190714 Elementary School

732095 Middle School

Gilpin County School High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/28/2026	$960,000		Listed Price

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428 Aspen Lane, Black Hawk, CO, 80422 is a Single Family Home for sale at $960,000 with 3,576 sqft and a lot size of 0.96. 428 Aspen Lane has 3 bedrooms, 3.0 baths, and was built in 1995. The property's zip code is 80422 which is in Black Hawk, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 8/29/2026.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

The information contained in this publication is subject to change without notice. REcolorado. MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. REcolorado. SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.

PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

REcolorado. will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

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428 Aspen Lane

Single Family Home for sale in Black Hawk, CO

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