431 W Lake Road Deruyter, NY $ 499,000
431 W Lake Road
$ 499,000
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431 W Lake Road

Deruyter, NY, 13052
$ 499,000
Bedrooms2 Baths1.0 Sq 1,554

Monthly Estimate*

$ 3,151

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Single Family Home for sale in Deruyter, NY

for $499,000 with 2 bedrooms and 1 full bath. This 1,554 square foot home was built in 1935 on a lot size of 0.07.

Escape to the lake and enjoy a relaxing getaway at this charming cottage on beautiful DeRuyter Lake. Perfect for families, friends, or a peaceful weekend retreat, this comfortable lakefront property offers the ideal setting for making lasting memories. Wake up to beautiful lake views, spend your days enjoying the water, and unwind in the evening, while sitting out on the deck and taking in the peaceful sights and sounds of the lake. The open floor concept creates a spacious, welcoming atmosphere, making it easy to gather, relax, and enjoy time together. With sleeping accommodations for 6–8 guests, there’s plenty of room for everyone to feel comfortable. Updates in the past five years include: aerobic septic system, new windows facing lake, deck, electrical, shutters, three new parking spaces, floor joists and supports reinforced, and paint. Whether you’re looking for a summer vacation filled with swimming, boating, and fishing, or simply a quiet place to disconnect and recharge, this DeRuyter Lake cottage is a wonderful home base. Cottage can sleep between 6-8. Room for bed on first level, and four beds on the loft area.

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Single Family Active

Price

$ 499,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 5,492

Style

Cottage

Lot Size

0.07

Year Built

1935

Town/City

Deruyter

County/Region

Madison

MLS | Web ID

S1709762

Features
Interior
Interior Amenities EntranceFoyer EatInKitchen Furnished SeparateFormalLivingRoom LivingDiningRoom SlidingGlassDoors Loft
Basement CrawlSpace
Flooring LuxuryVinyl
Furnished Y/N Furnished
Total Fireplaces 0
Total Stories 2
Heating Y/N No
Fireplace Y/N No
Half Baths 0
Total Bedrooms 2
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 1
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General
Sewer AerobicSeptic
Heating Other SeeRemarks None
Possession CloseOfEscrow
Roof Asphalt
Appliances ElectricCooktop ElectricOven ElectricRange ElectricWaterHeater Microwave
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Cottage
Construction Materials WoodSiding
School District DeRuyter
Year Built 1935
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features Lake
Accessibility AccessibleDoors
County Madison
Property Type Residential
Garage Y/N No
Total Rooms 4
Full Baths 1
Status Active
Directions Route 80 to DeRuyter Rd to W Lake.
City DeRuyter
Body of Water DeRuyter Reservoir
Senior Community Y/N No
High School District DeRuyter
Number Of Units Total 0
MLS Area DeRuyter-252489
Lot Size Units Acres
Lot Size Square Feet 3049.0
Year Built Details Existing
Tax Annual Amount 5492.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1709762 https://www.propertypanorama.com/instaview-tour/syr/S1709762
Standard Status Active
Middle/Junior School District DeRuyter
Elementary School District DeRuyter
Tax Assessed Value 140000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 2
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Exterior
Exterior Amenities Deck GravelDriveway
Parking Features NoGarage
Lot Features IrregularLot
Water Source Lake River
Lot Size Area 0.07
Foundation Details Block
Building Area Total 1554.0
Lot Dimensions 110X32
Lot Size Acres 0.07
Frontage Length 80
Waterfront Y/N Yes
Door Features SlidingDoors
Road Frontage Type MainThoroughfare
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Internal Only
Street Number 1 431
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* Excluded Features
List By
Hunt Real Estate Era

Broker

(315) 682-7197

Phone

Affordability Calculator

$3,608
Per Month
87%
13%
0%
Monthly Principal & Interest
$3,151
Monthly Property Taxes
$458
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3040698 Elementary School
3041030 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/28/2026$499,000 Listed Price

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431 W Lake Road, Deruyter, NY, 13052 is a Single Family Home for sale at $499,000 with 1,554 sqft and a lot size of 0.07. 431 W Lake Road has 2 bedrooms, 1.0 baths, and was built in 1935. The property's zip code is 13052 which is in Deruyter, NY