Recently Listed Open House 8/29 12pm - 3pm
303 Windham Street
Santa Cruz, CA, 95062 $ 1,649,999
Baths0.0 Sq 2,044 Monthly Estimate*
$ 10,418
Listed by Century 21 Affiliated
Studio for $1,649,999. This 2,044 square foot home was built in 1977 on a lot size of 0.11.
Live the Santa Cruz lifestyle while enjoying the flexibility and income potential of a beautifully updated duplex in one of the area’s most desirable coastal communities. 303–305 Windham Street offers two spacious 2-bedroom residences, each with its own private yard and one-car garage, with new garage doors, creating an ideal combination of privacy, versatility and indoor-outdoor living. The 305 residence features 2 bedrooms and 1.5 baths, while 303 offers 2 bedrooms and 1 bath. Both homes have been thoughtfully refreshed with remodeled kitchens featuring new cabinetry and quartz countertops, new luxury vinyl plank flooring throughout the first floors, upgraded heating and electrical, new satin-nickel plumbing fixtures, LED lighting, and fresh interior and exterior paint. Unit 303 also features all-new dual-pane windows, while the windows in 305 were replaced approximately 10 years ago. For investors and owner-occupants alike, the numbers add to the appeal. Estimated current market rents are approximately $3,850–$4,300 per unit, offering potential combined rental income of roughly $7,700–$8,600 per month. Live in one and offset your housing costs with income from the other, accommodate extended family in their own private residence, or rent both for a potentially strong income-producing investment.* And then there’s the location. Set in Santa Cruz’s sought-after Seabright/Midtown area, you’re close to the sand and surf of Seabright State Beach, the Santa Cruz Harbor, neighborhood cafés, restaurants and shops, with the iconic Santa Cruz Beach Boardwalk and Downtown Santa Cruz also nearby. Spend mornings grabbing coffee or heading to the beach, afternoons biking along the coast or watching sailboats leave the harbor, and evenings enjoying a sunset by the water. Two homes. Two private yards. Two garages. Beautifully updated interiors. Potential gross rental income of approximately $92,000–$103,000 and the Santa Cruz coastal lifestyle just beyond your doorstep. Whether you're searching for a primary residence with substantial income potential, a multi-generational property, or an investment in one of Santa Cruz's most appealing coastal neighborhoods, 303–305 Windham Street offers a rare combination of lifestyle, flexibility and value. * Rental figures are estimates based on current market conditions and comparable rental offerings and are not guaranteed. Buyer to independently verify rental income and expenses.
See more
Open House
8/29/2026 12:00 PM - 3:00 PM
8/30/2026 12:00 PM - 3:00 PM
303 Windham Street Santa Cruz, CA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralSewer Public Sewer
Zoning Duplex
HOA Fee 0
Garage Spaces 2
Pool Features None
Year Built 1977
Property Subtype Duplex
Gross Income 0
Community Features Curbs Gutter(s) Storm Drain(s) Street Lights Sidewalks
County Santa Cruz
Net Operating Income 0
Operating Expense 0
Insurance Expense 0
New Construction false
Property Type Residential Income
HOA false
Garage Y/N true
Special Listing Conditions Standard
Status Active
Directions Use GPS Please
City Santa Cruz
Entry Location 1
Senior Community Y/N false
Open Parking Spaces 2
Number Of Units Total 2
MLS Area 699 - Not Defined
Lot Size Units Square Feet
Lot Size Square Feet 4792
Listing Terms Conventional FHA VA Loan
Property Attached Y/N true
Land Lease Y/N false
Trash Expense 0
Rent Control Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/crmls/PTP2606565
Standard Status Active
Property Sub Type Additional Duplex
Taxes 0
Cap Rate 0
See more
InteriorTotal Stories 2
Common Walls 1 Common Wall
Air Conditioning Y/N false
Heating Y/N false
Fireplace Y/N false
Laundry Features Electric Dryer Hookup Gas Dryer Hookup
Entry Level 1
Total Baths 0
See more
ExteriorLot Features 2-5 Units/Acre
Total Parking 4
Lot Size Area 4792
Number of Buildings 1
Spa false
Building Area Total 2044
Lot Size Acres 0.11
Private Pool false
Lot Size Source Public Records
Number of Separate Water Meters 2
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
See more
* Excluded FeaturesList ByCentury 21 AffiliatedBroker
cromerhomes@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $10,418
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Santa Cruz, CA
Average List Price $2,631,158
Percent of Sale Price 59%
About Santa Cruz, CA 63,054 Population
16% Since 2002
$ 67,765 Median Income
32.22 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/28/2026 | $1,649,999 | -2.94% | Price Down |
| 8/28/2026 | $1,699,999 | | Listed Price |