820 Payne Ln
Spring City, TN, 37381 $ 748,000
Bedrooms5 Baths3.2 Sq 3,671 Monthly Estimate*
$ 4,723
for $748,000 with 5 bedrooms and 3 full baths, 2 half baths. This 3,671 square foot home was built in 1998 on a lot size of 1.5.
THE TOTAL PACKAGE--5 BEDROOMS, 1.5 ACRES, POOL, GARAGES & RV PARKING! Spacious 5-bedroom home on approximately 1.5 acres with extensive updates and amenities. Features include fresh paint, new LVT flooring, updated kitchen, gas fireplace, new patio doors, and surround sound. Enjoy the 20x40 in-ground pool with new liner, large covered patio, multiple garages, RV carport, storage building, 30-amp RV hookup, and parking for 8+ vehicles. Additional highlights include a dedicated office with half bath, underground storm shelter, well, invisible fence, new roof installed October 2025, city water, septic, and included appliances. A rare opportunity offering space, storage, recreation, and convenience!
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FeaturesGeneralLiving Area 3671
Sewer Septic Tank
Heating Central Natural Gas
Cooling Ceiling Fan(s) Central Air
Utilities Natural Gas Available Water Available
Possession Negotiable
Roof Shingle
Appliances Electric Range Dishwasher Disposal Dryer Freezer Microwave Refrigerator Stainless Steel Appliance(s) Washer
Garage Spaces 3
Patio/Porch Features Patio Covered
Security Features Security System Smoke Detector(s)
Construction Materials Stone Vinyl Siding
Year Built 1998
Stories Count 2
Topography Level
Levels Two
Property Subtype Single Family Residence
County Rhea County TN
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name Valley Dale
Garage Y/N Y
Full Baths 3
Status Active
Directions Hwy 27N to right on E Jackson Ave-left on Toestring Valley Road-left on Muddy Creek Road-left on Payne Lane take 1st right on Payne Lane to home on left. SOP
High School Rhea County High School
City Spring City
Senior Community Y/N N
Lot Size Units Acres
Elementary School Spring City Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 1968
Middle/Junior High School Spring City Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Ceiling Fan(s) Central Vacuum High Ceilings Open Floorplan Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet Luxury Vinyl Tile
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3671
Half Baths 2
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 5
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 5
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ExteriorExterior Amenities Storm Shelter
Parking Features Detached
Lot Features Level
Water Source Public
Total Parking 3
Lot Size Area 1.5
Building Area Total 3671
Lot Size Acres 1.5
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 3
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* Excluded FeaturesList ByKeller Williams Ridge To RiverBroker
Congioloso@realtracs.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,723
- Monthly Property Taxes
- $164
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spring City, TN
Average List Price $543,288
Percent of Sale Price 27%
About Spring City, TN 9,180 Population
4% Since 2002
$ 40,049 Median Income
47.8 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
3424206 Elementary School
3424205 Middle School
Rhea County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/28/2026 | $748,000 | | Listed Price |