2491 PALM TREE DRIVE Punta Gorda, FL $ 999,999
2491 PALM TREE DRIVE
$ 999,999
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2491 PALM TREE DRIVE

Punta Gorda, FL, 33950
$ 999,999
Bedrooms3 Baths4.0 Sq 3,750

Monthly Estimate*

$ 6,314

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Single Family Home for sale in Punta Gorda, FL

for $999,999 with 3 bedrooms and 4 full baths. This 3,750 square foot home was built in 1982 on a lot size of 0.32.

Some homes simply give you an address. This one gives you a lifestyle—and a story worth telling. From its circular driveway and distinctive architecture to the dramatic rooflines, rich woodwork and rooms that feel anything but ordinary, 2491 Palm Tree Drive is a waterfront home filled with character. An extended three-car garage provides plenty of room for vehicles, boating gear, storage or a workshop. Start your morning in the chef’s kitchen, where generous counters, abundant cabinetry and an open connection to the main living area make cooking part of the conversation. Tucked away from the main gathering areas, the private library creates a quiet place to read, work or simply escape for a while. The Florida room brings the pool and water views into your everyday life. A new mini-split system installed in 2026 allows this room to function as comfortable indoor living space or open-air entertaining space whenever the weather invites you outside. It also provides access to the second-floor deck located just outside the primary bedroom. An easy-lift access hatch opens to this crow’s-nest-style retreat—a private spot for morning coffee, evening sunsets or enjoying the view from above. Beyond the Florida room, the screened pool area becomes your private place to unwind. The pool was resurfaced in 2025 and upgraded with a saltwater system, while the surrounding deck was replaced the same year. From there, head to the water and enjoy direct boating access with no bridges between you and open water. Even better, the seawall is maintained by the City of Punta Gorda. Upstairs, the game room is full of personality, with warm wood finishes, architectural details and its own 2026 mini-split system. It is ready for movie nights, games, hobbies or a retreat that feels completely separate from the rest of the home. Major improvements include a new metal roof, ductwork and attic insulation in 2026, along with a whole-house water softener and reverse-osmosis drinking water in the kitchen. Here, weekends can begin with coffee above the water, move to an afternoon in the pool and end with friends gathered in a home designed for living and entertaining. Downtown Punta Gorda and Fishermen’s Village are nearby, along with convenient access to Punta Gorda Airport and I-75. Distinctive, inviting and connected to the water, this is Florida living with a personality all its own.

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Single Family Active

Price

$ 999,999

Bedrooms

3

Full Bath

4

Property Type

Single Family

Taxes

$ 11,193

Style

Single Family Residence

Lot Size

0.32

Year Built

1982

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

C7530051

Features
General
Sewer Public Sewer
Heating Electric Other
Cooling Central Air
Utilities Cable Available Electricity Connected Phone Available Propane Public
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Disposal Exhaust Fan Microwave Range Refrigerator Water Softener
Zoning GS-3.5
Garage Spaces 3
Pool Features Deck Gunite Heated In Ground Lighting Salt Water Screen Enclosure
Construction Materials Stucco Wood Frame
Pets Allowed Yes
Year Built 1982
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Brackish
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PUNTA GORDA ISLES SEC 04
Facing Direction West
Garage Y/N true
Total Rooms 3
Full Baths 4
Status Active
Directions W. Marion to Tropicana Dr to Palm Tree Dr.
City PUNTA GORDA
Body of Water SHEEPSHEAD BAY
Senior Community Y/N false
MLS Area 33950 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 13987
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 11193.21
Home Warranty Y/N false
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://my.matterport.com/show/?m=r1TtAotHjt5 https://listings.snapshotlistings.com/sites/eqlzgllj/unbranded
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 25
Legal Description PGI 004 0009 0025 PUNTA GORDA ISLES SEC4 BLK9 LT 25 111/652 614/1333 4543/463 3296728 3335532 3400380
Water View Canal
Water Access Type Bay/Harbor Brackish Water Canal - Brackish Canal - Saltwater Gulf/Ocean Gulf/Ocean to Bay River
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Skylight(s) Stone Counters
Flooring Ceramic Tile Engineered Hardwood
Furnished Y/N Unfurnished
Fireplace Features Gas
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Outside
Total Bedrooms 3
Total Baths 4
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Exterior
Exterior Amenities Balcony French Doors Irrigation System Private Mailbox Rain Gutters Sliding Doors
Water Source Public
Lot Size Area 13987
Foundation Details Slab
Spa false
Building Area Total 4570
Lot Size Acres 0.32
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 3
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* Excluded Features
List By
Shari@sjfre.com

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Affordability Calculator

$7,247
Per Month
87%
13%
0%
Monthly Principal & Interest
$6,314
Monthly Property Taxes
$933
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2026$999,999 Listed Price

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2491 PALM TREE DRIVE, Punta Gorda, FL, 33950 is a Single Family Home for sale at $999,999 with 3,750 sqft and a lot size of 0.32. 2491 PALM TREE DRIVE has 3 bedrooms, 4.0 baths, and was built in 1982. The property's zip code is 33950 which is in Punta Gorda, FL