1120 S 12th Avenue St. Charles, IL $ 439,900
1120 S 12th Avenue
$ 439,900
Recently Listed
Open House 8/29 11am - 1pm
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1120 S 12th Avenue

St. Charles, IL, 60174
$ 439,900
Bedrooms4 Baths2.0 Sq 2,000

Monthly Estimate*

$ 2,778

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Single Family Home for sale in St. Charles, IL for $439,900 with 4 bedrooms and 2 full baths. This 2,000 square foot home was built in 1959.

Enjoy the best of downtown St. Charles living in this spacious, versatile home, ideally situated in a quiet, established neighborhood near the Fox River, parks, bike and walking paths, restaurants, shopping, and entertainment. Located in highly sought-after St. Charles Community Unit School District 303, this home combines an exceptional location with flexible living space and everyday convenience. The upper-level features two generously sized bedrooms with carpet updated in 2018, a full bathroom, and a bright, spacious living room highlighted by a beautiful bow window and updated hardwood floors. The beautiful eat-in kitchen includes a new microwave and dishwasher installed in 2026. The flexible lower level offers two additional bedrooms with carpet updated in 2018, a second full bathroom, and a large family room. Radiant-heated floors provide added comfort, while the generously sized laundry room includes a high-end ventless washer and dryer installed in 2025, a utility sink, and ample storage. A private rear entrance from the attached garage, accessed by a second stairway, creates excellent possibilities for guests, a home office, or other living arrangements. Outdoor spaces are equally inviting. The private backyard features a tall privacy fence installed in 2018 and a beautiful concrete patio completed in 2024 - perfect for entertaining, outdoor dining, or relaxing. The professionally landscaped front yard is enhanced by a new concrete front walkway and thoughtfully designed garden beds that add color and curb appeal. An attached, side-load three-car garage provides exceptional parking and storage. With four bedrooms, two full bathrooms, generous living areas, thoughtful updates, and convenient access to downtown St. Charles and the Fox River.

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Open House

8/29/2026 11:00 AM - 1:00 PM
1120 S 12th Avenue St. Charles, IL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 439,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 9,151

Style

Traditional

Year Built

1959

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12743443

Features
General
Living Area 2000
Sewer Public Sewer
Heating Natural Gas Radiant Floor
Cooling Wall Unit(s)
Possession Closing
Roof Asphalt Rubber
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer
HOA Fee 0
Garage Spaces 3
Association Fee Includes None
Architectural Style Traditional
Construction Materials Vinyl Siding Brick
Year Built 1959
Electric Circuit Breakers 200+ Amp Service
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Community Features Curbs Sidewalks Street Lights Street Paved
Additional Parcels Description 0935155007
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Other Structures Shed(s)
Total Rooms 7
Full Baths 2
Status New
Directions Seventh Ave to Madison to 12th South to home.
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Munhall Elementary School
Tax Annual Amount 9151
Middle/Junior High School Wredling Middle School
Additional Parcels Y/N Y
Virtual Tour https://www.zillow.com/view-imx/b1bf5f20-a0bd-40b2-81b4-e5316e0a6027?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
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Interior
Interior Amenities In-Law Floorplan 1st Floor Full Bath
Basement Finished Daylight
Flooring Hardwood
Half Baths 0
Total Bedrooms 4
Room Type No additional rooms
Total Baths 2
Bedrooms Possible 4
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Exterior
Model SPLIT LEVEL
Parking Features Concrete Garage Door Opener Heated Garage Garage Yes Garage Owned Attached Off Street Driveway Owned
Lot Features Corner Lot Landscaped Garden
Water Source Public
Total Parking 8
Foundation Details Concrete Perimeter
Lot Dimensions 90X90
Waterfront Y/N N
Other Equipment TV-Cable CO Detectors Ceiling Fan(s) Fan-Whole House Sump Pump Security Cameras
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* Excluded Features
List By
Exp Realty - St. Charles

Broker

cory@coryjonesteam.com

Email

Affordability Calculator

$3,540
Per Month
78%
22%
0%
Monthly Principal & Interest
$2,778
Monthly Property Taxes
$763
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1539893 Elementary School
564580 Middle School
St Charles East High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2026$439,900 Listed Price

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1120 S 12th Avenue, St. Charles, IL, 60174 is a Single Family Home for sale at $439,900 with 2,000 sqft. 1120 S 12th Avenue has 4 bedrooms, 2.0 baths, and was built in 1959. The property's zip code is 60174 which is in St. Charles, IL