323 TERRA CEIA DRIVE Palmetto, FL $ 320,000
323 TERRA CEIA DRIVE
$ 320,000
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323 TERRA CEIA DRIVE

Palmetto, FL, 34221
$ 320,000
Bedrooms2 Baths2.0 Sq 1,012

Monthly Estimate*

$ 2,021

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Mobile Home for sale in Palmetto, FL

for $320,000 with 2 bedrooms and 2 full baths. This 1,012 square foot home was built in 1980 on a lot size of 0.08.

A HOME THAT FEELS LIKE A PRIVATE FLORIDA RETREAT—WITH SUNSETS YOU'LL NEVER GET TIRED OF. Some homes are beautiful. Others have that rare quality that makes you slow down, look around, and imagine yourself living there. This is one of those homes. From the moment you enter, your eyes are drawn through the light-filled, coastal-inspired living spaces toward the sparkling pool, spa, and peaceful water beyond. But the real magic is outside. The west-facing backyard overlooks a beautiful pond with no homes directly behind you—only water, mature trees, and open green space creating a remarkably private natural backdrop. Imagine morning coffee beside the pool, an afternoon swim while the dogs enjoy the fully fenced yard, dinner outside with friends, and then watching the sky transform into shades of gold, pink, and orange across the water at sunset. It is the kind of setting that makes ordinary days feel like vacation. The home's layout is equally special and difficult to find. Offering four spacious bedrooms, including three upstairs bedrooms—each with its own en-suite bathroom—the home provides exceptional flexibility and privacy. The first-floor primary suite offers convenient single-level living, while the entire second floor creates a private retreat for family or guests. Upstairs, the largest bedroom features its own en-suite bath, adjoining office/studio or dressing area, additional walk-in storage, and views toward the pool and peaceful natural setting. It's an ideal space for visiting family, extended stays, working from home, or simply creating a private sanctuary. The remodeled kitchen features granite countertops, a center island, newer appliances, and a light coastal palette complemented by newer luxury vinyl plank flooring. Multiple walk-in closets, pantries, and storage areas provide excellent everyday functionality, while the garage offers additional room for bikes, fitness equipment, hobbies, recreation, and storage. Major updates provide added peace of mind, including two HVAC systems replaced in 2026 with 10-year warranties, newer appliances, and numerous recent mechanical and pool-equipment updates. Tucked into a quiet community with a low annual HOA, residents enjoy a playground, basketball court, gazebo, and picnic area. Yet you're remarkably close to Ron DeSantis Park, SRQ Airport, UTC, downtown Sarasota, boating, shopping, dining, and entertainment. Privacy, water views, spectacular sunsets, poolside Florida living, and a truly distinctive bedroom layout—this is a rare combination that's difficult to replicate. This isn't simply a home with a pool and a pond behind it. It's a place to slow down, gather with the people you love, and enjoy the Florida lifestyle exactly as it was meant to be lived.

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Mobile Home Active

Price

$ 320,000

Bedrooms

2

Full Bath

2

Property Type

Mobile Home

Taxes

$ 3,605

Style

Manufactured Home

Lot Size

0.08

Year Built

1980

Town/City

Palmetto

County/Region

Manatee

MLS | Web ID

A4704284

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning MHP1
HOA Fee 338
Association Fee Includes Community Pool Manager Pool Maintenance Recreational Facilities Sewer Trash Water
Construction Materials Wood Frame
Pets Allowed Yes
Year Built 1980
View Water
Levels One
Property Subtype Manufactured Home
Tax Year 2025
Ownership Fee Simple
Waterfront Features Bay/Harbor Front Waterfront Bay/Harbor Canal - Freshwater
Community Features Bay/Harbor Front Community Boat Ramp Marina Water Access Waterfront Association Recreation - Owned Buyer Approval Required Clubhouse Community Mailbox Fitness Center Golf Carts OK Pool
Assoc Fee Paid Per Monthly
County Manatee
New Construction false
Property Type Residential
Association Amenities Clubhouse Maintenance
Subdivision Name TROPIC ISLES CO-OP
Facing Direction Northwest
Garage Y/N false
Total Rooms 5
Full Baths 2
Status Active
Directions From 28th Ave W turn onto Tampico Drive Montego Drive or Basin Street to access Terra Ceia Drive. Continue driving south on Terra Ceia Drive until you reach the property.
High School Palmetto High
City PALMETTO
Association Name Tropical Isle Coop - Barbara McEvoy
Senior Community Y/N true
MLS Area 34221 - Palmetto/Rubonia
Lot Size Units Square Feet
Lot Size Square Feet 3463
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Palmetto Elementary-MN
Land Lease Y/N false
Tax Annual Amount 3605.64
Body Type Double Wide
Middle/Junior High School Lincoln Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://view.elevatedaerialconcepts.com/order/e35b6458-5fbb-4d6c-fd69-08de747ec610?version=44_076&branding=true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 0
Legal Description UNIT 323 TROPIC ISLES CO-OP INC PI#29255.2120/9
Water View Bay/Harbor - Full Canal
Minimum Lease 1 Month
Water Access Y/N false
Monthly HOA Amount 338
Water View Y/N true
Flood Zone Code AE*
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Other Walk-In Closet(s)
Flooring Carpet
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Other
Water Source Public
Lot Size Area 3463
Foundation Details Other
Spa true
Building Area Total 1540
Lot Size Acres 0.08
Road Surface Type Concrete
Private Pool false
Waterfront Y/N true
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* Excluded Features
List By
OFFERS@KENNAHOMETEAM.COM

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Affordability Calculator

$2,321
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,021
Monthly Property Taxes
$300
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Palmetto High High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2026$320,000 Listed Price

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323 TERRA CEIA DRIVE, Palmetto, FL, 34221 is a Mobile Home for sale at $320,000 with 1,012 sqft and a lot size of 0.08. 323 TERRA CEIA DRIVE has 2 bedrooms, 2.0 baths, and was built in 1980. The property's zip code is 34221 which is in Palmetto, FL