1413 2Nd Avenue E Spencer, IA $ 189,900
1413 2Nd Avenue E
$ 189,900
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1413 2Nd Avenue E

Spencer, IA, 51301
$ 189,900
Bedrooms3 Baths2.0 Sq 1,912

Monthly Estimate*

$ 1,199

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Single Family Home for sale in Spencer, IA

for $189,900 with 3 bedrooms and 2 full baths. This 1,912 square foot home was built in 1920 on a lot size of 0.16.

A charming 3 bedroom, 1 3/4 bath Cape Cod offering comfortable living and a versatile layout with many of the big ticket updates already completed! Enjoy peace of mind with updated windows, siding, roof, furnace and water heater. The main floor features a bedroom and convenient laundry, along with two separate living spaces. The kitchen offers generous cabinet space with updated countertops and a tile backsplash, while the inviting 3 season porch is the perfect spot to unwind and enjoy the changing seasons. A two-car attached garage adds even more convenience and storage. With classic Cape Cod character, flexible living spaces, and important updates already in place, this home is ready for its next owner!

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Single Family Active

Price

$ 189,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,926

Style

1.5 Story

Lot Size

0.16

Year Built

1920

Town/City

Spencer

County/Region

Clay

MLS | Web ID

261067

Features
General
Sewer Public Sewer
Construction Stick Built
Heating Forced Air
Appliances Disposal Dryer Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Architectural Style 1.5 Story
Stories Count 1.5
Class RESIDENTIAL
Assessments No
Levels One and One Half
Type Single Family Residence
Yearly Taxes 1926
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 6925
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1920
City Spencer
Total Sq Ft 2313
DOM 6
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 99.32
Public Remarks A charming 3 bedroom 1 3/4 bath Cape Cod offering comfortable living and a versatile layout with many of the big ticket updates already completed! Enjoy peace of mind with updated windows siding roof
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Exterior
Waterfront 0
Garage Type Attached
Garage Capacity 552 Sq Ft
Lot Size Source Assessor
Water Source Public/City
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Interior
Furnished Y/N No
Total Baths 2
Full Baths 1
1/4 Baths 0
Basement Style Full
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* Excluded Features
List By
Nicole Nimke

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 363-0287

Phone

ntnimke@gmail.com

Email

Affordability Calculator

$1,360
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,199
Monthly Property Taxes
$161
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2026$189,900 Listed Price

Map


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1413 2Nd Avenue E, Spencer, IA, 51301 is a Single Family Home for sale at $189,900 with 1,912 sqft and a lot size of 0.16. 1413 2Nd Avenue E has 3 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 51301 which is in Spencer, IA