1439 Charlotte Valley Road Summit, NY $ 79,900
1439 Charlotte Valley Road
$ 79,900
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1439 Charlotte Valley Road

Summit, NY, 12175
$ 79,900
Bedrooms2 Baths1.0 Sq 630

Monthly Estimate*

$ 504

1439 Charlotte Valley Road, Summit, NY 12175 - Image 1
1439 Charlotte Valley Road, Summit, NY 12175 - Image 2
1439 Charlotte Valley Road, Summit, NY 12175 - Image 3
1439 Charlotte Valley Road, Summit, NY 12175 - Image 4
1439 Charlotte Valley Road, Summit, NY 12175 - Image 5
1439 Charlotte Valley Road, Summit, NY 12175 - Image 6

Single Family Home for sale in Summit, NY

for $79,900 with 2 bedrooms and 1 full bath. This 630 square foot home was built in 1943 on a lot size of 0.33.

Escape to the Mountains: DIY Cottage with Seller Financing! Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good. No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.

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Single Family Active

Price

$ 79,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,980

Style

Cottage

Lot Size

0.33

Year Built

1943

Town/City

Summit

County/Region

Schoharie

MLS | Web ID

R1710293

Features
Interior
Interior Amenities EatInKitchen BedroomOnMainLevel
Basement CrawlSpace
Flooring Laminate Varies Vinyl
Total Fireplaces 0
Total Stories 1
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 2
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 1
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General
Sewer SepticTank
Heating Electric Baseboard
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Asphalt
Appliances ElectricOven ElectricRange ElectricWaterHeater Refrigerator
Garage Spaces 0.0
Patio/Porch Features Covered Open Porch
Architectural Style Cottage
Construction Materials Frame WoodSiding
School District Cobleskill-Richmondville
Year Built 1943
View SlopeView
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
Accessibility NoStairs
County Schoharie
Property Type Residential
Garage Y/N No
Other Structures Sheds Storage
Total Rooms 4
Full Baths 1
Status Active
Directions Exit 20 off I-88 then follow NY-10 South for 4.2 miles.Turn right onto Charlotte Valley Road (County Road 40).Drive 4.1 miles down Charlotte Valley Road to arrive at your destination on the right.
City Summit
Senior Community Y/N No
High School District Cobleskill-Richmondville
Number Of Units Total 0
MLS Area Summit-434800
Lot Size Units Acres
Lot Size Square Feet 14375.0
Year Built Details Existing
Tax Annual Amount 1980.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Cobleskill-Richmondville
Elementary School District Cobleskill-Richmondville
Tax Assessed Value 29900
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 2
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Exterior
Parking Features NoGarage Driveway
Lot Features Rectangular RectangularLot RuralLot
Water Source Well
Lot Size Area 0.33
Foundation Details Block
Building Area Total 630.0
Lot Dimensions 147X107
Lot Size Acres 0.33
Waterfront Y/N No
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Internal Only
Street Number 1 1439
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* Excluded Features
List By
Charlotteville Realty, Llc

Broker

RealtorGaryMorgan@gmail.com

Email

Affordability Calculator

$669
Per Month
75%
25%
0%
Monthly Principal & Interest
$504
Monthly Property Taxes
$165
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122741 Elementary School
4122833 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2026$79,900 Listed Price

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1439 Charlotte Valley Road, Summit, NY, 12175 is a Single Family Home for sale at $79,900 with 630 sqft and a lot size of 0.33. 1439 Charlotte Valley Road has 2 bedrooms, 1.0 baths, and was built in 1943. The property's zip code is 12175 which is in Summit, NY