184 Upper Penn Point Drive Oakland, MD $ 920,000
184 Upper Penn Point Drive
$ 920,000
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184 Upper Penn Point Drive

Oakland, MD, 21550
$ 920,000
Bedrooms3 Baths2.0 Sq 1,152

Monthly Estimate*

$ 5,809

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Single Family Home for sale in Oakland, MD

for $920,000 with 3 bedrooms and 2 full baths. This 1,152 square foot home was built in 1987 on a lot size of 0.41.

Welcome to this charming 3Br, 2BA home in the quiet and serene Penn Point area of Deep Creek Lake. A Type A dock slip is included and is just an easy walk or golf-cart ride from the property, making lake days more convenient and enjoyable. Inside you'll find an inviting open concept kitchen, dining, and living area that flows seamlessly onto a spacious outdoor deck. Enjoy morning coffee, outdoor dining, grilling and entertaining while taking in the peaceful surroundings. The home sits on just under 1/2 acre, offering plenty of space to enjoy and potential for future expanding. The large, detached garage provides exceptional storage for your boat, jet skis, lake toys, and all your recreational gear. Whether you're looking for a year-round home or a Deep Creek getaway, this property offers the perfect combination of comfort, outdoor enjoyment, and access to the lake. Deep Creek Lake is a four-season destination with boating, golfing, hiking, skiing, dining, and activities for all ages. Conveniently located on Upper Penn Point Road, you'll be close to everything Deep Creek has to offer while still enjoying the peaceful setting. Come see all this property has to offer!

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Single Family Active

Price

$ 920,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,666

Style

Modular/Pre-Fabricated

Lot Size

0.41

Year Built

1987

Town/City

Oakland

County/Region

Garrett

MLS | Web ID

MDGA2012648

Features
General
Living Area 1152
Sewer On Site Septic
Heating Forced Air
Cooling None
Possession Settlement
Zoning R
HOA Fee 125.00
Garage Spaces 2.00
Association Fee Includes Snow Removal
Architectural Style Modular/Pre-Fabricated
Construction Materials Frame
School District GARRETT COUNTY PUBLIC SCHOOLS
Year Built 1987
View Lake Trees/Woods
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel None
Waterfront Features Private Dock Site Split Lakefront
Accessibility 2+ Access Exits Level Entry - Main
Assoc Fee Paid Per Annually
County GARRETT
New Construction N
Property Type Residential
HOA Y
Subdivision Name PENN POINT
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions From 219 turn onto Sand Flat Rd then left onto Boy Scout. Take a right on Penn Point Rd and then a right onto Lower Penn Point then left onto Upper Penn Point and home is on the right.
City OAKLAND
Body of Water Deep Creek Lake
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 17859.00
Tax Annual Amount 2666.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 798.61
Vacation Rental Y/N N
Location Type Lake
Standard Status Active
Year Built Source Assessor
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Interior
Heating Fuel Oil
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1152
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Well
Garage Features Garage - Front Entry
Type of Parking Detached Garage Driveway
Foundation Details Block
Water View Y/N Y
Lot Size Acres 0.41
Water Body Type Lake
Lot Size Source Assessor
Waterfront Y/N Y
Water Access Features Boat - Powered Canoe/Kayak Limited hours of Personal Watercraft Operation (PWC) Private Access
Number of Docks 1
Land Assessed Value 99600.00
Navigable Water Y/N Y
Number of Slips 2
Water Oriented Y/N Y
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Internal Only
Street Number 1 184
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* Excluded Features
List By
Railey Realty, Inc.

Broker

mangumamy@yahoo.com

Email

Affordability Calculator

$6,031
Per Month
96%
4%
0%
Monthly Principal & Interest
$5,809
Monthly Property Taxes
$222
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535905 Elementary School
3534321 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/27/2026$920,000 Listed Price

Map


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184 Upper Penn Point Drive, Oakland, MD, 21550 is a Single Family Home for sale at $920,000 with 1,152 sqft and a lot size of 0.41. 184 Upper Penn Point Drive has 3 bedrooms, 2.0 baths, and was built in 1987. The property's zip code is 21550 which is in Oakland, MD