656 Terrace Avenue
Half Moon Bay, CA, 94019 $ 1,950,000
Bedrooms4 Baths3.0 Sq 2,397 Monthly Estimate*
$ 12,313
for $1,950,000 with 4 bedrooms and 3 full baths. This 2,397 square foot home was built in 2002 on a lot size of 0.1851.
Rarely does single-story living offer this combination of space, convenience, privacy, and connection to nature. This Craftsman-style home features 4 bedrooms and 3 full baths across ~2,400 sq ft, on an oversized 8,025 sq ft lot bordering open space. Vaulted ceilings, radiant-heated wood floors and a gas fireplace create both openness and warmth. The thoughtful floor plan includes an eat-in kitchen with counter seating and breakfast nook, plus a formal dining room with built-in storage. Sliding doors from the kitchen and primary suite open to a backyard with flagstone patio and heated pergola for relaxing and entertaining, all complemented by unobstructed views of the surrounding hills and greenbelt. Fully fenced, low-maintenance yards feature drought-tolerant plantings. A spacious 3-car garage, owned rooftop solar, Tesla Powerwall & Level 2 EV charging station add exceptional utility and energy savings. Other amenities include an interior laundry room, recessed lighting, updated fixtures, and quality wood blinds. Walkable to the high school, the home is minutes from Hwy 92, downtown, trails & beaches. With single-level living, a 3-car garage, energy upgrades, and open-space views, 656 Terrace brings together some of Half Moon Bay's most desirable - and hard to find - features.
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FeaturesGeneralLiving Area 2397
Sewer Public Sewer
Heating Radiant
Cooling None
Appliances Dishwasher
Zoning R1
Garage Spaces 2
Architectural Style Craftsman
Year Built 2002
View Park/Greenbelt Hills
Stories Count 1
Levels One Story
Property Subtype Detached
County San Mateo
Property Type Residential
HOA false
Garage Y/N true
Green Energy Generation Solar
Full Baths 3
Status Pending
City Half Moon Bay
High School District Cabrillo Unified
MLS Area Listing
Lot Size Square Feet 8063
Standard Status Pending
Elementary School District Cabrillo Unified
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InteriorInterior Amenities Formal Dining Room
Flooring Tile Wood
Total Fireplaces 1
Fireplace Features Gas
Air Conditioning Y/N false
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Laundry Features Dryer Washer
Total Bedrooms 4
Kitchen Features Dishwasher Disposal
Total Baths 3
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ExteriorParking Features Attached
Lot Features Level
Water Source Public
Lot Size Area 8063
Foundation Details Slab
Building Area Total 2397
Lot Size Acres 0.1851
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* Excluded FeaturesList ByStephanie SillsListing Agent
stephanie.sills@compass.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $12,313
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Half Moon Bay, CA
Average List Price $2,054,608
Percent of Sale Price 5%
About Half Moon Bay, CA 12,065 Population
6% Since 2002
$ 114,014 Median Income
45.15 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
4755755 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/26/2026 | $1,950,000 | | Listed Price |