20 W COWLES STREET Englewood, FL $ 395,000
20 W COWLES STREET
$ 395,000
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20 W COWLES STREET

Englewood, FL, 34223
$ 395,000
Bedrooms4 Baths3.0 Sq 1,885

Monthly Estimate*

$ 2,728

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Multi-Family Home for sale in Englewood, FL

for $395,000 with 4 bedrooms and 3 full baths. This 1,885 square foot home was built in 1972 on a lot size of 0.16.

Calling all investors and Florida lifestyle seekers to this charming Old Florida-style duplex offering an unbeatable location in historic Old Englewood with an excellent rental history and zero HOA rules! Unit A features a light-filled 2-bedroom, 1-bathroom layout, while Unit B offers a spacious 2-bedroom, 2-bathroom floor plan, both boasting open concepts with large windows letting in an abundance of natural sunlight. Enjoy authentic Florida living with individual washer and dryer units for each side, a durable asphalt driveway with sidewalks to entry, a detached storage shed, a shingle roof replaced in 2008, and a private screen-enclosed lanai perfect for relaxing outdoors. Situated merely 4/10 of a mile from the nearest supermarket and just 2.9 miles from Englewood Beach and Manasota Key’s famous turquoise waters, the property delivers quick, easy access to Lemon Bay public boat ramps for fishing, kayaking, and sunset cruises. You are also just minutes away from historic Dearborn Street’s popular farmers markets, local eateries, art galleries, and Pioneer Park, making this versatile property the ultimate opportunity to generate steady rental income or live in one unit while leasing the other—call today to schedule your private showing!

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Multi-Family Active

Price

$ 395,000

Bedrooms

4

Full Bath

3

Property Type

Multi-Family

Taxes

$ 3,812

Style

Duplex

Lot Size

0.16

Year Built

1972

Town/City

Englewood

County/Region

Sarasota

MLS | Web ID

D6148532

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Wall/Window Unit(s)
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Range Refrigerator Washer
Zoning CG
Patio/Porch Features Screened Side Porch
Construction Materials Block
Pets Allowed Yes
Year Built 1972
Levels One
Property Subtype Duplex
Tax Year 2025
Ownership Fee Simple
County Sarasota
New Construction false
Property Type Residential Income
Subdivision Name GOULDS ADD
Garage Y/N false
Status Active
Directions SR776 to West on W. Cowles Street home is on the right.
High School Lemon Bay High
City ENGLEWOOD
Senior Community Y/N false
MLS Area 34223 - Englewood
Lot Size Units Square Feet
Lot Size Square Feet 6921
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Englewood Elementary
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 3812.77
Middle/Junior High School L.A. Ainger Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/D6148532
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Tax Lot 20
Legal Description LOT 20 BLK 2 GOULDS ADD SUB OF LOT 92 PLAT OF ENGLEWOOD
Minimum Lease 1 Month
Water Access Y/N false
Water View Y/N false
Flood Zone Code X500
Flood Zone Code X500 Y
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Interior
Interior Amenities Ceiling Fan(s)
Flooring Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Outbuilding Lighting Sidewalk
Water Source Public
Lot Size Area 6921
Foundation Details Slab
Number of Buildings 1
Spa false
Lot Size Acres 0.16
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N false
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Keller Williams Island Life Real Estate

Broker

amynowicki@kw.com

Email

Affordability Calculator

$3,046
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,728
Monthly Property Taxes
$318
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lemon Bay High High School High School
Pricing History
DatePricePrice ChangeDescription
8/26/2026$395,000 Listed Price

Map


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20 W COWLES STREET, Englewood, FL, 34223 is a Multi-Family Home for sale at $395,000 with 1,885 sqft and a lot size of 0.16. 20 W COWLES STREET has 4 bedrooms, 3.0 baths, and was built in 1972. The property's zip code is 34223 which is in Englewood, FL