40 Mill St Gardner, MA ^$ 465,000

40 Mill St

^$ 465,000

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Open House 8/29 10am - 11:30am

40 Mill St

Gardner, MA, 01440

^$ 465,000

Bedrooms3 Baths3.0 Sq 2,581

Monthly Estimate*

^$ 2,936

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Single Family Home for sale in Gardner, MA

for $465,000 with 3 bedrooms and 3 full baths. This 2,581 square foot home was built in 1961 on a lot size of 0.37.

Tucked away just off West Broadway, this spacious ranch offers a surprisingly private setting with beautiful pond views while keeping you close to Gardner’s restaurants, shopping, highway access & new development. Step inside to an inviting layout filled with hardwood floors & natural light. The spacious kitchen features an oversized island, upgraded cabinetry & pantry storage and opens to the dining area with a propane stove & exposed brick. One of the home's standout spaces is the sunroom, where walls of windows frame peaceful views of the pond. The main level offers 3 bedrooms, 2 full baths & convenient laundry, including a generous primary suite with private bath & walk-in closet. Downstairs, approximately 620 sq ft of finished space with a 3rd full bath & walkout offers flexibility for a family room, home office or guests. Outside, enjoy a spacious yard overlooking the water, plus an attached tow car garage and two additional bays out back for vehicles, hobbies & storage.

Open House

8/29/2026 10:00 AM - 11:30 AM

40 Mill St Gardner, MA

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 465,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 5,569

Style

Ranch

Lot Size

0.37

Year Built

1961

Town/City

Gardner

County/Region

Worcester

MLS | Web ID

73568690

List By

Kristen Dodge

Listing Agent

Laer Realty Partners

Broker

Affordability Calculator

$3,400

Per Month

Monthly Principal & Interest: $2,936
Monthly Property Taxes: $464
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends

Single family listings in Gardner, MA

Average List Price ^$415,417

Percent of Sale Price 11%

About Gardner, MA

20,508 Population

-1% Since 2002

^$48,643 Median Income

41.89 Median Age

25% Households with Children

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Trends Information provided by ATTOM Data Solutions.

Neighborhood & Schools

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Pricing History

Date	Price	Price Change	Description
8/26/2026	$465,000		Listed Price

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40 Mill St, Gardner, MA, 01440 is a Single Family Home for sale at $465,000 with 2,581 sqft and a lot size of 0.37. 40 Mill St has 3 bedrooms, 3.0 baths, and was built in 1961. The property's zip code is 01440 which is in Gardner, MA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Data is updated as of 8/27/2026.

The real estate information and related content displayed on this site is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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40 Mill St

Single Family Home for sale in Gardner, MA

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