204 POINCIANA LANE Largo, FL $ 2,095,000
204 POINCIANA LANE
$ 2,095,000
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204 POINCIANA LANE

Largo, FL, 33770
$ 2,095,000
Bedrooms5 Baths3.0 Sq 3,257

Monthly Estimate*

$ 13,228

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Single Family Home for sale in Largo, FL

for $2,095,000 with 5 bedrooms and 3 full baths. This 3,257 square foot home was built in 1968 on a lot size of 0.24.

Welcome to waterfront living in the quiet avenues and impeccably manicured estates of Harbor Bluffs. This beautifully kept 5 br/3ba residence spans over 3,200sf of meticulously maintained living space on a west-facing canal, offering water views from virtually every vantage point. Inside, soaring ceilings and an extra-wide staircase make a statement upon entry. The generous, light filled, flexible open floor plan features multiple split-bedroom configurations, effortlessly adapting to your lifestyle. Designed for entertaining and multigenerational living, it provides abundant room for family and guests. A versatile fifth bedroom stands ready to transform into an office, fitness studio, or nursery. The patio terrace is complete with retractable awnings and a conversation pool to relax and watch dolphins play. A private dock with a 12,000-lb lift is your invitation to the Gulf, mere minutes away. Or, enjoy the Harbor Bluffs Park, just one block away, for neighborhood gatherings. Upstairs, the 2nd-story co-primary suite terrace is your vantage point for morning espresso, twilight cocktails, and front-row seats to Florida's legendary western sunsets. Freshly painted and thoughtfully curated, the home has been meticulously kept and maintened. Improvements include a new roof (2020), HVAC's (2023), and smart kitchen appliances (2022) featuring an oven with air-fryer technology, and craft-ice freezer. Premium impact-rated windows, an integrated whole-home central vacuum system, and custom architectural pavers (2021). The true brilliance of this property lies in its sheer versatility: as a multigenerational home, or secondary waterfront retreat. Positioned securely on the mainland in Harbor Bluffs, you enjoy the absolute best of both worlds - a quintessential waterfront lifestyle entirely detached from beach traffic and bridge delays. Located just blocks from Belleair's premier restaurants, boutiques, country clubs, and championship golf courses. Publix & Walgreens are a minute golf cart drive, while top-tier regional hospitals, international airports, and the white sands of Belleair and Clearwater beaches remain effortlessly within reach. Come for the sunsets, stay for the boating, and immerse yourself in the luxury lifestyle of Harbor Bluffs.

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Single Family Coming Soon

Price

$ 2,095,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 17,960

Style

Single Family Residence

Lot Size

0.24

Year Built

1968

Town/City

Largo

County/Region

Pinellas

MLS | Web ID

TB8541809

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities Electricity Connected Public Sewer Connected Water Connected
Roof Shingle
Appliances Convection Oven Dishwasher Dryer Microwave Refrigerator Washer
Zoning R-2
HOA Fee 420
Garage Spaces 2
Patio/Porch Features Deck
Pool Features Heated In Ground
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1968
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Intracoastal Waterway
Community Features Deed Restrictions
Assoc Fee Paid Per Annually
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HARBOR BLUFFS SEC 5
Facing Direction East
Garage Y/N true
Total Rooms 11
Full Baths 3
Status Coming Soon
Directions West on W Bay Dr. Left on Indian Rocks Rd. Right on Palm Dr. Left on Poinciana Ln. House is on the right.
High School Largo High-PN
City LARGO
Body of Water GULF INTRACOASTAL WATERWAY
Association Name Professional Condo Concepts Inc
Senior Community Y/N false
MLS Area 33770 - Largo/Belleair Bluffs
Lot Size Units Square Feet
Lot Size Square Feet 10559
Carport Y/N false
Listing Terms Cash Conventional
Elementary School Mildred Helms Elementary-PN
Land Lease Y/N false
Tax Annual Amount 17960.76
Middle/Junior High School Largo Middle-PN
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/dbeaa615-7ae5-41f6-9b53-06c5a54c01a1?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard https://nextlevelmediasrq.hd.pics/204-Poinciana-Ln/idx
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Coming Soon
Occupancy Type Owner
Tax Lot 30
Legal Description HARBOR BLUFFS SEC 5 LOT 30
Water View Intracoastal Waterway
Water Access Type Intracoastal Waterway
Minimum Lease 6 Months
Water Access Y/N true
Monthly HOA Amount 35
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Eating Space In Kitchen Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor PrimaryBedroom Upstairs Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room Upper Level
Total Bedrooms 5
Total Baths 3
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Exterior
Exterior Amenities Balcony Irrigation System Lighting Sliding Doors
Vegetation Mature Landscaping
Fencing Fenced Vinyl
Parking Features Driveway
Water Source Public
Lot Size Area 10559
Foundation Details Slab
Spa false
Building Area Total 4010
Lot Dimensions 88 x 120
Lot Size Acres 0.24
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
heidi@homewithjoy.com

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Affordability Calculator

$14,725
Per Month
90%
10%
0%
Monthly Principal & Interest
$13,228
Monthly Property Taxes
$1,497
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Largo High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
8/26/2026$2,095,000 Listed Price

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204 POINCIANA LANE, Largo, FL, 33770 is a Single Family Home for sale at $2,095,000 with 3,257 sqft and a lot size of 0.24. 204 POINCIANA LANE has 5 bedrooms, 3.0 baths, and was built in 1968. The property's zip code is 33770 which is in Largo, FL