4514 Neptune Drive
Hernando Beach, FL, 34607 $ 610,000
Bedrooms2 Baths2.0 Sq 1,389 Monthly Estimate*
$ 3,852
for $610,000 with 2 bedrooms and 2 full baths. This 1,389 square foot home was built in 1992 on a lot size of 0.17.
Welcome to this spacious 2-BEDROOM, 2-BATH HOME WITH 1st level FLEX & GAME/ENTERTAINMENT SPACE, a 2-CAR GARAGE, and a desirable CUL-DE-SAC location. Situated on a corner lot with approximately 120 FEET OF CONCRETE SEAWALL AND A FLOATING DOCK, this home offers an exceptional waterfront setting and DIRECT GULF ACCESS in the heart of Hernando Beach. A covered entry welcomes you into a soaring foyer and bright main living area featuring VAULTED CEILINGS, laminate wood-look flooring and an abundance of windows. Pocketing 4-panel sliding glass doors open the living space to the SCREENED UPPER-LEVEL PORCH, creating a seamless indoor/outdoor living experience with beautiful water views. The family and dining areas flow into the beautifully UPDATED KITCHEN (2022) featuring quartz countertops, custom blue cabinetry with accent glass doors, quartz backsplash, under-cabinet lighting, stainless steel appliances and porcelain wood-look tile flooring. A charming kitchen nook surrounded by bay windows, custom lighting, plant shelves and a pantry closet completes this bright and inviting space. The spacious primary suite features a vaulted ceiling, French doors with built-in blinds leading to the screened porch and a walk-in closet. The primary bath offers a FLOOR-TO-CEILING CUSTOM TILE SHOWER, jetted garden/Jacuzzi tub and granite-topped vanity. The second bedroom also enjoys a water view, while the guest bath features a Corian counter top, vanity and custom floor-to-ceiling tiled shower. Laundry is conveniently located on the upper level. Downstairs expands the possibilities with an approximately 25' X 18' GAME/ENTERTAINMENT ROOM with sliding glass doors opening to a covered porch, plus an approximately 14' X 11' FLEX ROOM ideal for an office, hobby room, workout area or additional storage. Step outside and embrace the HERNANDO BEACH WATERFRONT LIFESTYLE with a spacious backyard, ABOVE-GROUND POOL, covered and screened outdoor spaces, approximately 120 FEET OF SEAWALL, floating dock and plenty of room for entertaining. Bring the boat, kayaks and paddleboards and take advantage of DIRECT GULF ACCESS, with the open Gulf just a short boat ride away. Hernando Beach is known for its laid-back coastal atmosphere, waterfront homes, canals, boating, fishing, kayaking, beautiful sunsets and easy access to the Gulf. Enjoy nearby HERNANDO BEACH BOAT RAMPS, MARINAS, WATERFRONT RESTAURANTS, BEACH ACCESS AND THE HERNANDO BEACH FLATS, a popular area for boating, fishing and enjoying the Nature Coast. Additional highlights include a 2-CAR GARAGE, 30-amp RV plug in the garage, newer front and back storm doors and a WATER SOFTENER SYSTEM INSTALLED IN 2019.Current insurance costs are approximately 1,486/YEAR FOR FLOOD INSURANCE, with a savings of approximately 4,771 dollars and and less than 3000 dollars FOR HOMEOWNERS INSURANCE. Enjoy NO HOA AND NO CDD, with SHORT-TERM RENTALS ALLOWED, offering flexibility as a full-time residence, vacation getaway or investment property. Shopping, medical facilities, entertainment and everyday conveniences are just a short drive away, with convenient access to US-19 and the Suncoast Parkway for travel toward Tampa, Brooksville and surrounding areas. COME LIVE THE HERNANDO BEACH LIFESTYLE--WHERE EVERY DAY FEELS LIKE A VACATION! THIS IS FLORIDA LIVING!
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FeaturesGeneralSewer Public Sewer
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Zoning R1B
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
County Hernando
Property Type Residential
HOA false
Subdivision Name Gulf Coast Ret Unit 4
Status Active
Directions North on Shoal Line Blvd ..bear left Calienta St to left on Flamingo Blvd to Rt on Neptune to cul-de-sac
High School Weeki Wachee
City Hernando Beach
Senior Community Y/N false
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 7510
Elementary School Westside
Tax Annual Amount 3611.38
Middle/Junior High School Fox Chapel
Standard Status Active
Possession Close Of Escrow
Waterfront Features Canal Front Navigable Water Seawall Direct Gulf Access Waterfront Community
Virtual Tour https://hurricanepointstudios.hd.pics/4514-Neptune-Dr/idx
Heating Central
Cooling Central Air
Roof Shingle
Construction Materials Frame Vinyl Siding
Year Built 1992
Attached Garage true
Land Lease Y/N false
Tax Lot 011
Appliances Dishwasher Dryer Electric Range Microwave Refrigerator Washer Water Softener Owned
Garage Spaces 2
Architectural Style Stilt
Stories Count 2
Levels Two
New Construction false
Garage Y/N true
Total Rooms 4
Full Baths 2
Carport Y/N false
Legal Description Gulf Coast Ret Unit 4 Blk 26 Lot 11
Patio/Porch Features Covered Patio Porch Rear Porch Screened
Pool Features Above Ground
Facing Direction West
View Canal Water
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InteriorTotal Baths 2
Flooring Carpet Laminate Tile
Air Conditioning Y/N true
Heating Y/N true
Interior Amenities Breakfast Nook Ceiling Fan(s) Entrance Foyer Open Floorplan Pantry Primary Bathroom - Tub with Shower Split Bedrooms Vaulted Ceiling(s) Walk-In Closet(s) Split Plan
Total Bedrooms 2
Laundry Features In Unit Upper Level
Furnished Y/N Unfurnished
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ExteriorLot Features Cleared Corner Lot Cul-De-Sac
Water Source Public
Lot Size Area 0.17
Lot Size Acres 0.17
Road Surface Type Asphalt Paved
Waterfront Y/N true
Road Frontage Type County Road
Parking Features Attached Garage Garage Door Opener
Building Area Total 1389
Exterior Amenities Balcony Dock
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* Excluded FeaturesList BySarah Marie HillListing Agent
Hill Point Realty IncBroker
SarahHill@SarahHillGroup.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,852
- Monthly Property Taxes
- $301
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Hernando Beach, FL
Average List Price $645,730
Percent of Sale Price 6%
About Hernando Beach, FL 2,527 Population
32% Since 2002
$ 48,296 Median Income
57.11 Median Age
13% Households with Children
Trends Information provided by ATTOM Data Solutions.
1951927 Elementary School
3325209 Middle School
Weeki Wachee High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/26/2026 | $610,000 | | Listed Price |