5049 GEORGIA Street Bay St Louis, MS $ 439,900
5049 GEORGIA Street
$ 439,900
New Construction
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5049 GEORGIA Street

Bay St Louis, MS, 39520
$ 439,900
Bedrooms3 Baths2.0 Sq 1,515

Monthly Estimate*

$ 3,038

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Single Family Home for sale in Bay St Louis, MS

for $439,900 with 3 bedrooms and 2 full baths. This 1,515 square foot home was built in 2026.

This canal front home in Bay St. Louis puts waterfront living within reach, with direct access to Bayou Lacroix and the surrounding waterways beyond your back door. A brand-new, mid-level deck was just added, doubling the outdoor living space, creating a shaded, livable area large enough for a full-sized outdoor dining table, full outdoor furniture set, with room to spare. Inside, cathedral ceilings and an open floor create a bright, open living area. The kitchen was made with the chef in mind, with quartz countertops, a large island, custom cabinetry, and stainless-steel appliances. The primary suite offers a walk-in tile shower and a spacious walk-in closet. The ground floor storage room now has a second story., giving owners real, usable space for boat gear, beach chairs, and everything else that comes with coastal living. Built in 2026, this home skips the usual list of updates and repairs that come with buying older homes on the coast. Sitting in a higher elevation AE flood zone, insurance costs stay more manageable than many waterfront properties on the coast, which is a real advantage that buyers are looking for. Downtown Bay St. Louis and its Old Town shops, galleries, and waterfront restaurants are just a few minutes drive by car or a short boat ride away. This waterfront living allows you to participate in all the festivities that come with living in Bay St. Louis all while letting your boat stay in the water just off your back porch.

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Single Family Active

Price

$ 439,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Year Built

2026

Town/City

Bay St Louis

County/Region

Hancock

MLS | Web ID

2574182

Features
General
Living Area 1515.0
Sewer PublicSewer
Heating Central
Cooling None
Roof Metal
Appliances Dryer Dishwasher Disposal Microwave Oven Range Refrigerator Washer
Patio/Porch Features Covered Patio Porch
Architectural Style Other
Construction Materials HardiplankType
Year Built 2026
Stories Count 1
Levels One
Property Subtype Detached
Parcel Number 139a-0-40-099.000
Waterfront Features Bayou CanalAccess
County Hancock
New Construction Y
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Total Rooms 8
Full Baths 2
Status Active
City Bay St Louis
Senior Community Y/N N
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N Y
Property Condition NewConstruction
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Property Sub Type Additional Detached SingleFamilyResidence
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Interior
Interior Amenities CathedralCeilings HighCeilings StainlessSteelAppliances VaultedCeilings
Fireplace Features None
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Dock Porch Patio
Parking Features Covered TwoSpaces Boat RvAccessParking
Lot Features CityLot RectangularLot
Water Source Public
Lot Size Area 0.0
Foundation Details Raised
Spa N
Building Area Total 3320.0
Lot Dimensions 0.12 ACR
Lot Size Acres 0.0
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Century 21 Investment Realty

Broker

kaleb.allen.re@gmail.com

Email

Affordability Calculator

$3,038
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,038
Monthly Property Taxes
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
476401 Elementary School
475975 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/6/2026$439,900 -1.12% Price Down
9/24/2026$444,900 -1.11% Price Down
8/26/2026$449,900 Listed Price

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5049 GEORGIA Street, Bay St Louis, MS, 39520 is a Single Family Home for sale at $439,900 with 1,515 sqft. 5049 GEORGIA Street has 3 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 39520 which is in Bay St Louis, MS