4514 NEPTUNE DRIVE Hernando Beach, FL $ 610,000
4514 NEPTUNE DRIVE
$ 610,000
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Open House 8/29 11am - 1pm
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4514 NEPTUNE DRIVE

Hernando Beach, FL, 34607
$ 610,000
Bedrooms2 Baths2.0 Sq 1,389

Monthly Estimate*

$ 3,852

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Single Family Home for sale in Hernando Beach, FL

for $610,000 with 2 bedrooms and 2 full baths. This 1,389 square foot home was built in 1992 on a lot size of 0.17.

Welcome to this spacious 2-BEDROOM, 2-BATH HOME WITH 1st level FLEX & GAME/ENTERTAINMENT SPACE, a 2-CAR GARAGE, and a desirable CUL-DE-SAC location. Situated on a corner lot with approximately 120 FEET OF CONCRETE SEAWALL AND A FLOATING DOCK, this home offers an exceptional waterfront setting and DIRECT GULF ACCESS in the heart of Hernando Beach. A covered entry welcomes you into a soaring foyer and bright main living area featuring VAULTED CEILINGS, laminate wood-look flooring and an abundance of windows. Pocketing 4-panel sliding glass doors open the living space to the SCREENED UPPER-LEVEL PORCH, creating a seamless indoor/outdoor living experience with beautiful water views. The family and dining areas flow into the beautifully UPDATED KITCHEN (2022) featuring quartz countertops, custom blue cabinetry with accent glass doors, quartz backsplash, under-cabinet lighting, stainless steel appliances and porcelain wood-look tile flooring. A charming kitchen nook surrounded by bay windows, custom lighting, plant shelves and a pantry closet completes this bright and inviting space. The spacious primary suite features a vaulted ceiling, French doors with built-in blinds leading to the screened porch and a walk-in closet. The primary bath offers a FLOOR-TO-CEILING CUSTOM TILE SHOWER, jetted garden/Jacuzzi tub and granite-topped vanity. The second bedroom also enjoys a water view, while the guest bath features a Corian counter top, vanity and custom floor-to-ceiling tiled shower. Laundry is conveniently located on the upper level. Downstairs expands the possibilities with an approximately 25’ X 18’ GAME/ENTERTAINMENT ROOM with sliding glass doors opening to a covered porch, plus an approximately 14’ X 11’ FLEX ROOM ideal for an office, hobby room, workout area or additional storage. Step outside and embrace the HERNANDO BEACH WATERFRONT LIFESTYLE with a spacious backyard, ABOVE-GROUND POOL, covered and screened outdoor spaces, approximately 120 FEET OF SEAWALL, floating dock and plenty of room for entertaining. Bring the boat, kayaks and paddleboards and take advantage of DIRECT GULF ACCESS, with the open Gulf just a short boat ride away. Hernando Beach is known for its laid-back coastal atmosphere, waterfront homes, canals, boating, fishing, kayaking, beautiful sunsets and easy access to the Gulf. Enjoy nearby HERNANDO BEACH BOAT RAMPS, MARINAS, WATERFRONT RESTAURANTS, BEACH ACCESS AND THE HERNANDO BEACH FLATS, a popular area for boating, fishing and enjoying the Nature Coast. Additional highlights include a 2-CAR GARAGE, 30-amp RV plug in the garage, newer front and back storm doors and a WATER SOFTENER SYSTEM INSTALLED IN 2019.Current insurance costs are approximately $1,486/YEAR FOR FLOOD INSURANCE, with a savings of approximately 4,771 dollars and and less than 3000 dollars FOR HOMEOWNERS INSURANCE. Enjoy NO HOA AND NO CDD, with SHORT-TERM RENTALS ALLOWED, offering flexibility as a full-time residence, vacation getaway or investment property. Shopping, medical facilities, entertainment and everyday conveniences are just a short drive away, with convenient access to US-19 and the Suncoast Parkway for travel toward Tampa, Brooksville and surrounding areas. COME LIVE THE HERNANDO BEACH LIFESTYLE—WHERE EVERY DAY FEELS LIKE A VACATION! THIS IS FLORIDA LIVING!

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Open House

8/29/2026 11:00 AM - 1:00 PM
4514 NEPTUNE DRIVE Hernando Beach, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 610,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 3,611

Style

Elevated

Lot Size

0.17

Year Built

1992

Town/City

Hernando Beach

County/Region

Hernando

MLS | Web ID

W7888889

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer Water Softener
Zoning R1B
Garage Spaces 2
Patio/Porch Features Covered Patio Porch Rear Porch Screened
Architectural Style Elevated
Pool Features Above Ground
Construction Materials Vinyl Siding Wood Frame (FSC Certified)
Pets Allowed Yes
Year Built 1992
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal Front Gulf/Ocean Front Waterfront Canal - Saltwater
Community Features Canal Front Gulf/Ocean Front Marina Public Boat Ramp Water Access Waterfront Golf Carts OK
County Hernando
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name GULF COAST RET
Facing Direction West
Garage Y/N true
Total Rooms 4
Full Baths 2
Status Active
Directions North on Shoal Line Blvd ..bear left Calienta St to left on Flamingo Blvd to Rt on Neptune to cul-de-sac
High School Weeki Wachee High School
City HERNANDO BEACH
Body of Water GULF
Senior Community Y/N false
MLS Area 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size Units Square Feet
Lot Size Square Feet 7510
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Westside Elementary-HN
Land Lease Y/N false
Tax Annual Amount 3611.38
Middle/Junior High School Fox Chapel Middle School
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/W7888889
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 11
Legal Description GULF COAST RET UNIT 4 BLK 26 LOT 11
Water View Canal
Water Access Type Canal - Saltwater Gulf/Ocean
Minimum Lease No Minimum
Water Access Y/N true
Additional Rooms Family Room Great Room Inside Utility
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Living Room/Dining Room Combo Open Floorplan PrimaryBedroom Upstairs Stone Counters Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Carpet Laminate Porcelain Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Closet Upper Level
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Balcony French Doors Sliding Doors Storage
Parking Features Garage Door Opener
Lot Features Cleared Cul-De-Sac Flood Insurance Required FloodZone Near Marina Near Public Transit
Water Source Public
Lot Size Area 7510
Foundation Details Stilt/On Piling
Spa false
Building Area Total 3621
Lot Size Acres 0.17
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Hill Point Realty Inc.

Broker

mls@sarahhillgroup.com

Email

Affordability Calculator

$4,153
Per Month
93%
7%
0%
Monthly Principal & Interest
$3,852
Monthly Property Taxes
$301
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Weeki Wachee High School High School High School
Pricing History
DatePricePrice ChangeDescription
8/26/2026$610,000 Listed Price

Map


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4514 NEPTUNE DRIVE, Hernando Beach, FL, 34607 is a Single Family Home for sale at $610,000 with 1,389 sqft and a lot size of 0.17. 4514 NEPTUNE DRIVE has 2 bedrooms, 2.0 baths, and was built in 1992. The property's zip code is 34607 which is in Hernando Beach, FL