38 Lake St Spencer, MA ^$ 498,000

38 Lake St

^$ 498,000

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38 Lake St

Spencer, MA, 01562

^$ 498,000

Bedrooms4 Baths2.1 Sq 2,224

Monthly Estimate*

^$ 3,144

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Single Family Home for sale in Spencer, MA

for $498,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,224 square foot home was built in 2005 on a lot size of 0.64.

Private 4-BR Colonial by Luther Hill ParkSpacious 8-room Colonial on a private, elevated hill lot at the end of a dead-end street. Backyard directly borders and accesses Luther Hill Park for beach swimming, lifeguards, fishing, kayaking, canoeing, bicycling, and live entertainment.Main floor features a large eat-in kitchen with a center island, dedicated laundry room, formal dining room, living room, and a massive bonus family room with soaring cathedral ceilings. Upstairs offers 4 spacious bedrooms and 2 full baths, including a primary master suite with cathedral ceilings. Includes an attached 2-car garage.Conveniently located near a local bus line with a straightforward drive to Worcester, Boston, Hartford, Springfield, and Providence.

Single Family Active

Price

^$ 498,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 5,464

Style

Colonial

Lot Size

0.64

Year Built

2005

Town/City

Spencer

County/Region

Worcester

MLS | Web ID

73568372

List By

Jonathan Minerick

Listing Agent

Homecoin.Com

Broker

Affordability Calculator

$3,600

Per Month

Monthly Principal & Interest: $3,144
Monthly Property Taxes: $455
Monthly Home Insurance: --

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Loan Term

Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends

Single family listings in Spencer, MA

Average List Price ^$575,915

Percent of Sale Price 16%

About Spencer, MA

11,991 Population

3% Since 2002

^$65,972 Median Income

43.77 Median Age

21% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

Neighborhood & Schools

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Pricing History

Date	Price	Price Change	Description
9/1/2026	$498,000	-3.28%	Price Down
8/26/2026	$514,900		Listed Price

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38 Lake St, Spencer, MA, 01562 is a Single Family Home for sale at $498,000 with 2,224 sqft and a lot size of 0.64. 38 Lake St has 4 bedrooms, 2.1 baths, and was built in 2005. The property's zip code is 01562 which is in Spencer, MA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Data is updated as of 10/6/2026.

The real estate information and related content displayed on this site is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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38 Lake St

Single Family Home for sale in Spencer, MA

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