520 N RIO ARRIBA -- Cottonwood, AZ $ 1,275,000
520 N RIO ARRIBA --
$ 1,275,000
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520 N RIO ARRIBA --

Cottonwood, AZ, 86326
$ 1,275,000
Bedrooms3 Baths2.1 Sq 3,166

Monthly Estimate*

$ 8,050

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Single Family Home for sale in Cottonwood, AZ

for $1,275,000 with 3 bedrooms and 2 full baths, 1 half bath. This 3,166 square foot home was built in 1998 on a lot size of 0.97.

A HIDDEN WORLD IN THE HEART OF THE VERDE VALLEY. Tucked away at the end of the road in Cottonwood's lush Greenbelt, this distinctive Victorian Country Farmhouse-style residence offers a side of Arizona few expect to find. Set on a private 0.97-acre lot surrounded by towering shade trees and established greenery, this is a true sanctuary--peaceful, secluded and seemingly worlds away from it all. Beautifully maintained, the 3,166-square-foot, two-story home offers an abundance of flexible living space with 4 bedrooms, a loft, den/office and an oversized three-car garage. Recent improvements include new flooring, fresh paint and upgraded sliding door windows, while a private well and septic system add to the property's independence. Best of all--NO HOA. Inside and out, there is room to live, work, gather and retreat. The generous floorplan easily accommodates guests, a home office, hobbies or multi-purpose living, while the expansive property provides the privacy and breathing room that are increasingly difficult to find. Yet for all its seclusion, the location is remarkably convenient. Shopping, dining and everyday services are just minutes away, while the historic charm of Clarkdale and Jerome is close at hand. Head the other direction and the spectacular Red Rocks of Sedona await, with world-renowned hiking, outdoor adventure, dining and recreation all within easy reach. Whether envisioned as a full-time residence, seasonal Arizona retreat or investment property, this unique Greenbelt setting offers exceptional flexibility without the constraints of an HOA. Private enough to feel hidden. Convenient enough to stay connected. This is Arizona living you simply don't expect to find.

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Single Family Active

Price

$ 1,275,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,320

Style

Victorian

Lot Size

0.97

Year Built

1998

Town/City

Cottonwood

County/Region

Yavapai

MLS | Web ID

7071414

Features
Interior
Interior Amenities Non-laminate Counter High Speed Internet Double Vanity Master Downstairs Breakfast Bar Central Vacuum Vaulted Ceiling(s) Kitchen Island Pantry Full Bth Master Bdrm Separate Shwr & Tub Tub with Jets
Flooring Vinyl Tile Wood
Fireplace Features Gas
Total Stories 1
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Skylight(s) Dual Pane
Fireplace Y/N Y
Laundry Features Gas Dryer Hookup Wshr/Dry HookUp Only
Total Bedrooms 3
Total Baths 3
Bedrooms Possible 5
Built-in Microwave True
Kitchen Island True
Multiple Ovens True
Non-laminate Counter True
Pantry True
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General
Sewer Septic Tank
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Phone Available Natural Gas Connected
Possession Close Of Escrow
Roof Metal
Garage Spaces 3.0
Association Fee Includes No Fees
Architectural Style Victorian See Remarks
Construction Materials Lap Siding Wood Frame
Year Built 1998
View Panoramic Trees/Woods Mountain(s)
Property Subtype Single Family Residence
Tax Year 2018
Ownership Fee Simple
County Yavapai
New Construction N
Property Type Residential
HOA N
Attached Garage N
Energy Efficient Solar Panels
Subdivision Name S35 T16N R3E
Possible Use See Remarks
Green Water Conservation Recirculation Pump
Other Structures Shed(s) Gazebo
Total Rooms 0
Special Listing Conditions N/A
Status Active
Directions Main st. to Gila to 16th Street Rt on Franquero Rt. on Autumn left to Rio Arriba. Do not follow GPS if it tries to take you any other way.
High School Mingus Union High School
City Cottonwood
Disclosures Seller Discl Avail Well Disclosure
High School District Mingus Union High School District
Open Parking Spaces 4.0
Lot Size Units Square Feet
Lot Size Square Feet 42253.0
Carport Spaces 0.0
Carport Y/N N
Spa Features None
Elementary School Cottonwood Community School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 3320.0
Home Warranty Y/N N
Middle/Junior High School Cottonwood Community School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/69095cf4-4c69-438b-b65c-a344407b6d8d?initialViewType=pano
Builder Name Unknown
Standard Status Active
Occupancy Type Owner
Elementary School District Cottonwood-Oak Creek Elementary District
Tax Lot 0
New Financing: Conventional True
Senior Community N
New Financing: FHA True
Ttl Monthly Fee Equiv 0.0
New Financing Cash True
New Financing: VA True
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Exterior
Exterior Amenities Rain Gutters Balcony Private Street(s) Built-in Barbecue
Fencing Back Yard
Parking Features Attached Garage RV Access/Parking Direct Access Circular Driveway
Lot Features Rural Gravel/Stone Front Grass Front Grass Back Irrigation Front Irrigation Back
Water Source Private Well
Lot Size Area 42253.0
Spa N
Lot Size Acres 0.97
Road Surface Type Gravel
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 3.0
Crops Included Y/N N
Road Responsibility Private Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 520
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* Excluded Features
List By
Berkshire Hathaway Homeservices Arizona Properties

Broker

nisreen.hawley@bhhsaz.com

Email

Affordability Calculator

$8,327
Per Month
97%
3%
0%
Monthly Principal & Interest
$8,050
Monthly Property Taxes
$277
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4941741 Elementary School
4918971 Middle School
Mingus Union High School High School
Pricing History
DatePricePrice ChangeDescription
8/26/2026$1,275,000 Listed Price

Map


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520 N RIO ARRIBA --, Cottonwood, AZ, 86326 is a Single Family Home for sale at $1,275,000 with 3,166 sqft and a lot size of 0.97. 520 N RIO ARRIBA -- has 3 bedrooms, 2.1 baths, and was built in 1998. The property's zip code is 86326 which is in Cottonwood, AZ